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Author Business day - accepting debit cards/chip & pin etc
jrsteeve
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Registered: 3rd Apr 02
Location: Manchester
User status: Offline
24th Jul 12 at 09:26   View User's Profile U2U Member Reply With Quote

I know there are a few people on here who run businesses, who do you use for your card payments? I've been quoted £49 joining fee, £12.50pm and 11p per debit card transaction from Elevon, sounds good but are there any better ones out there? Don't particularly fancy getting bombarded with sales calls once i've filled in the enquiry things via Streamline, none of the bastards put their pricing online.

Any tips appreciated
Gary
Premium Member

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Registered: 22nd Nov 06
Location: West Yorkshire
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24th Jul 12 at 09:27   View Garage View User's Profile U2U Member Reply With Quote

We just use our bank. Simplest way.
Sam
Moderator
Premium Member


Registered: 24th Dec 99
Location: West Midlands
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24th Jul 12 at 09:29   View User's Profile U2U Member Reply With Quote

I hear good things about Elavon.

Don't even bother with Barclaycard, they are fucking shit They said they would have to hold my funds for 45 days + 3 days for "processing".

[Edited on 24-07-2012 by Sam]
jrsteeve
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Registered: 3rd Apr 02
Location: Manchester
User status: Offline
24th Jul 12 at 09:43   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Gary
We just use our bank. Simplest way.


Maybe you could reveal their name/costs etc?
jrsteeve
Member

Registered: 3rd Apr 02
Location: Manchester
User status: Offline
24th Jul 12 at 09:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Sam
I hear good things about Elavon.

Don't even bother with Barclaycard, they are fucking shit They said they would have to hold my funds for 45 days + 3 days for "processing".

[Edited on 24-07-2012 by Sam]


Aye, i'm steering clear of them. Had been using Paypal for the last few years as we didn't take many cards, now though we need to, and people don't like paying an extra 3.6% particularly.
Jamie Walby
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Registered: 15th Nov 04
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24th Jul 12 at 09:54   View User's Profile U2U Member Reply With Quote

I use Barclaycard. They don't hold my funds any longer than RBS did when I used them, which was no time at all.

So no idea why they would have told you that, Sam.
Gary
Premium Member

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Registered: 22nd Nov 06
Location: West Yorkshire
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24th Jul 12 at 10:12   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by jrsteeve
quote:
Originally posted by Gary
We just use our bank. Simplest way.


Maybe you could reveal their name/costs etc?


Barclays. Couldn't tell you costs as I'm not in all week, but we've not had any problems witht them so far.
Sam
Moderator
Premium Member


Registered: 24th Dec 99
Location: West Midlands
User status: Offline
24th Jul 12 at 10:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jamie Walby
I use Barclaycard. They don't hold my funds any longer than RBS did when I used them, which was no time at all.

So no idea why they would have told you that, Sam.


I know of other IT companies that had the same problems when they wanted to open an account with them, so they probably see IT as a high fraud risk industry.
Tomnova16
Premium Member

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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
24th Jul 12 at 10:40   View Garage View User's Profile U2U Member Reply With Quote

cardnet through my bank lloyds tsb, i know its not alot and usually takes around 3 working days to have funds in my account


http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
fazza
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Registered: 7th Feb 08
Location: Plymouth
User status: Offline
24th Jul 12 at 11:14   View User's Profile U2U Member Reply With Quote

how long is that signing you up for?

I pay with Transax...


£19 joining fee

12 month agreement

16p Debit card trans

1.2% credit card trans

Thats for a GPRS terminal so I can take it anywhere
Sam
Moderator
Premium Member


Registered: 24th Dec 99
Location: West Midlands
User status: Offline
24th Jul 12 at 12:21   View User's Profile U2U Member Reply With Quote

How much is your monthly fee and the fee for the terminal?
jrsteeve
Member

Registered: 3rd Apr 02
Location: Manchester
User status: Offline
24th Jul 12 at 14:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by fazza
how long is that signing you up for?

I pay with Transax...


£19 joining fee

12 month agreement

16p Debit card trans

1.2% credit card trans

Thats for a GPRS terminal so I can take it anywhere


Same as Sam, what's the monthly price for the machine?
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
24th Jul 12 at 14:37   View User's Profile U2U Member Reply With Quote

Terminal was free, monthly price is £17.50 iirc, no more than £18.00 though

EDIT - A mate works for Transax, he assured me they were 'Mates Rates'. None of the banks or even Elavon could touch his quote

[Edited on 24-07-2012 by fazza]
jrsteeve
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Registered: 3rd Apr 02
Location: Manchester
User status: Offline
24th Jul 12 at 14:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by fazza
Terminal was free, monthly price is £17.50 iirc, no more than £18.00 though

EDIT - A mate works for Transax, he assured me they were 'Mates Rates'. None of the banks or even Elavon could touch his quote

[Edited on 24-07-2012 by fazza]


Aye that's not too bad, though Elavon looks pretty good too apartment from the joining fee. Cheers
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
24th Jul 12 at 14:55   View User's Profile U2U Member Reply With Quote

Yeah Elavon are meant to be pretty cheap.

Big thing for me was the 12 month deal, most want to sign you up for 4 years!
jrsteeve
Member

Registered: 3rd Apr 02
Location: Manchester
User status: Offline
24th Jul 12 at 15:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by fazza
Yeah Elavon are meant to be pretty cheap.

Big thing for me was the 12 month deal, most want to sign you up for 4 years!


Ah, i'll see what they're requiring, didn't mention anything on the phone but might be why it's cheap!
jrsteeve
Member

Registered: 3rd Apr 02
Location: Manchester
User status: Offline
25th Jul 12 at 15:30   View User's Profile U2U Member Reply With Quote

Small update, there is no joining fee if you're a Costco customer = win! Just signing up now.
fazza
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Registered: 7th Feb 08
Location: Plymouth
User status: Offline
25th Jul 12 at 15:51   View User's Profile U2U Member Reply With Quote

how long they signing you up for bud? 4 Years?
jrsteeve
Member

Registered: 3rd Apr 02
Location: Manchester
User status: Offline
25th Jul 12 at 21:44   View User's Profile U2U Member Reply With Quote

3 years but looks possible to cancel after a year with no fee.
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
26th Jul 12 at 22:03   View User's Profile U2U Member Reply With Quote

Thats alright then,I couldnt run my business without one

 
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