and-m
Member
Registered: 5th May 02
Location: Liverpool. Drives. Skud vRS.
User status: Offline
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quote:
Originally posted by Red_Sxi
When i rang liverpool victoria about my mods, they told me that they don't even need to be informed about them, let alone paying more
If something happens to those mods though or your car gets nicked they wont pay out for them!
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by and-m
you havent declared those mods kerry? dodgy...
im going to do it today 
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Bonus
Member
Registered: 13th May 02
Location: Cheltenham
User status: Offline
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quote:
Originally posted by Kerry
quote:
Originally posted by and-m
you havent declared those mods kerry? dodgy...
im going to do it today
Good Luck! 
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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quote:
Originally posted by and-m
quote:
Originally posted by Red_Sxi
When i rang liverpool victoria about my mods, they told me that they don't even need to be informed about them, let alone paying more
If something happens to those mods though or your car gets nicked they wont pay out for them!
Fine by me as long as they pay out for my car
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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i dont think they will ure insurance will be void
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wayne hiscock
Member
Registered: 20th Jan 01
Location: wiltshire, trowbridge
User status: Offline
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quote:
Originally posted by Robertio_uk
well im paying £148 a Month so think urself lucky m8.
How old r u??
thats wot i was paying on my old gsi
paying bit less on bmw lol
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wayne hiscock
Member
Registered: 20th Jan 01
Location: wiltshire, trowbridge
User status: Offline
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my old gsi was written off with alloys, tints, drilled air box, s/s back box, suspension and buckets
and only thing that was declaired was the suspension and i got more than wot i paid for the car 2 months earlier
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Neshol
Member
Registered: 10th Jul 02
Location: Midlands
User status: Offline
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It's true, LV don't ask what mods you've done, they just let you do them without it voiding your insurance. (not performance mods tho)
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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quote:
Originally posted by Kerry
i dont think they will ure insurance will be void
No i rang them and asked "if i modify my car do i need to let you know about it". They said NO. They said its not one of the conditions of the policy, they dont even ask if the car is modified, nor do they state that it wont be insured if it is modified
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Dan-P
Member
Registered: 26th Jun 02
Location: London
User status: Offline
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With the spoiler I think it's genuine SXi/SRi so when I insured the car say it included it as standard would I have still needed to tell them?
So can I ignore the spoiler and just tell them of the wheels? When I spoke on the phone I was given the impression it was some completely different aftermarket custom spoiler they were adding to my premium.
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by Red_Sxi
quote:
Originally posted by Kerry
i dont think they will ure insurance will be void
No i rang them and asked "if i modify my car do i need to let you know about it". They said NO. They said its not one of the conditions of the policy, they dont even ask if the car is modified, nor do they state that it wont be insured if it is modified
so wot happens if ure car is stolen?
u could make all sorts of claims on mods u never even had couldnt u?
or dont they pay out on mods?
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Neshol
Member
Registered: 10th Jul 02
Location: Midlands
User status: Offline
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They don't pay out. It's already been said.
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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No they won't pay for the mods, they will only pay for standard parts, which i don't really mind
[Edited on 14-11-2003 by Red_Sxi]
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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so u wouldnt mind if u spent money on ure car and it got knicked and u lost it all 
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Valleyscorsa
Member
Registered: 16th Jan 03
Location: Glam Uni - drives - 1.2 vegas
User status: Offline
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But from what hes not paying for in insurance he can afford to put them back on!!!!!!!!
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Black Corsa SRi
Member
Registered: 25th May 02
Location: ---Stockport---- Drives: Pug 206 Roland Garros
User status: Offline
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quote:
Originally posted by Dan-P
Asked for a quote on adding 16" MM wheels and a SRi spoiler they said £250 extra, making my monthly payment from £106.88 to £136.04 is it me or is that a bit steep?? (haven't got much choice tbh as I want them on so they know I'd pay whatever  ) Also the with the spoiler it's genuine Vauxhall so I thought it wouldn't cost much to put that on 
Im with Norwich Union.
Opinions?
[Edited on 13-11-2003 by Dan-P]
your prob is mate your with norwich union and they try to rip u off good and proper! they tried to have me big time i told them i was lowering my car and asked how it would effect my policy and they said that it wouldnt at all which i thought was alittle strange but they sent a cover note to say as much so i was happy, then a month later they sent my renewal which had an extra 1000 on it for the lowering! i rang em up to see what goin on and they said they only said it was free cause i had such a short time on my policy, which they had neglected to tell me at the time, they made out it was generally ocmpany policy! and that they had put my premium up so much as they didnt want to encourage my business any longer! LOL i hadnt crashed or been done for speeding or anything! so i actually had more NCB if anything! so needless to say i didnt renew. i went with CIS who are miles better and only charge for enige mods anyway!
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Dan-P
Member
Registered: 26th Jun 02
Location: London
User status: Offline
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Ive got another 10 months left before I need renewing my insurance. It is costing me alot :S
Can I tell them of the mods a day after a monthly payment is due so that I wont have to pay the extra insurance till next month?
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NormSXi
Member
Registered: 26th Sep 03
User status: Offline
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So do i have to tell my insurer about my tints then, and i have the later smoked rear lights, genuine vaux parts though???
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oakesylad
Member
Registered: 29th Mar 03
Location: Cheshire. Hell Hole Town
User status: Offline
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i've heard that HIC are bad at paying out ? i need to know as i am thinking about getting a policy with them. They have give me the best price up to now. there like nearly £500 cheaper than anyone i have rang. any info about hic would be great. u2u please incase i'm going to make a mistake with going with hic
Thanks
Oakesylad !
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J100RSA
Member
Registered: 4th Mar 01
Location: Thornhill, West Yorkshire
User status: Offline
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i pay £175 a year fc on my valver with all mods 
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Neshol
Member
Registered: 10th Jul 02
Location: Midlands
User status: Offline
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Git
[Edited on 14-11-2003 by Neshol]
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J100RSA
Member
Registered: 4th Mar 01
Location: Thornhill, West Yorkshire
User status: Offline
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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im paying £1040, all mods declared on a 1.4 8v sri with liv vic, and im 19 with 1yr ncd at the moment. I was told that all mods are covered so long as you have the receipt, but after reading this im gonna have to recheck as i cant afford to lose all the extra ive spent on the car if it goes walkabouts!
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