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Author Insurance question about automatic license
SeanXE
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Registered: 17th Jan 09
Location: Luton
User status: Offline
28th Jan 11 at 22:25   View User's Profile U2U Member Reply With Quote

I know another insurance thread, i'll delete when i get a couple of answers though.

Was bored so was doing some quotes on my insurance, i added my mum to my insurance even though she has an automatic license and it dropped considerably, anyone know if this is okay to do? even though she couldnt drive it due to only having an automatic license ?
Eck
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Registered: 17th Apr 06
Location: Lundin Links, Fife
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28th Jan 11 at 22:27   View Garage View User's Profile U2U Member Reply With Quote

It'll be reet. If she's a named driver, she doesn't HAVE to drive it.
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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28th Jan 11 at 22:27   View User's Profile U2U Member Reply With Quote

Won't be ok, if your car is a manual.
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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28th Jan 11 at 22:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Eck
It'll be reet. If she's a named driver, she doesn't HAVE to drive it.


Then in their eyes, she won't ever drive it thus invalidating the insurance surely.
SeanXE
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Registered: 17th Jan 09
Location: Luton
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28th Jan 11 at 22:29   View User's Profile U2U Member Reply With Quote

Yeah shes only put down as named driver. I thought it would be alright tbh, like Eck said, shes a named driver she doesnt have to drive it?
SeanXE
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Registered: 17th Jan 09
Location: Luton
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28th Jan 11 at 22:33   View User's Profile U2U Member Reply With Quote

Surely it wouldn't let you put someone with an auto license on the policy in the first place if it wasn't okay to do?

Plus couldn't I just say shes insured on it because shes learning to drive a manual? So is okay with l plates for her to use?

[Edited on 28-01-2011 by SeanXE]
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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28th Jan 11 at 22:45   View User's Profile U2U Member Reply With Quote

Aye good point, should be fine then. Yeah she will have to have L plates by law anyway.
SeanXE
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Registered: 17th Jan 09
Location: Luton
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28th Jan 11 at 22:46   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sand-eel
Aye good point, should be fine then. Yeah she will have to have L plates by law anyway.


Ahh sweet ! defo going to do it then when it comes to renewal. Dropped my insurance £500 !!
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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28th Jan 11 at 23:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by SeanXE
Plus couldn't I just say shes insured on it because shes learning to drive a manual? So is okay with l plates for her to use?



exactly this, she'll have provisional entitlement for a manual
SeanXE
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Registered: 17th Jan 09
Location: Luton
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28th Jan 11 at 23:23   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by LeeM
quote:
Originally posted by SeanXE
Plus couldn't I just say shes insured on it because shes learning to drive a manual? So is okay with l plates for her to use?



exactly this, she'll have provisional entitlement for a manual


So alls good i guess, could of just saved my self 500, respray fund!

 
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