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Author would this be dodgy? insurance....
Adam_B
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Registered: 13th Dec 00
Location: Lancashire
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8th Jun 05 at 11:09   View User's Profile U2U Member Reply With Quote

My mum has a new corsa, which she got free insurance for anyone in our house over 21. Now she wants my sister to be able to drive it but doesnt want to cancel the free insurance.

So is it dodgy to take out another insurance policy on the same car with a different company?
vibrio
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Registered: 28th Feb 01
Location: POAH
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8th Jun 05 at 11:09   View User's Profile U2U Member Reply With Quote

technically no but only one insurance company will pay out on crashing
Colin
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Registered: 4th Apr 02
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8th Jun 05 at 11:10   View User's Profile U2U Member Reply With Quote

Yes...ilegal also iirc
3CorsaMeal
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Registered: 11th Apr 02
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8th Jun 05 at 11:10   View User's Profile U2U Member Reply With Quote

can't have 2 policys on one car basically
Gez G
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Registered: 12th May 04
Location: Glasgow
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8th Jun 05 at 11:13   View User's Profile U2U Member Reply With Quote

Illegal to have two policies on the one car in the same period of insurance.
Graeme
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Registered: 26th Jul 04
Location: Northampton
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8th Jun 05 at 11:19   View Garage View User's Profile U2U Member Reply With Quote

exactly right ^^^^^^^^^^^^^^
Jonny P
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Registered: 11th Dec 04
Location: Merseyside Drives: Civic Type R EP3
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8th Jun 05 at 11:25   View User's Profile U2U Member Reply With Quote

insure her on urz ad
Gez G
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Registered: 12th May 04
Location: Glasgow
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8th Jun 05 at 11:27   View User's Profile U2U Member Reply With Quote

Can you tell I work for an insurance company LOL
sassyminx
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Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
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8th Jun 05 at 11:31   View User's Profile U2U Member Reply With Quote

oooh i didnt know that

learn something new everyday
Adam_B
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Registered: 13th Dec 00
Location: Lancashire
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8th Jun 05 at 11:32   View User's Profile U2U Member Reply With Quote

even though its with 2 different companies?
Colin
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Registered: 4th Apr 02
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8th Jun 05 at 11:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Adam_B
even though its with 2 different companies?


Yes.....think if someone drove into it parked up and drove off........which company would be liable!!

^^I know its illegal and I dont work in insurance
sassyminx
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Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
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8th Jun 05 at 11:40   View User's Profile U2U Member Reply With Quote

so for example, you got a car and your boyf has a car, his insurance wont cover you on it, so you get your own insurance policy on it, they ask if your registered owner and keeper, you say no its your boyfriend

you cant do that? i thought you could
Gez G
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Registered: 12th May 04
Location: Glasgow
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8th Jun 05 at 11:48   View User's Profile U2U Member Reply With Quote

Has fuck all to do with being the owner and registered keeper Sassy, that is allowed, what isnt is to have two separate policies on the one car in the one period of insurance.
Ryan L
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Registered: 4th Mar 03
Location: Essex
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8th Jun 05 at 12:04   View User's Profile U2U Member Reply With Quote

is the age old myth of being able to drive any other car third party if you're fully comp on your own policy providing you have the permission of the owner of the other vehicle and that vehicle is also insured true then or not

for example my dad has a Jag XJR which im dying to drive, could i legally drive it if i had my own fully comp policy and the jag was also fully comp and my dad said it was ok
Mistamist
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Registered: 16th Jul 03
Location: Gillingham, Kent
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8th Jun 05 at 12:08   View User's Profile U2U Member Reply With Quote

Surely MIAFTA would show up if a car already has a policy on it.
John
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Registered: 30th Jun 03
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8th Jun 05 at 12:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ryan L
is the age old myth of being able to drive any other car third party if you're fully comp on your own policy providing you have the permission of the owner of the other vehicle and that vehicle is also insured true then or not

for example my dad has a Jag XJR which im dying to drive, could i legally drive it if i had my own fully comp policy and the jag was also fully comp and my dad said it was ok


You could drive it if your insurance policy allowed you to drive other cars.
Not all do, especially if you're young.
If it says on your policy you can do it though.
Not a myth at all.
Colin
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Registered: 4th Apr 02
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8th Jun 05 at 12:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ryan L
is the age old myth of being able to drive any other car third party if you're fully comp on your own policy providing you have the permission of the owner of the other vehicle and that vehicle is also insured true then or not

for example my dad has a Jag XJR which im dying to drive, could i legally drive it if i had my own fully comp policy and the jag was also fully comp and my dad said it was ok


Only if your policy states you can!!

You can sometimes add it for extra if it doesnt although not many companies want to give this to young drivers.

 
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