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Author Declaring mods / Insurance
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
23rd Apr 09 at 13:00   View User's Profile U2U Member Reply With Quote

Brentacre wouldn't even cover mine for theft without a certificate to prove i had a cat 1 alarm.
_Allan_
Member

Registered: 24th Mar 04
User status: Offline
23rd Apr 09 at 13:02   View User's Profile U2U Member Reply With Quote

I declared all mine, remap, full exhaust, wheels, struts, arbs, tints, coilovers, hoses etc..

£445 FC

[Edited on 23-04-2009 by _Allan_]
Tomnova16
Premium Member

Avatar

Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
23rd Apr 09 at 13:07   View Garage View User's Profile U2U Member Reply With Quote

i got pulled when i 17 in my 1.0l nova, it had a k&n filter on the carb, the copper opened the bonnet saw it and put a note my producer to check that that i had declared it on my insurance, i had so all was good this is the only time thats happened though, might of just been a moody copper


http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
moka
Member

Registered: 11th Mar 06
User status: Offline
23rd Apr 09 at 13:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Iain M
quote:
Originally posted by moka
quote:
Originally posted by Iain M
Not true fruit not true i lost mine when i smashed the gsi up.

Moka ring them mate to be honest - 01792 650 933


Will do cheers - 1 more question...

Can you not just say, right ive got some mods but i dont want them to be insured... just the car (and whatever standard bits are on it). Might be a bit far fetched... just a question!


No because you are still making the car attractive for others to pinch. And i don't think they would pay out for a car that has bits not declared whn its the bits thats made it more attractive if that makes sense


Got ya - not what i wanted to hear though to be honest but cheers lol...

Also if you buy a 'already modded' car... it all still applies correct?

[Edited on 23-04-2009 by moka]
SeanXE
Member

Registered: 17th Jan 09
Location: Luton
User status: Offline
23rd Apr 09 at 13:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by moka
quote:
Originally posted by Iain M
quote:
Originally posted by moka
quote:
Originally posted by Iain M
Not true fruit not true i lost mine when i smashed the gsi up.

Moka ring them mate to be honest - 01792 650 933


Will do cheers - 1 more question...

Can you not just say, right ive got some mods but i dont want them to be insured... just the car (and whatever standard bits are on it). Might be a bit far fetched... just a question!


No because you are still making the car attractive for others to pinch. And i don't think they would pay out for a car that has bits not declared whn its the bits thats made it more attractive if that makes sense


Got ya - not what i wanted to hear though to be honest but cheers lol...

Also if you buy a 'already modded' car... it all still applies correct?

[Edited on 23-04-2009 by moka]


Of course it does!
Matt L
Member

Registered: 17th Apr 06
User status: Offline
23rd Apr 09 at 13:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Iain M
quote:
Originally posted by moka
quote:
Originally posted by Iain M
Not true fruit not true i lost mine when i smashed the gsi up.

Moka ring them mate to be honest - 01792 650 933


Will do cheers - 1 more question...

Can you not just say, right ive got some mods but i dont want them to be insured... just the car (and whatever standard bits are on it). Might be a bit far fetched... just a question!


No because you are still making the car attractive for others to pinch. And i don't think they would pay out for a car that has bits not declared whn its the bits thats made it more attractive if that makes sense


like iain said they wont let you do that cause i tried it with rac
moka
Member

Registered: 11th Mar 06
User status: Offline
23rd Apr 09 at 13:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by S7M XE
quote:
Originally posted by moka
quote:
Originally posted by Iain M
quote:
Originally posted by moka
quote:
Originally posted by Iain M
Not true fruit not true i lost mine when i smashed the gsi up.

Moka ring them mate to be honest - 01792 650 933


Will do cheers - 1 more question...

Can you not just say, right ive got some mods but i dont want them to be insured... just the car (and whatever standard bits are on it). Might be a bit far fetched... just a question!


No because you are still making the car attractive for others to pinch. And i don't think they would pay out for a car that has bits not declared whn its the bits thats made it more attractive if that makes sense


Got ya - not what i wanted to hear though to be honest but cheers lol...

Also if you buy a 'already modded' car... it all still applies correct?

[Edited on 23-04-2009 by moka]


Of course it does!


haha im just trying to find a way out of declaring... but its obvious there is no way other than DONT MOD... which aint gna happen.
Dan Lewis
Member

Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
23rd Apr 09 at 13:27   View User's Profile U2U Member Reply With Quote

or just declare it fuck pig
moka
Member

Registered: 11th Mar 06
User status: Offline
23rd Apr 09 at 13:33   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Dan Lewis
or just declare it fuck pig


which is pretty much the conclusion to the thread...thank you for that... wank stain.
moka
Member

Registered: 11th Mar 06
User status: Offline
24th Apr 09 at 16:07   View User's Profile U2U Member Reply With Quote

Just a heads up to everyone that was involved in this thread... I cancelled Churchills (£520 FC no mods declared - £800 excess) and got a few quotes...

Brentacre was £895 TPFT or £1200 FC - £400 excess
Highway was £638 TPFT with any body mod (performance mods would be £10 to £20 more on average) - £175 excess

So its worth checking Highway out!

Also got...
90 days euro cover
salvage protection
personal & passenger protection
£50k legal
and drive any other car TP


[Edited on 24-04-2009 by moka]
moka
Member

Registered: 11th Mar 06
User status: Offline
24th Apr 09 at 16:09   View User's Profile U2U Member Reply With Quote

oh and RAC was £1230 TPFT with a £500 excess...
Colin
Member

Registered: 4th Apr 02
User status: Offline
24th Apr 09 at 16:15   View User's Profile U2U Member Reply With Quote

I dont have any mods to declare

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