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Author Loans- How much do you owe?
rustyarchs
Member

Registered: 29th Aug 04
Location: scotland
User status: Offline
7th Nov 05 at 01:32   View User's Profile U2U Member Reply With Quote

600 on a credit card and about 2grand on an old loan so not that bad i spose

shoulda really paid that off before i bought a 944 for a toy

[Edited on 07-11-2005 by rustyarchs]
Blue
Member

Registered: 24th Feb 03
Location: Sideways
User status: Offline
7th Nov 05 at 09:24   View User's Profile U2U Member Reply With Quote

£120,000 left on the mortgage
£6000 car loan
£2200 overdraft
£12,000 student loan
£245 to my mates

So that totals £136,045 in debt.

I don't have any credit cards or store cards though haha

There's no other way of getting stuff you want though and I can afford all of the repayments. They do clean me out though
Jamie
Member

Registered: 1st Apr 02
Location: Aberdeen
User status: Offline
7th Nov 05 at 09:58   View User's Profile U2U Member Reply With Quote

£0.00

Dont understand why people use the excuse of i'm at uni - may as well get in debt

I'm away into 3rd year next year and owe nothing
Ojc
Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
7th Nov 05 at 09:59   View User's Profile U2U Member Reply With Quote

7k loan £154 a month, £250 credit card with nothing on it, Astra insurance £77 quid a month, Nova insurance £38 quid a month, rent £150 a month

Income £1180

Eat dirt.
Dan. T
Member

Registered: 6th Jan 05
Location: Northampton Drives: Astra Coupe SE2
User status: Offline
7th Nov 05 at 18:39   View User's Profile U2U Member Reply With Quote

1.8k hsbc credit card

1k barclays credit card

1k flexi-loan

1.5k loan

so = 5.3k

[Edited on 07-11-2005 by Dan. T]
Lynny
Member

Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
7th Nov 05 at 18:44   View User's Profile U2U Member Reply With Quote

this time tomorrow il owe about £8.5k on the astra
Gavin
Premium Member

Avatar

Registered: 3rd Apr 02
Location: West Midlands
User status: Offline
7th Nov 05 at 18:46   View Garage View User's Profile U2U Member Reply With Quote

thing is with the student loan u pay it back in silly amounts and i've heard that it gets wiped after 15 years or so...

I had to take out a student loan otherwise i would have struggled badly.
I owe about 12k in student loan now i've finished uni... and glad I took it out


pew pew pew pewwwww
Butler
Member

Registered: 2nd Jun 05
Location: London
User status: Offline
7th Nov 05 at 19:08   View User's Profile U2U Member Reply With Quote

what does the student loan actually go towards? does the grant not cover education costs?
Carl
Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
7th Nov 05 at 19:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Butler
what does the student loan actually go towards? does the grant not cover education costs?


Whats "the grant" when it's at home? I'm at uni and i get no grant, have to use my loan to pay my fees.
Butler
Member

Registered: 2nd Jun 05
Location: London
User status: Offline
7th Nov 05 at 19:20   View User's Profile U2U Member Reply With Quote

This girl i know started at uni this year and got £1000 grant, dunno what thats about. Do you get much money left over from the loan, or does it all go on education. Any left over for a car maybe??
Carl
Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
7th Nov 05 at 19:38   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Butler
This girl i know started at uni this year and got £1000 grant, dunno what thats about. Do you get much money left over from the loan, or does it all go on education. Any left over for a car maybe??


I live with my parents who earn over the brackets so for some reason its assumed that they will pay my fees I get 3 lumps off 800 the first 2 i have to pay 550 quid out off for my fees. And i can do what i want with the rest, but it usually goes on travel expenses and food etc. As a student though you can also get interest free overdrafts. I think mine is 1,400 now ive upped it being in the second year, only 200 into it but i need a new car so will be using the rest to go towards that.

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