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Author RAC/AA breakdown cover deals?
Munchie
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Registered: 17th Jul 01
Location: I swap goats for mobile phones
User status: Offline
8th Feb 12 at 08:21   View User's Profile U2U Member Reply With Quote
Hi, looking to buy cover under my name so it covers my new car and others i may drive.

Only need cheapest cover, anybody seen any good deals about?
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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8th Feb 12 at 08:45   View Garage View User's Profile U2U Member Reply With Quote
I have it with my bank account. Covered whatever car you are in. And includes Homestart now.

That's with Halifax by the way.

Corsa 2.0 16v Vegas - Sold
Fonz
Premium Member

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Registered: 12th May 06
Location: Newbury, Berks
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8th Feb 12 at 08:46   View Garage View User's Profile U2U Member Reply With Quote
not sure about "deals" but i use the AA, done a double deal for me and the GF for any vehicle (up to 17 seats) we are travelling in, so it is very much just the member who is covered and not just the car

i do admit though i get a 50% military discount on AA cover which did prompt me to go down that route!

[Edited on 08-02-2012 by Fonz]
Munchie
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Registered: 17th Jul 01
Location: I swap goats for mobile phones
User status: Offline
8th Feb 12 at 10:10   View User's Profile U2U Member Reply With Quote
RAC- £27 through NHS discounts http://www.nhsdiscounts.com/standard-items/externalredirect?a=C861CC951BD8482F83094C6EBADF11F0&b=HowToGetYourDiscount&c=C3PTX3TR3XMUPKHZZT4LPSN5&redir=http%3a%2f%2fwww.rac.co.uk%2fjoin%2fnhsdiscounts%2f enter code GE0160

AA- £41.45 and £19 rebate through Quidco
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
8th Feb 12 at 10:12   View Garage View User's Profile U2U Member Reply With Quote
I'm with Phil on this one.

I pay £25/m to my bank acount and get full AA cover including homestart etc. Also get phone insurance, IDaware incase I lose/stolen wallet, holiday insurance and much more!
Eddx14xe
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Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
8th Feb 12 at 11:29   View User's Profile U2U Member Reply With Quote
I'm with the AA. I have my mum on it and we have everything they do. I pay £17 per month.
adiohead
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Registered: 28th Sep 01
User status: Offline
8th Feb 12 at 11:32   View User's Profile U2U Member Reply With Quote
The AA are annoying. They send me letters all the time asking me to come back to them. I've had to contact their customer service numerous times to tell them to stop.
Neil
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Registered: 2nd Nov 03
Location: Newcastle Drives: E46 MSport Coupe
User status: Offline
8th Feb 12 at 13:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jakey
I'm with Phil on this one.

I pay £25/m to my bank acount and get full AA cover including homestart etc. Also get phone insurance, IDaware incase I lose/stolen wallet, holiday insurance and much more!


Surely you could get all the stuff you need much cheaper than £300 a year?

[Edited on 08-02-2012 by Neil]
Munchie
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Registered: 17th Jul 01
Location: I swap goats for mobile phones
User status: Offline
8th Feb 12 at 13:08   View User's Profile U2U Member Reply With Quote
Im putting it on our business name therefore i get homestart haha
shaned12345
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Registered: 28th Sep 10
Location: Melton Mowbray, Leicestershire
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8th Feb 12 at 14:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by adiohead
The AA are annoying. They send me letters all the time asking me to come back to them. I've had to contact their customer service numerous times to tell them to stop.



They did this to me as well, at least 5 times. I just ignored it.
Ben G
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Registered: 12th Jan 07
Location: Essex
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8th Feb 12 at 15:21   View User's Profile U2U Member Reply With Quote
i get the aa letters too for cars i havent owned for 4 years

i get mine with halifax, same as phil. never had to use it but for 10 quid a month, both me and the missus are covered.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
8th Feb 12 at 15:21   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Neil
quote:
Originally posted by Jakey
I'm with Phil on this one.

I pay £25/m to my bank acount and get full AA cover including homestart etc. Also get phone insurance, IDaware incase I lose/stolen wallet, holiday insurance and much more!


Surely you could get all the stuff you need much cheaper than £300 a year?

[Edited on 08-02-2012 by Neil]


Maybe, maybe not. It's around £17-£20 a months just for the AA, phone insurance through suppliers is £5+ a month. IDAware is a few quid and my holiday insurance is just under £100 everytime I go away.

Plus it all comes out as one direct debit so yes, it's very benificial and worth it for me.
John
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Registered: 30th Jun 03
User status: Offline
8th Feb 12 at 15:25   View User's Profile U2U Member Reply With Quote
You can get the same for half that from RBS.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
8th Feb 12 at 15:28   View Garage View User's Profile U2U Member Reply With Quote
Good for you John, good for you.
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
8th Feb 12 at 16:10   View User's Profile U2U Member Reply With Quote
you are getting ripped off tbh jakey. they're only looking out for you, saving YOU money.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
8th Feb 12 at 16:12   View Garage View User's Profile U2U Member Reply With Quote
I really don't see how it's saving me money though. The things I get through my bank are cheaper for me than doing it all separately?
John
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Registered: 30th Jun 03
User status: Offline
8th Feb 12 at 16:30   View User's Profile U2U Member Reply With Quote
You can get the same from another bank for half that though, sorry for helping.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
8th Feb 12 at 16:33   View Garage View User's Profile U2U Member Reply With Quote
Ok then, if you can find another bank that covers you after having a heart operation for holiday insurance and being a warfarin user then good luck.
John
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Registered: 30th Jun 03
User status: Offline
8th Feb 12 at 16:46   View User's Profile U2U Member Reply With Quote
Never looked into it. How much is travel insurance separately if you saved £150 by going elsewhere even if it didn't.

If you want to continue paying that be my guest.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
8th Feb 12 at 16:54   View Garage View User's Profile U2U Member Reply With Quote
Of course I'm going to continue paying it, it's £25 a month and haven't got the hassle of opening a new bank, transferring DD etc.

It was £160 for insurance when I went Malia last September and £180 when I went Bulgaria 3 years ago, both holidays where for 7 days.

 
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