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Author No claims discount insurance
Johnyboy18
Member
Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
2nd Feb 06 at 12:56   View User's Profile U2U Member Reply With Quote
My dad had five years protected no claims discount with admiral, made a claim. Does this mean he should have 4 years no claims now as it is protected? Thanks John
RichR
Premium Member

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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
2nd Feb 06 at 12:57   View Garage View User's Profile U2U Member Reply With Quote
no if its protected he shouldnt lose any - You're normally allowed a maximum of 3 claims in 3 years when its protected without losing nay NCD
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
2nd Feb 06 at 12:57   View User's Profile U2U Member Reply With Quote
still 5 yrs. Can normally claim upto 3 times in a year I think if its protected without losing any.
Johnyboy18
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Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
2nd Feb 06 at 12:59   View User's Profile U2U Member Reply With Quote
think i recall admiral sending a letter that the ncd's will be reduced? the car was a write-off if that has anything to do with it being reduced. Could it be four years ncd now?
Edd
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Registered: 8th Nov 04
Location: Glasgow
User status: Offline
2nd Feb 06 at 13:01   View User's Profile U2U Member Reply With Quote
no it shouldnt be
Johnyboy18
Member
Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
2nd Feb 06 at 13:02   View User's Profile U2U Member Reply With Quote
well as long as there is no chance of the ncd being reduced to three years, could they do that? Because I did my dads insurance for him and put 4 years ncd.
Black Corsa SRi
Member
Registered: 25th May 02
Location: ---Stockport---- Drives: Pug 206 Roland Garros
User status: Offline
2nd Feb 06 at 15:55   View User's Profile U2U Member Reply With Quote
no they should def not reduce it at all think i can make 3 claims in 3 years that are my fault and no more than 2 in one year before they reduce it but just depends on insurance companies but i'd be surprised if anyone reduced it for one claim after all the whole point of protected NCB is that it is protected lol!
big eck
Member
Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline
2nd Feb 06 at 15:57   View User's Profile U2U Member Reply With Quote
How many yrs NCB do you need to qualify for protected NCB???
cunningham
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Registered: 25th May 05
Location: Lochore, Fife
User status: Offline
2nd Feb 06 at 16:09   View User's Profile U2U Member Reply With Quote
4 i think with most companys anyways
Black Corsa SRi
Member
Registered: 25th May 02
Location: ---Stockport---- Drives: Pug 206 Roland Garros
User status: Offline
2nd Feb 06 at 16:15   View User's Profile U2U Member Reply With Quote
I think its 5 i certainly couldnt get it til i had 5 years anyway!

 
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