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corsa_u_can

Member

Registered: 16th Feb 04
Location: Ware,Hertfordshire
User status: Offline

31st Mar 04 at 12:11

Keep smiling sassy everything will be ok in the end. P.S Your a honey

sassyminx

Member

Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline

31st Mar 04 at 12:11

quote:
Originally posted by Greasemonkey
/\/\ Oh that sucks babe, my credit rating is at an all time low, i bounce my credit cards round to benfit from 0% interest,but, they wont let me have any more cards to bounce my funds, if i could get credit i would be terrible, Like me matey broster said i go spend crazy, and mark you know what i NEED £1700 for LOL, i take it ya work part time because of the kids?, at least you work eh, well see what the bank say its not fair that if ya aint got no money they just ask for more, i hope they are more helpfull than my bank!!!! HSBC beware they lend ya loads then screw ya up the arse

thanks hun......yea work part time cos not fair on the kids to work full time and already payin £400 a month nursery fees as it is

M2RTY

Member

Registered: 25th May 01
User status: Offline

31st Mar 04 at 12:12

dont get a loan to pay off a loan whatever you do, not worth it at all as ure paying interest on interest

sassyminx

Member

Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline

31st Mar 04 at 12:13

quote:
Originally posted by M2RV H
dont get a loan to pay off a loan whatever you do, not worth it at all as ure paying interest on interest

the interest im gettin charged atm is bout 30%

SetH

Member

Registered: 15th Jul 01
User status: Online

31st Mar 04 at 12:14

quote:
Originally posted by sassyminx
thnx hun i mite try, if i got 6k id be clear of debt tho and id be sorted and hav money in the bank etc, a major prob ive got tho is that im on repayment terms at debt collection agencys for all of the debt ive got cos wen i left my ex i was stuck to pay em all, and it means ive got loads to pay thru bout 9 companys

cosolidation company would contact all 9 of those and repay it on your behalf.

MatthewR

Member

Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline

31st Mar 04 at 12:16

make sure u choose the right company though, so many are rip offs

Ben

Banned

Registered: 12th Jan 03
Location: West Yorkshire
User status: Offline

31st Mar 04 at 12:33

i aint in debt , but i only have £50 wage next wk as i took this wk offf ill and thats all they pay, how SHIT is that

AndyW

Member

Registered: 28th Oct 02
Location: Greater London
User status: Offline

31st Mar 04 at 12:35

i am unemployed cant seem to get a job, i owe my family well over 2.5k im goin away nxt weekend n i only have £40!

im fucked i cant afford to put petrol in my car....im desperately lookin for work too.

Half Pint

Member

Registered: 25th Mar 02
User status: Offline

31st Mar 04 at 12:37

seek financial advice free of charge from your bank!

sxi16vjoe

Member

Registered: 16th Dec 02
Location: Kent
User status: Offline

31st Mar 04 at 15:22

im really bad with money, but i just ignore it all and hope it goes away!

i need to make a lot of money really quickly.

one thing tho i always have enough money for beer!

broster

Premium Member

Registered: 6th Dec 02
Location: Drives: E39
User status: Offline

31st Mar 04 at 15:38

quote:
Originally posted by Greasemonkey
/\/\ Oh that sucks babe, my credit rating is at an all time low, i bounce my credit cards round to benfit from 0% interest,but, they wont let me have any more cards to bounce my funds, if i could get credit i would be terrible, Like me matey broster said i go spend crazy, and mark you know what i NEED £1700 for LOL, i take it ya work part time because of the kids?, at least you work eh, well see what the bank say its not fair that if ya aint got no money they just ask for more, i hope they are more helpfull than my bank!!!! HSBC beware they lend ya loads then screw ya up the arse

i also need £1700 before you get it lol!

