Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Possession related?
E.g Laptop, Camera, Phone etc?
What do you need if you've just lost an item?
I have a reciept, but no box for the item, would this be okay?
Who are you insured with for your possessions? Home insurance doesn't cover loss, so don't say home insurance...
[Edited on 12-04-2010 by Whittie]
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Calum
Member
Registered: 2nd Sep 06
Location: Edinburgh, City of Edinburgh
User status: Offline
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I was with some insurance for students thing. £10 excess for lost/damaged items.
First claim was for a broken camera, just needed to send a copy of the reciept to prove that I owned what I was claiming for, no other questions asked.
Second claim was also for a broken camera, but this time I had to send the camera to them.
My sister has claimed before and said the item was a gift, and she didn't need to send them anything
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Crazy to think they didn't even want to see anything, I bet so many false claims happen because of this 
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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heard of a few good and bad stories about photogaurd insurance for cameras and stuff havent looked into it properly yet but i may end up going with them.
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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If they cover loss, i'll go with them... first result on google.
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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pretty sure they cover everything, loss, accidental damage, theft and also worldwide and iirc also offer no excess.
edit - also cover it if its left in car and equipment inc laptops but not sure on phones.
[Edited on 12-04-2010 by Matt L]
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