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Author Flat - Mortgage Stuff
James
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Registered: 1st Jun 02
Location: Surrey
User status: Offline
4th Jan 08 at 00:25   View User's Profile U2U Member Reply With Quote

First of all, opinions on this flat: http://r.foxtons.co.uk/1190995487/chpk0236023-ss.pdf

Secondly:
How long does it take to sort a mortgage? I really like this place but haven't had any mortgage quotes or anything yet, i'd imagine this place will get snapped up pretty quickly.
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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4th Jan 08 at 00:27   View Garage View User's Profile U2U Member Reply With Quote

Most places will quote 4-6 weeks. You can express an interest quicker than that though.
Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
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4th Jan 08 at 00:28   View User's Profile U2U Member Reply With Quote

You need to take your last 3 pay slips to prove your income.

The broker/estate agent can then give you a document/certificate which states that you are able to borrow a certain amount of money.

This lets you look at property's and put offers in at a price you can afford without actually having a mortgage lined up.

This is what i did anyway
James
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Registered: 1st Jun 02
Location: Surrey
User status: Offline
4th Jan 08 at 00:32   View User's Profile U2U Member Reply With Quote

Cool, thanks chaps, I'll make some enquiries tomorrow.
Dean_W
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Registered: 13th Dec 05
Location: Downham Market, Norfolk
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4th Jan 08 at 10:04   View User's Profile U2U Member Reply With Quote

160K for that Fookin ell!
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
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4th Jan 08 at 10:10   View User's Profile U2U Member Reply With Quote

£160k for a one bedroom flat

You can get a decent 3/4 bedroom house around here for that
James
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Registered: 1st Jun 02
Location: Surrey
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4th Jan 08 at 10:38   View User's Profile U2U Member Reply With Quote

Yeah well that's the price you pay for living here
Dean_W
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Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
4th Jan 08 at 10:48   View User's Profile U2U Member Reply With Quote

Looking at the room sizes, it's tiny.

Regarding the mortgage, go and see an independant advisor. Most give free consultations and won't mind explaining it from scratch what happens.
James
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Registered: 1st Jun 02
Location: Surrey
User status: Offline
4th Jan 08 at 11:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Dean_W
Looking at the room sizes, it's tiny.




I don't think it's tiny? It's one of the most spacious places i've seen round here in that price range.
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
4th Jan 08 at 11:53   View User's Profile U2U Member Reply With Quote

Its not that bad to be honest. Quite large rooms for a flat.

God, council tax is expensive to

I'm glad I live around here

[Edited on 04-01-2008 by Kathryn W]
Dean_W
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Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
4th Jan 08 at 14:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
quote:
Originally posted by Dean_W
Looking at the room sizes, it's tiny.




I don't think it's tiny? It's one of the most spacious places i've seen round here in that price range.


Have you looked around the place James?

If so, and you like it then go see a mortgage advisor and get it bought!
James
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Registered: 1st Jun 02
Location: Surrey
User status: Offline
4th Jan 08 at 15:52   View User's Profile U2U Member Reply With Quote

No I haven't, I just meant based on the room dimensions, it's got the biggest rooms out of most places i've seen round here at that price.

 
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