Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
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so pissed off!
Right heres the tale!
i was driving a mates car on saturday and got pulled for having no front number plate, £30 fine blah blah also got a producer!
so wen to station today and my insurance form is invaild and says i cant drive anyveichle apart from my own!
However my policy last year allowed me to and when i renewed i just tought it was the same policy and also wen i rang up bout 8 months ago they said i was fine to drive any veichle but 3rd party only!
So Wtf! i have no idea wat is going to happen!
£5000 fine and a ban 
all becuase my insurance company is wank!
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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Speak to your insurance company? the conversation may of been recorded.
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Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
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i just have, they said they definatly never said that and they policiy is now u have to be 25 to drive any veichle! so that mean ive been driving my old work vans for 12 month uninsured aswell!
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Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
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No you should get 8 points for driving without insurance.
Every insureance company cancelled cross driver cover last year (under the age of 25)
I had this on a fully comp policy happen to me which i sorted out.
Thing is you dont have a leg to stand on because its IN WRITING what your policy covers and what it doesnt. Regardless of what they told you on the phone.
I can see your frustration i really can - but in all honesty they have you hook line and sinker.
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Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
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yea mate, 8 points is a ban for me!
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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quote:
Originally posted by customcorsa
so that mean ive been driving my old work vans for 12 month uninsured aswell!
Might want to keep that quiet 
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Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
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Oh dear. Ban it is then. Unless you have a good case of needing transport to get to a perminant place of work.
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Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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Get a good solicitor, because right now they're getting ready to bend you over, i had a similar thing and i got prosecuted for invalid licence and insurance... 14 day ban and 200 quid later... back on the road 
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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how ever you try and word it, they will prob just say its your own fault for not checking thru the documents when you recieved them which they do advise you on the phone and it is stated on the documents covering letter.
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Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
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quote:
Originally posted by broster
how ever you try and word it, they will prob just say its your own fault for not checking thru the documents when you recieved them which they do advise you on the phone and it is stated on the documents covering letter.
This is very true.
You was driving without insurance - End off really, regardless of circumstance.
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Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
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yea mate, i know i dnt have aleg to stand on really! just so pissed off becuase i was never informed of the over 25 rule!
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NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
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yeh i had the same but luckly never drove another car on it, the women told me i could but when the cert came it said i couldnt so rang up to check, but was lucky i did or could be in the same position as u. Tis bad luck that
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by customcorsa
yea mate, i know i dnt have aleg to stand on really! just so pissed off becuase i was never informed of the over 25 rule!
True, but its your responcibility to check policy details.
Harsh thou
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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quote:
Originally posted by Ally
quote:
Originally posted by customcorsa
yea mate, i know i dnt have aleg to stand on really! just so pissed off becuase i was never informed of the over 25 rule!
True, but its your responcibility to check policy details.
Harsh thou
not really harsh to be honest, if hed checked the documents then rang back and they pulled the call something would have been done about it. i have had errors on my insurance before when i call back to ask they are very good about sortingit out to make everyone happy.
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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If the law changed for the under 25 thing after his new policy started surely the ins company would have informed him via letter?
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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he stated that his documents said he wasnt covered anyway from the begining, so if it changed while he was insured then his original documents owuld have said he could drive any car
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John
Member
Registered: 30th Jun 03
User status: Offline
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Are you even allowed to drive a works van if you are covered 3rd party on other cars?
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by broster
he stated that his documents said he wasnt covered anyway from the begining, so if it changed while he was insured then his original documents owuld have said he could drive any car
ban and fine it is then, let this be a lesson to everyone!
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