blebo
Member
Registered: 18th Apr 02
User status: Offline
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As you may be aware I bought a brand new Fiat Punto grande 4 months ago.
I bought the 1.4 Active Sport and now I want rid of it.
I want to upgrade to the 1.9 Sporting but i think I will have about £1000 negative equity.
I need other peoples thoughts on this, should I stay or swap, take the money or open the box!!!
Really like the styling of the punto but want something faster and more fun. The 1.9 is 130 bhp with sports suspension. Test drove it yesterdaya nd was much more fun to drive than the active sport which is 70bhp and has jelly for suspension 
[Edited on 14-12-2006 by blebo]
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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only live once mate...
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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To be honest, your car would have depreciated a lot since you bought it, you'd have to wait a couple of years for it to even out to be honest.
How is your no claims? How old are you? If you have 0 no claims and are quite young, it may be worth keeping the 1.4 for a year, giving you time to save up the £1k AND get some discount on your insurance. Then you might be able to get some kind of ex-demo with all the bits, 6 months old dirt cheap!
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blebo
Member
Registered: 18th Apr 02
User status: Offline
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quote:
Originally posted by deano87
To be honest, your car would have depreciated a lot since you bought it, you'd have to wait a couple of years for it to even out to be honest.
How is your no claims? How old are you? If you have 0 no claims and are quite young, it may be worth keeping the 1.4 for a year, giving you time to save up the £1k AND get some discount on your insurance. Then you might be able to get some kind of ex-demo with all the bits, 6 months old dirt cheap!
26 yrs ols, full no claims, insurance is just pennies....money per month isnt the problem its just the fact that I am going to lose £1K but like Wrighty said "You only live once" and I love driving so I want a better car the Active Sport is so uninspiring a drive, gutless and soft.
The dilemma is do I take the £1K hit, Which I cant afford - might need to have a car boot sale etc - or just grin and bear it for two - long and boring - years
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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the 1.9 is more economical than the 1.4 though yes? so it wouldn't really be costing you a grand, as such.
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blebo
Member
Registered: 18th Apr 02
User status: Offline
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quote:
Originally posted by Robin
the 1.9 is more economical than the 1.4 though yes? so it wouldn't really be costing you a grand, as such.
Works out about the same....more economical but a bigger engine.
Extra BHP for same fuel costs 
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Fuck it go for it. You cant take it with you 
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blebo
Member
Registered: 18th Apr 02
User status: Offline
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Just checked insurance £30 a year more.
List price for new motor is £12400.
Arnold Clark is doing it for £10995
What is the current value of my motor....... 1.4 Active sport Punto 4K miles on clock
Cost £8400 new 3 months ago.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Try this lot for buying a new carbuyacar
Had a quick look on AT and the dealers are selling similar cars to yours for 7.5k
So 6.5k trade in? 7k private? Something like that?
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