mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Dont think its right. They allready get an income from me
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bubble
Member
Registered: 24th Jan 04
Location: Darwin, NT Australia.
User status: Offline
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banks charging money is the start of an economic devise. R.I.P off britain strikes again.....
usa is where u wanna be-proper fai rover there-murderers and rapists get locked up-motoring offences are more leniant when they should be, but if u dont have appropriate collision damage waiver and insurance u get shot, there way of life is so much better and fairer.
tony blair needs fookin off.
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amxor
Member
Registered: 12th May 05
Location: Rochester
User status: Offline
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To be fair, bank accounts are only currently free as they are subsidised through charges etc levied on the account.
Now the FSA has intervened and allowed all those numpties that can't keep track of their money to reclaim the charges, and set a maximum fee for future charges, the banks need other ways of covering the costs of administering current accounts.
Very little of a banks profits comes from money earned through running current accounts.
Most other countries charge for banking, so it's no surprise that it has caught up with us here in the UK.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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regardless of how they make there money, the fact remains they make a whopping profit each year so there is no need to charge people for using there accounts.
It is just greed
I could understand it if the banks were under financial difficulty
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amxor
Member
Registered: 12th May 05
Location: Rochester
User status: Offline
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Banks are businesses. Its sole purpose for existing is to make a profit and increase the wealth of it's shareholders.
They aren't in the business of reducing profits / losing money.
You wouldn't take a paycut if people were reclaiming money from you. You would find other ways of generating money to recoup the losses you were making.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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It says on the front page of the express that they want to make £40billion a year 
Think its silly really but, what can you do, if you want a bank account you'l pay it!
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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there will always be banks that wont charge you, just to attract customers. Even if its only an offer for a year like Credit Cards, people will just move around bank accounts with it being so easy to do online these days.
I doubt it will happen though.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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And people claiming back their charges isnt them losing money for a few reasons...
1. They got the money illegally. Its like me saying my profits are down as the money I stole off somone has to be paid back.
2. They invested these chrages they took off us and probably made a hell of a lot of money off them, enough to cover giving them back.
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topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
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quote:
Originally posted by willay
quote:
Originally posted by Steve
its like tescos charging you an entrance fee to there stores as well as charging for goods like bread, milk etc
I fail to see how its like that, but maybe I'm an idiot.
When you put your money into a bank account they are offering you a service, regardless of what they can do with your money in their systems they are offering you a service by holding it in a secure manner and also allowing you to take it out and use it in various methods.
Yes but they make money from the services they offer, by charging customers they are making money at both ends, for offering the service then from income from investments
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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good for them eh 
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topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
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quote:
Originally posted by willay
good for them eh
yes, they could also damage cutomer faith. if i got charged i would close my account.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i think what cosmo is saying is right, there will always be banks offering it free
lets hope
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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Simple answer...gather alot of people together who oppose this and open a new chain of banks which doesnt have this charge.
Therefore everyone will want to have thier accounts with your bank and you become super rich by the conventional ways which banks have for the past 60 years or so
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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yeah just like that 
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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the bank of VAGweb
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Steve
the bank of VAGweb
 
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by Matty G
yeah just like that
yeah because i wasnt joking or anything 
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