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Author Bank/Financial People
liamC
Member
Registered: 28th Feb 04
User status: Offline
23rd Feb 09 at 09:00   View User's Profile U2U Member Reply With Quote
Currently have a student account/student overdraft with Natwest.

Not reduced my overdraft over the last couple of months, but for some reason theyve stopped charging me a couple of quid a months interest on the overdraft amount.

Not that I'm complaining, but does anyone know why this is?
Scott M
Member
Registered: 15th Feb 01
Location: Bexleyheath, Kent
User status: Offline
23rd Feb 09 at 09:19   View User's Profile U2U Member Reply With Quote
Is your account still active/working?
Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
23rd Feb 09 at 09:20   View User's Profile U2U Member Reply With Quote
Are they taking anything at all?
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
23rd Feb 09 at 09:22   View User's Profile U2U Member Reply With Quote
My bank do not charge interest if your under £250 of your overdraft?

Can i ask your balance/overdraft limit?
Simon
Member
Registered: 24th Apr 03
Location: Oxfordshire
User status: Offline
23rd Feb 09 at 09:26   View User's Profile U2U Member Reply With Quote
The shouldn't be charged if you are in your overdraft at all with the student account? I have had the student account for years and pretty much live in the overdraft, just because its free to do so
liamC
Member
Registered: 28th Feb 04
User status: Offline
23rd Feb 09 at 09:29   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Cosmo
Are they taking anything at all?


Not taking anything at all

quote:
Originally posted by Twiggy
My bank do not charge interest if your under £250 of your overdraft?

Can i ask your balance/overdraft limit?


Student overdraft is down to() 1700 or summit with about 500 quid available in the account.

Still active as I still transfer things out and about
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
23rd Feb 09 at 09:42   View User's Profile U2U Member Reply With Quote
pass then!
MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
23rd Feb 09 at 10:58   View User's Profile U2U Member Reply With Quote
I had a student current account with Natwest and never paid a penny in interest until the last few months... I think after a certain period of time your student account status expires and you are moved onto a normal current account...
James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
23rd Feb 09 at 10:59   View User's Profile U2U Member Reply With Quote
Natwest have a tiered student overdraft.

The interest free amount gradually decreases until it eventually becomes zero (3 years after graduating IIRC).
MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
23rd Feb 09 at 11:11   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James
Natwest have a tiered student overdraft.

The interest free amount gradually decreases until it eventually becomes zero (3 years after graduating IIRC).


Sounds about right...

 
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