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Author How do people manage to move out???
Colin
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Registered: 4th Apr 02
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13th Dec 06 at 21:38   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by topshot_2k
Ours is £140k and thats a mortagage of £380 each a month. We have saved a £13k desposit too. If you are willing to save then it can easily be done. Dont rush into it though. Renting at your folks house is beneficial whilst saving a good deposit. You will alsno need at least £2k to put aside for fees etc


Off to specksavers you go
John_C
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Registered: 5th Mar 03
Location: South east, Bromley
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13th Dec 06 at 21:45   View User's Profile U2U Member Reply With Quote

my bad... long day
Colin
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Registered: 4th Apr 02
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13th Dec 06 at 21:47   View User's Profile U2U Member Reply With Quote

I'll let you off
John_C
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Registered: 5th Mar 03
Location: South east, Bromley
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13th Dec 06 at 21:52   View User's Profile U2U Member Reply With Quote

it sounded cheap i wanted sum of it
topshot_2k
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Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
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14th Dec 06 at 08:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John_C
even 30 no chance, interest only on 5% is 583 a month.

jus would like to know what kind of deal he's on because 380 a month is like a rate of 3.25% and interest rates havent been there since 2003

[Edited on 13-12-2006 by John_C]



The mortgage is £128k the rest was deposit(£6.5k each) the mortgage per month is £760ish so about £380 each which isnt too bad it captial and interest

[Edited on 14-12-2006 by topshot_2k]
topshot_2k
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Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
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14th Dec 06 at 08:48   View User's Profile U2U Member Reply With Quote

john, its not bad, buts its not a cheap as i'd like

interest rate is fixed for a few years though, due to us both graduating and putting good deposit down we got a slighyl better rate, with fees paid for etc

[Edited on 14-12-2006 by topshot_2k]
Jamie Walby
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Registered: 15th Nov 04
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14th Dec 06 at 09:10   View User's Profile U2U Member Reply With Quote

Topshot theres a nice 2 bedroom detatched in Eder Dam up for sale. Slight damage to property but it would be cheap as chips.
topshot_2k
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Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
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14th Dec 06 at 09:21   View User's Profile U2U Member Reply With Quote

have you seen the bathroom could gut it and restart though. also i dont fancy having all them chavs hanging outside, they have BAR's ffs

[Edited on 14-12-2006 by topshot_2k]
Jamie Walby
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Registered: 15th Nov 04
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14th Dec 06 at 09:39   View User's Profile U2U Member Reply With Quote

Chavs of the 40s are a bit more hardcore compared to that chavs of today arent they.
topshot_2k
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Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
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14th Dec 06 at 09:43   View User's Profile U2U Member Reply With Quote

yes they are. also dont fancy laying inbed and coley calling in an airstike.
Jamie Walby
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Registered: 15th Nov 04
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14th Dec 06 at 09:53   View User's Profile U2U Member Reply With Quote

with his evil laugh he does when he sees a list of names in green appear after calling an airstrike in.
AndyW
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Registered: 28th Oct 02
Location: Greater London
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14th Dec 06 at 15:24   View User's Profile U2U Member Reply With Quote

not only that theres alot of hit n runs around eder dam too
topshot_2k
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Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
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14th Dec 06 at 15:29   View User's Profile U2U Member Reply With Quote

yea, all them Vtec people carriers
cunningham
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Registered: 25th May 05
Location: Lochore, Fife
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14th Dec 06 at 18:35   View User's Profile U2U Member Reply With Quote

got a house for 80k took out 85k mortgage no deposit etc but was able to pay fees and everything still have money left for furniture etc

700 pound a month and thats council tax all insurances and mortgage

IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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14th Dec 06 at 19:30   View Garage View User's Profile U2U Member Reply With Quote

me and my brother are buying a house together
stubbsy05
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Registered: 23rd Oct 02
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15th Dec 06 at 12:46   View User's Profile U2U Member Reply With Quote

Its not that hard if you work hard and don't live in an expensive part of the country.

I sold my 52 reg Clio for my deposit of £4250. I bought a N reg Pug 106 diesel (crap I know but who cares for £4000. I settlef my £1K loan.

I bought a 2 bed flat for £83K, was originally up for £95K but the couple were splitting up.

I'm on a £20k a year job so its not like I'm rich. I'm just 22 btw. Just taken a loand out to pay for the bigger things I'm having done.


[Edited on 15-12-2006 by Alex.S]
BabyBlade
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Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
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19th Dec 06 at 05:13   View User's Profile U2U Member Reply With Quote

I'm 22 never been in debt and don't have a credit card. I've always paid with what I have.

Moved out with a mate two years ago, selling up and doing it alone now.

Bought a nice one bed in a real nice location of Hereford £128,000, putting down 6k

No way selling the bike so bought my volvo 840 for £350!

Mortgage alone is £750.

At the moment I'm taking home just under £2.5k each month with a bit of overtime, I'll piss it as long as I have my job.

How other people do it I have no idea..

[Edited on 19-12-2006 by BabyBlade]
SVM 286
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Registered: 13th Feb 05
Location: pain
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19th Dec 06 at 20:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Robbo
Get good jobs

Our mortgage is £950 a mth




















































































































Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
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19th Dec 06 at 21:18   View User's Profile U2U Member Reply With Quote

Don't get a job, have loads of kids and the Government will give you one. Simple
John_C
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Registered: 5th Mar 03
Location: South east, Bromley
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19th Dec 06 at 23:06   View User's Profile U2U Member Reply With Quote

^^^ so wrong yet so true
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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21st Dec 06 at 08:11   View Garage View User's Profile U2U Member Reply With Quote

this thread is worrying, makes you think a little bit more before you spunk £600 on getting a diff+fitting to your car
whitter45
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Registered: 15th Nov 02
Location: Norton
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21st Dec 06 at 10:01   View User's Profile U2U Member Reply With Quote

^^ so true I have reached that point now

My offer has just been accepted on a house

Nice mortgage to follow lol

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