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Author When you rent a hire car?
ste_p23
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Registered: 29th Dec 08
Location: Hindley,Wigan
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11th Oct 10 at 23:07   View User's Profile U2U Member Reply With Quote

What insurance do they use? Ive rented a car from Europa for a week and when ive just been on the MID website its telling me its not insured? They told me that it included insurance etc etc in the price?

any help would be good
DannyB
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Registered: 6th Feb 08
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11th Oct 10 at 23:09   View Garage View User's Profile U2U Member Reply With Quote

Obviously it's insured them websites are useless most of the time anyway, we have hire cars at work but not sure what insurance company we use, I could ask tomorrow.
ste_p23
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Registered: 29th Dec 08
Location: Hindley,Wigan
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11th Oct 10 at 23:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DannyB
Obviously it's insured them websites are useless most of the time anyway, we have hire cars at work but not sure what insurance company we use, I could ask tomorrow.


Thats what i thought i just thort id check and thort fook i dont want to get stoppd for being un insured and have the car seized
DannyB
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Registered: 6th Feb 08
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11th Oct 10 at 23:11   View Garage View User's Profile U2U Member Reply With Quote

Nah dont be daft, it will 100% be insured.
Mike
Organiser: North West and North Wales
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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
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11th Oct 10 at 23:13   View Garage View User's Profile U2U Member Reply With Quote

It'll be on a trade type policy that covers all their vehicles so they probably won't show up on the insurance database but if the police were to pull you, a quick phonecall would have it all cleared up
ste_p23
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Registered: 29th Dec 08
Location: Hindley,Wigan
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11th Oct 10 at 23:16   View User's Profile U2U Member Reply With Quote

Cheers guys ill keep my paper work handy just in case
am4nf
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Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
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11th Oct 10 at 23:21   View User's Profile U2U Member Reply With Quote

they deal with the insurance dont worry, as long as you defo asked for it ur fine
DannyB
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Registered: 6th Feb 08
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11th Oct 10 at 23:29   View Garage View User's Profile U2U Member Reply With Quote

You dont need to ask them for insurance you have to sign the forms there and then, it's not optional
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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12th Oct 10 at 00:18   View Garage View User's Profile U2U Member Reply With Quote

They also have the option of underwriting the risk themselves if they have sufficient assets to cover it, ie. they don't buy insurance because they've enough in the bank to pay out themselves.

Hence why when you crash them they're not recorded.
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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12th Oct 10 at 08:16   View User's Profile U2U Member Reply With Quote

^^^^ Ian is speaking the words of correctness.
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Oct 10 at 08:30   View Garage View User's Profile U2U Member Reply With Quote

Wow, I didn't know that
am4nf
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Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
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12th Oct 10 at 09:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DannyB
You dont need to ask them for insurance you have to sign the forms there and then, it's not optional


It can be placed on your insurance

Also, I ment fully comp insurance is what you need to ask for, that way any dents etc dont effect you
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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12th Oct 10 at 09:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian
They also have the option of underwriting the risk themselves if they have sufficient assets to cover it, ie. they don't buy insurance because they've enough in the bank to pay out themselves.

Hence why when you crash them they're not recorded.


Avid do this, we deal with their claims at my work and they pay us
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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12th Oct 10 at 09:16   View User's Profile U2U Member Reply With Quote

A lot of big fleet management companies do it too.

I think its brilliant, loads of un-recorded write offs
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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12th Oct 10 at 12:11   View User's Profile U2U Member Reply With Quote

generally they cover themselves due to things like £10k excesses

 
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