LScorsa
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Registered: 31st Oct 02
Location: Mansfield, Nottinghamshire
User status: Offline
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Ive just took out car insurance with tesco but she said that having a cat 1 alarm/imobiliser doesnt make any difference to price- same when i added it to my last policy. I thought that having this sort of security device should have some affect on the price???
Not too bothered as i got it for 305 with tesco instead of 636 with NU
but just wondered if any companies take security into account?
[Edited on 16-10-2004 by LScorsa]
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LukeGSi
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Registered: 9th Dec 03
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Some take it into account and others don't although as a general rule most companies won't insure high risk vehicles for theft without a cat 1 immobilser.
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Kerry
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Registered: 5th Oct 01
Location: Norwich
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tesco do take it into account i know this for a fact because they said if i didnt forward the certificate for my cat 1 by a certain date then i would have to pay extra premium
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LScorsa
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Registered: 31st Oct 02
Location: Mansfield, Nottinghamshire
User status: Offline
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Is yours fully comp then Kerry? cos she said to me that it makes no difference to mine.
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LukeGSi
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Registered: 9th Dec 03
User status: Offline
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quote:
Originally posted by LukeGSi
Some take it into account and others don't although as a general rule most companies won't insure high risk vehicles for theft without a cat 1 immobilser.
What car do you have?
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Kerry
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Registered: 5th Oct 01
Location: Norwich
User status: Offline
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i think tesco make stuff up
when i had vectra i rang them on 2 different occasions and was told different things regarding modifications
yes i am fully comp with the pulsar and the nova on the same policy both have cat 1 alarms, costs me £600 plus extra £40 a month to drive nova aswell.....
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LScorsa
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Registered: 31st Oct 02
Location: Mansfield, Nottinghamshire
User status: Offline
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quote:
Originally posted by LukeGSi
quote:
Originally posted by LukeGSi
Some take it into account and others don't although as a general rule most companies won't insure high risk vehicles for theft without a cat 1 immobilser.
What car do you have?
only a 1.2 corsa B. got kit and 17s.
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Richie
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Registered: 3rd Dec 02
Location: Newport, Wales
User status: Offline
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usually they dont give a shit because even VSIB accreddited installers dont do the alarms properly.
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LScorsa
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Registered: 31st Oct 02
Location: Mansfield, Nottinghamshire
User status: Offline
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quote:
Originally posted by Kerry
i think tesco make stuff up
when i had vectra i rang them on 2 different occasions and was told different things regarding modifications
I got the impression they werent really bothered about other mods unless they altered the engine performance. worked out about £50 extra for my mods.
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Kerry
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Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by LScorsa
quote:
Originally posted by LukeGSi
quote:
Originally posted by LukeGSi
Some take it into account and others don't although as a general rule most companies won't insure high risk vehicles for theft without a cat 1 immobilser.
What car do you have?
only a 1.2 corsa B. got kit and 17s.
that will be y then its probably not classed as high risk vehicle so they dont care if it has one or not
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Kerry
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Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by LScorsa
quote:
Originally posted by Kerry
i think tesco make stuff up
when i had vectra i rang them on 2 different occasions and was told different things regarding modifications
I got the impression they werent really bothered about other mods unless they altered the engine performance. worked out about £50 extra for my mods.
thats wot they originally told me then when i rang back to declare them they wanted an extra £30 a month 
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LukeGSi
Member
Registered: 9th Dec 03
User status: Offline
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Aye that's because no matter how many modifications it's still not considered high risk 
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LScorsa
Member
Registered: 31st Oct 02
Location: Mansfield, Nottinghamshire
User status: Offline
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quote:
Originally posted by Richie
usually they dont give a shit because even VSIB accreddited installers dont do the alarms properly.
sorry whats VSIB? its wrong though really because you try and make your car safer but doesnt alter insurance, but they quick to pile on the money with mods.
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LScorsa
Member
Registered: 31st Oct 02
Location: Mansfield, Nottinghamshire
User status: Offline
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quote:
Originally posted by Kerry
quote:
Originally posted by LScorsa
quote:
Originally posted by Kerry
i think tesco make stuff up
when i had vectra i rang them on 2 different occasions and was told different things regarding modifications
I got the impression they werent really bothered about other mods unless they altered the engine performance. worked out about £50 extra for my mods.
thats wot they originally told me then when i rang back to declare them they wanted an extra £30 a month
best not do any other mods then! hope its all ok when they send the documents
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LukeGSi
Member
Registered: 9th Dec 03
User status: Offline
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Regardless of insurance it's still a good idea to have a cat 1. Imagine how you would feel waking up and you motor was gone  It's not 100% but they do make it a lot harder for someone to steal.
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LScorsa
Member
Registered: 31st Oct 02
Location: Mansfield, Nottinghamshire
User status: Offline
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Yeah i wouldnt be without one- piece of mind if nothing else just annoys me that they dont take it into account that its a bit (usually) safer.
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