SetH
Member
Registered: 15th Jul 01
User status: Offline
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If the insurance company say they will pay book price for a written off/stolen vehicle which price are they referring to? The Trade in price or?
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Siberia
Member
Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
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the market value.... well thats the way it is over here...
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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market value being a private sale? retailer sale? market value could mean anything.
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a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
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would it not be the price for a private sale?
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Jason Iles
Member
Registered: 19th Jun 01
Location: Bristol
User status: Offline
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Mine was payed out according to Glasses guide, but I questioned it and they payed out more after 4 months of fannying around
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Yeah there is no standard they will take a view on the value then 'offer' it to you which you can decline or accept.
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Jason Iles
Member
Registered: 19th Jun 01
Location: Bristol
User status: Offline
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Sorry yes based on Private sales but they will only pay out the lowest they can find
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BYRON
Member
Registered: 1st Jun 04
User status: Offline
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Motor industry guideprice books like
CAP or Glass' guide etc...
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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what if its an import? glasses etc done have listings for them. what would they do then?
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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you smashed your scooby up?
[Edited on 22-06-2005 by TNM]
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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No its not to do with my car m8.
can anyone answer my question?
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bradfincham
Member
Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
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They will send someone out to value, bloke that did my red corsa, book price was about 4k then. And he said he could see all the work that had been done as i had insured all the mods and they paid out 6k, thats 2k + for mods
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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what if the car is a total loss and there is no wreck to value? this was also a standard car.
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bradfincham
Member
Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
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mine was a cat whatever write off as the roof was kinked and chassis bent, now been crushed.
Im not sure mate google search??
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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tesco just went on auto trader and looked at what was the going rate. we both did it together whilst on the phone and talked about it and came to an agreement
i know norwich union do this also because they argue here is a car identical to the one you have for sale 20 miles away so here is x amount to go buy it
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sassyminx
Member
Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline
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churchill gave me £2400 for my vectra, based on market value + the value of the alloys- i had them covered for retail value so got £700 seein as they were only a few months 
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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Thanks kerry, can always rely on joo. I tell my mate to get on the net when they ring him
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Jason Iles
Member
Registered: 19th Jun 01
Location: Bristol
User status: Offline
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They will check Autotrader and give the bottom price they can find on a National search 
They are feckers 
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Thats fcuking homo, what if the car they find has wheeltrims and has done 200,000 miles what then?
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jamesvalver
Member
Registered: 21st Feb 03
Location: Bury St Edmunds, Suffolk
User status: Offline
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is there a site u can find out these values?
my gsi is lookin like its being written off n it woz only parked at time on accident as some1 hit it.
http://www.corsasport.co.uk/board/viewthread.php?tid=222292&pid=2838817#pid2838817
wonderin how much im likly 2get 4it in the worst case.
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jamesvalver
Member
Registered: 21st Feb 03
Location: Bury St Edmunds, Suffolk
User status: Offline
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also how do u go about buyin the car bak from the insurance company?
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by Jason Iles
They will check Autotrader and give the bottom price they can find on a National search
They are feckers
i was told by insurance its within 60 miles of your postcode
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Laura_1.416v
Member
Registered: 26th Nov 04
Location: North Yorkshire
User status: Offline
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quote:
Originally posted by jamesnova
also how do u go about buyin the car bak from the insurance company?
I've just done this. My p reg 1.4 sport got written off in april. Top price we found for it (glasses guide) was £2650 but that was forecourt retail price. Private sale prices varied between £1500 and £2000. As I bought my car privately I was told they would only pay out a private value. it had higher than average mileage but was absolutely immaculate! They offered my £2000 for it but I said I wanted the car back for salvage as i wanted to re-use the colour coded rear bumper, sideskirts & arches, so they said I could have £1600 & the car. Not all insurance companies will do this tho, you just have to ask.
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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i was quite lucky to be honest. when tesco bloke looked on autotrader the only pulsar local to me was up for about 5k. i told him i paid 4.5k for the car and he said well the best i can do is give you what you paid for it 12 months ago. also they let me buy the car back for £800 and i just sold it for 1.5k
if you get a decent person to speak to they aint all that bad. i would recommend tesco all day with they way they handled my claim, but then i dont know if that was because it was not my fault
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