Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I've never been happy with them. Charge you to take money out of an ISA if you don't order money, same with my instant saver account too. They also charged me £12 when I never received a letter to say I needed to pay my credit card. Totally forgot I needed to pay it...
Looking at mortgages and the Halifax are about the best giving my situation according to the advisor.
Anyone with them for a mortgage? I'd rather use Lloyds TSB but the intrest is a lot more
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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My misses has had trouble with her current account with Halifax.
I'm with Barclays and never had such problems. Their mortgages always seem reasonable.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I bank with Lloyds TSB and never had a single problem. Even the staff are boss at my local bank.
Just worried they will not take a payment or something..
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Some of the best deals for ftb's mate. What sort of deposit you got?
Corsa 2.0 16v Vegas - Sold
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Mad Moe
Member
Registered: 14th Jun 01
Location: Northumberland
User status: Offline
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I purchased and arranged a mortgage for my first property with Halifax and I would never use them again, if I had to describe them in one word 'incompetent' springs top mind
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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Why get a mortgage with a high street bank??
Go and see an independant financial advisor they will search every mortgage under the sun for you.
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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quote: Originally posted by Kathryn W
Why get a mortgage with a high street bank??
Go and see an independant financial advisor they will search every mortgage under the sun for you.
Yup.... Looks like he's been to see them and they have said Halifax is one of the cheaper ones...
Corsa 2.0 16v Vegas - Sold
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Nationwide is a safe bet as it isn't a bank - not sure what protection you have, but they are less likely to go under imho.
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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Aye, i'd say a lot of places are better than halifax at the minute
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Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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Ive been with them 4 months with my mortgage. Couldnt ask for an easier transaction etc.
No hassle what so ever
Adult GiftsClick here to vist us
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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HAD an Isa with them, would take up to 10 days to access cash.
Also, had the account since 05, Was paying in an amount ever month from then....and none of this had gone is as i hadnt signed a form saying i wanted to pay money into the account
So 2 days ago i closed it and am waiting on money to be transfered
Stoopid Bank !
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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The advisor or sales bird hasn't contacted me all week. Considering they cannot sell houses they are not exacally chasing people
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Nationwide FTW
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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Im with yorkshire bank, I go to the cash machine and however much dosh I want comes out, thats all I need from a bank
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