Dean_H
Member
Registered: 19th May 02
Location: Rhondda Cynon Taff
User status: Offline
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Ive had a visa electron for since i was 15 and have had regular money each month going into it till now. I am now 18 and i want a visa debit card so i can shop online etc. Asked my bank they said they will let me know.
Had a letter saying i cant have one bla bla bla credit rating bla bla (and i have never borrowed money in my life)
Does anyone else my age have a problem getting a visa debit card? What do you lot use?
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Dave
Member
Registered: 26th Feb 01
Location: Lancs
User status: Offline
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Fcuk em off and find a bank that offers switch, most high street banks do and will be keen for your custom.
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J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
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visa from natwest, got accepted straight away, i've never taken a loan, or had any finance on anything
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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yea, my mate had this problem, said barclays wouldnt because of credit rating etc and he moved to HSBC and got a debit visa card and credit card.
However, i applied for one at my little local branch and was accpeted and i have money going in about once every 6 months  i think i must have been lucky, although you will find they check up on your fokes too on credit ratings etc 
Edit: im 18 too mate 
[Edited on 12-04-2004 by VisibleMan]
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Shane
Member
Registered: 10th Jan 04
User status: Offline
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im 18 aswell, been with hsbc since i was 14 i think, i got overdrawn, got an overdraft and went through that and become overdrawn again, and they still gave me a loan
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Trucido
Member
Registered: 14th Jun 03
Location: Bristol
User status: Offline
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been with halifax since i was about 4 they give me whatever i want :s
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Shane
Member
Registered: 10th Jan 04
User status: Offline
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they give you sex???
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by Welsh_SXi
i have never borrowed money in my life
This is why - you need to in order to develop a rating.
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Rob
Member
Registered: 9th Jul 01
Location: hull
User status: Offline
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or your house may be black listed?!
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the_legend_of_yrag
Member
Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline
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Each house has a credit rating so depends how your parents credit is aswell. Is what my ol man said anyway!!
Ive got a solo debit card with hsbc, whats the difference between that and a visa? The visa inc. an overdraft?
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Tracey
Member
Registered: 27th Aug 03
User status: Offline
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the Barclays advert.......
what has the Hen got to do with the bank 
why oh why do they use a HEn----
whats the relevance
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jo_jess
Member
Registered: 28th Jul 03
Location: Bristol
User status: Offline
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quote:
Originally posted by netrix
im 18 aswell, been with hsbc since i was 14 i think, i got overdrawn, got an overdraft and went through that and become overdrawn again, and they still gave me a loan
you have to watch hsbc, they chuck money at you and then charge the fuck out of you when you have problems. One nasty bank If you want a visa try Capital One, great rates
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