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Poll: Quick poll for all those people with long-term partners
  Yes, no problem.
  I would have a joint account for living and mortgage etc but also keep my own account.
  No, I would keep my money separate from theirs unless we were married.
  Other


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Author Quick poll for all those people with long-term partners
Sam
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Registered: 24th Dec 99
Location: West Midlands
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23rd Jan 11 at 12:10   View User's Profile U2U Member Reply With Quote

Don't see the point of us having a joint account personally.

We both have our own accounts and know how to manage our money, so we pay our respective bills/household bills and we know how much money we have left over afterwards.

I can see that it might make life easier, but it's not something that we *need* to consider setting up.

[Edited on 23-01-2011 by Sam]
RyanSxi
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Registered: 26th Jul 06
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23rd Jan 11 at 14:37   View User's Profile U2U Member Reply With Quote

Just moved in with missus but been together 6 years. We pay bills / savings then split rest. If we did our own money each id have alot to waste n she'd be struggling...im not that cruel lol.
Ellis
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Registered: 11th Sep 07
Location: Aberdeenshire
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23rd Jan 11 at 14:58   View User's Profile U2U Member Reply With Quote

My money is my money, she's not getting her paws on it.
Eck
Premium Member

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Registered: 17th Apr 06
Location: Lundin Links, Fife
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23rd Jan 11 at 16:01   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Twiggy
Joint account and have been since i moved in. We just spend spend spend till the card declines Not any of this put such amount in a joint account and i keep my wage bit selfish imo.

We know that any megga expense we need to discuss but other than that we get what we want no probs

[Edited on 22-01-2011 by Twiggy]


It's selfish to have an account for your own money, yet you keep spending til you max out your account?
Ben G
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Registered: 12th Jan 07
Location: Essex
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23rd Jan 11 at 17:02   View User's Profile U2U Member Reply With Quote

no wonder people struggle with debt and recessions when people think they can just spend spend spend and not give a fuck.
Gareth F
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Registered: 16th Jan 08
Location: Location Location
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23rd Jan 11 at 17:21   View User's Profile U2U Member Reply With Quote

No, I would keep my money separate from theirs unless we were married.

Ive been with my lass for four and a bit years. No need for a joint account at all. Seen so many relationships fuck up in under three years so whats the point, its not needed is it
nathy_87
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Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
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23rd Jan 11 at 19:01   View User's Profile U2U Member Reply With Quote

Not if you've only been together for only 2yrs.
corsadonk
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Registered: 4th Jul 09
Location: Marlborough, Wiltshire
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23rd Jan 11 at 22:20   View Garage View User's Profile U2U Member Reply With Quote

I earn about the same as my bird, that I have been with for 6 years. But she has a student loan to pay off, and I'm saving for a car. I pay all the bills from my wages, but she gives me about half to cover it in cash.
N16K
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Registered: 4th Oct 04
Location: Belfast, NI Drives: Corsa D SRi, Tuned Cooper S, B
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24th Jan 11 at 00:56   View User's Profile U2U Member Reply With Quote

no joint account here.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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24th Jan 11 at 02:31   View User's Profile U2U Member Reply With Quote

If it were me I would have an account we'd both pay enough money into for bills/mortgage etc, but no way I'd be letting her near my own money without my permission. She'd spend it on handbags.
xa0s
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Registered: 4th Mar 08
Location: Dartford, Kent Car: Turbo'd Fabia vRS
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24th Jan 11 at 03:33   View User's Profile U2U Member Reply With Quote

No way, she's a dick with money, gets a congestion fine and ignores it and now owes something stupid like £2,400 over 10 fines... She's a bit retarded like that, if she sees something she wants she just buys it even if you could get it 10x cheaper online... Idiotic really, apparently I'm a 'tight bastard' for caring about saving £5 on a DVD or something but it adds up over a month, let alone a year etc...
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Jan 11 at 16:44   View User's Profile U2U Member Reply With Quote

We're moving in very soon, been together for nearly 3 years. We are keeping separate accounts but having another account that both of our money's go into for bills.

I earn 3 times more than her, we're going to try and make sure we both have a similar amount of money left after all the bills are paid (which includes my car running costs etc). More sensible than anything else, I don't want her left with fuck all money because she'd be a nightmare to live with
VegasPhil
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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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24th Jan 11 at 16:51   View Garage View User's Profile U2U Member Reply With Quote

Me and my missus pay into a joint account for our bills. Salaries are paid into our individual accs.


Corsa 2.0 16v Vegas - Sold
Toby
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Registered: 29th Nov 05
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24th Jan 11 at 17:36   View Garage View User's Profile U2U Member Reply With Quote

I voted yes as i did and i lost. I eanrt more than her by about 7k. She couldnt cover half the bills (just though) but it didnt matter, the way it was.

She has now burnt me so am a bit bitter but my mate who has sperate accounts etc is always arguing about who is paying for what etc and tbh i couldnt be fucked with agro.

I would do it again (all money into same account) but i would be more cautious about the wages i.e. she would have to earn a pretty similar amount until kids factored in for me to be 100% happy
Ben G
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Registered: 12th Jan 07
Location: Essex
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24th Jan 11 at 17:45   View User's Profile U2U Member Reply With Quote

i just suggested i get my own wages paid into my own account (like she does) and only put 1300 a month into the joint account and she went mad

i said she only needs to put 500 a month in, leaving her £750 for her travelling expenses and whatever else.

women
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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24th Jan 11 at 18:25   View User's Profile U2U Member Reply With Quote

Under the thumb Ben It's your money, fuck her!
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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24th Jan 11 at 18:27   View Garage View User's Profile U2U Member Reply With Quote

I was in a long term relationship - we both earned the same amoutn give or take; we had a joint account BUT we paid an equal amount into it to cover house costs/joint costs but anything left over was our own to spend as we wished and in our own accounts

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