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Author credit rating advice...
chris_uk
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Registered: 8th Jul 03
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10th Mar 06 at 10:07   View Garage View User's Profile U2U Member Reply With Quote
from the same company u can get a credit 'report' for £12.50 upgrade to a credit 'rating' for £14.50 and a gold credit 'watch report' for £70

wats the difference between 'report' and 'rating'

[Edited on 10-03-2006 by chris_uk]
sukhwant
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Registered: 8th Sep 04
Location: Leeds
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10th Mar 06 at 10:22   View User's Profile U2U Member Reply With Quote
just get the 2.99 report from equafax and experian, the'll post it out to you
p4uls corsa
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Registered: 2nd May 05
Location: BRADFORD
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10th Mar 06 at 10:24   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by sukhwant
just get the 2.99 report from equafax and experian, the'll post it out to you


do u have a link mate?
sukhwant
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Registered: 8th Sep 04
Location: Leeds
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10th Mar 06 at 10:26   View User's Profile U2U Member Reply With Quote
http://www.experian.co.uk/consumer/index.html

then the link at the top, order £2 report
Rileysport
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Registered: 18th Jun 04
Location: West Yorkshire
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10th Mar 06 at 10:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by sukhwant
http://www.experian.co.uk/consumer/index.html

then the link at the top, order £2 report


then figure out how to read it
mav
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Registered: 19th Jun 01
Location: Scotland
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10th Mar 06 at 10:49   View User's Profile U2U Member Reply With Quote
easy to understand, i got mine..Look for 0's on everything over the years..
1= 1 missed payment
2= 1 month behind payments

etc etc and so on...Easy to understand if you read the attached booklet....
mines was superb, all 0's
Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
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11th Mar 06 at 08:04   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by sukhwant
just get the 2.99 report from equafax and experian, the'll post it out to you
Jamie Walby
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Registered: 15th Nov 04
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11th Mar 06 at 09:32   View User's Profile U2U Member Reply With Quote
I applied for a credit card last week and they wouldnt give me one because when they did I credit report, there was no info on me, because I have never borrowed any money. So tell me, how do I get a credit rating in the first place

I have applied for a card with my bank now, hopefully they will give me a card, cos they know im not poor and what my finances are like.
Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
11th Mar 06 at 10:28   View User's Profile U2U Member Reply With Quote
I had that problem when i was younger Jamie, best things you can get are store cards and a contract phone to start your credit rating
Jamie Walby
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Registered: 15th Nov 04
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11th Mar 06 at 10:55   View User's Profile U2U Member Reply With Quote
I have a contract phone which I have always paid off......apart from it may still be in my dads name, although the paymenst have always come out of my bank account

 
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