Member

Registered: 10th Sep 03
User status: Offline

31st Mar 04 at 15:49

I'm £18.99 od

. not as bad as you though...

transca

Member

Registered: 28th Dec 00
Location: rotherham
User status: Offline

31st Mar 04 at 17:59

quote:
Originally posted by sassyminx
ive cancelled all direct debits and stopped wages gettin paid into there, am off to sort out all me debts and see exactly wot ive got comin in and goin out....... and then i spose ill hav to fone em all and tell em there not gettin paid.....least me rent is upto date tho they cant throw me out just yet

thats gonna fuck your credit rating and might stop you getting a loan in the future. you should ring the companys up and ask for a concession and see what they can do for you.

sassyminx

Member

Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline

31st Mar 04 at 18:06

quote:
Originally posted by transca

quote:
Originally posted by sassyminx
ive cancelled all direct debits and stopped wages gettin paid into there, am off to sort out all me debts and see exactly wot ive got comin in and goin out....... and then i spose ill hav to fone em all and tell em there not gettin paid.....least me rent is upto date tho they cant throw me out just yet

thats gonna fuck your credit rating and might stop you getting a loan in the future. you should ring the companys up and ask for a concession and see what they can do for you.

ive foned the companys with direct debits and changed em over to a different bank account................my credit ratins fcuked anyway cos im on repayment terms for 6k of debt, every single 1 of em is bein paid at 10% of wot im sposed to pay atm, and im not even managin that

transca

Member

Registered: 28th Dec 00
Location: rotherham
User status: Offline

31st Mar 04 at 18:13

quote:
Originally posted by sassyminx

quote:
Originally posted by transca

quote:
Originally posted by sassyminx
ive cancelled all direct debits and stopped wages gettin paid into there, am off to sort out all me debts and see exactly wot ive got comin in and goin out....... and then i spose ill hav to fone em all and tell em there not gettin paid.....least me rent is upto date tho they cant throw me out just yet

thats gonna fuck your credit rating and might stop you getting a loan in the future. you should ring the companys up and ask for a concession and see what they can do for you.

ive foned the companys with direct debits and changed em over to a different bank account................my credit ratins fcuked anyway cos im on repayment terms for 6k of debt, every single 1 of em is bein paid at 10% of wot im sposed to pay atm, and im not even managin that

best thing to do is consolidate, might mean spreading it out over 60months but there are some banks offering loans around 6-7% apr at the moment.

sassyminx

Member

Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline

31st Mar 04 at 18:33

quote:
Originally posted by transca

quote:
Originally posted by sassyminx

quote:
Originally posted by transca

quote:
Originally posted by sassyminx
ive cancelled all direct debits and stopped wages gettin paid into there, am off to sort out all me debts and see exactly wot ive got comin in and goin out....... and then i spose ill hav to fone em all and tell em there not gettin paid.....least me rent is upto date tho they cant throw me out just yet

thats gonna fuck your credit rating and might stop you getting a loan in the future. you should ring the companys up and ask for a concession and see what they can do for you.

ive foned the companys with direct debits and changed em over to a different bank account................my credit ratins fcuked anyway cos im on repayment terms for 6k of debt, every single 1 of em is bein paid at 10% of wot im sposed to pay atm, and im not even managin that

best thing to do is consolidate, might mean spreading it out over 60months but there are some banks offering loans around 6-7% apr at the moment.

the way im able to pay atm means ill be payin 6k off over the next 10years

transca

Member

Registered: 28th Dec 00
Location: rotherham
User status: Offline

31st Mar 04 at 18:36

a 6k loan over 5 years would only be about £150 a month

sassyminx

Member

Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline

31st Mar 04 at 19:30

quote:
Originally posted by transca
a 6k loan over 5 years would only be about £150 a month

i cud afford that no bother........just gettin the loan thats the problem my credit history is in pieces

transca

Member

Registered: 28th Dec 00
Location: rotherham
User status: Offline

31st Mar 04 at 19:48

you might not get a loan from somewhere like egg etc as all you do there is fill a form in a nd thy check the numbers but if you go in to see bank manager etc you can explain situation and they can look at what your'e paying back etc

nat16v

Member

Registered: 1st Mar 04
Location: kidderminster,west midz drives:escort si
User status: Offline

31st Mar 04 at 19:49

sorry to hear about this sassy,i thought my debts were bad.
ive been to job centre today to get wftc which will make me bout £100 better off a week
its bad when uve got kids too cause u dont want them to suffer or go with out but it will sort itself out evenually n good luck

[Edited on 31-03-2004 by nat16v]

sassyminx

Member

Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline

31st Mar 04 at 20:40

quote:
Originally posted by nat16v
sorry to hear about this sassy,i thought my debts were bad.
ive been to job centre today to get wftc which will make me bout £100 better off a week
its bad when uve got kids too cause u dont want them to suffer or go with out but it will sort itself out evenually n good luck

[Edited on 31-03-2004 by nat16v]

cheers

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