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Author Changing car on insurance policy
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
User status: Offline
25th Oct 12 at 00:35   View User's Profile U2U Member Reply With Quote

Why don't insurance companies like you changing cars? When I phoned up to change my policy to the derv 306 they basicly told me if I change cars again I'll be fee'd or else they will just cancel my insurance without warning. I had to bite my tongue. I felt like telling them to fuck off I'll get my insurance else where.

So now I'm worried if I change cars again my insurance will be cancelled.

What's there problem? Is it so hard for them to press a few keys on the computer?
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
25th Oct 12 at 00:44   View User's Profile U2U Member Reply With Quote

They are just lazy cunts.
davegreen
Premium Member

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Registered: 20th May 12
Location: Oxfordshire
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25th Oct 12 at 04:50   View Garage View User's Profile U2U Member Reply With Quote

most insurance companies charge admin fees wheh you change something on your policy, £30 -£50 a go. robbing barstewards!
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
25th Oct 12 at 06:33   View User's Profile U2U Member Reply With Quote

Who's that with? I'm with Admiral and in the 3 years I've been insured with them have had 8 cars. They don't care, the do charge £17 admin fee to swap it though.
Sean
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Registered: 14th Sep 10
Location: Eastbourne, BN23 7AZ
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25th Oct 12 at 06:43   View User's Profile U2U Member Reply With Quote

I'm with bell part of the admiral group they don't give a shit when I change cars lol
djgritt
Premium Member

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Registered: 1st Nov 07
Location: Dorset Drives: Focus ST / Hyundai i20N
User status: Offline
25th Oct 12 at 10:20   View Garage View User's Profile U2U Member Reply With Quote

Maybe try to keep a car for the full term?
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
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25th Oct 12 at 10:23   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by djgritt
Maybe try to keep a car for the full term?


What sort of solution is that?

It's hard enough lining up the sale of an old car with the purchase of a new car - nevermind trying to time it all with the renewal date of your car insurance

The Car Insurance industry needs regulating better, I'm pretty sure they just hire people to make up numbers.


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djgritt
Premium Member

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Registered: 1st Nov 07
Location: Dorset Drives: Focus ST / Hyundai i20N
User status: Offline
25th Oct 12 at 10:26   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kyle T
quote:
Originally posted by djgritt
Maybe try to keep a car for the full term?


What sort of solution is that?




One of the simplest solutions ironically.

Here's a novel idea - When the term ends, keep the same car and then insure it again!

Trend setting right here...
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
25th Oct 12 at 10:27   View Garage View User's Profile U2U Member Reply With Quote

Wow, why didn't I think about that before.

I'll just keep the same car forever to avoid an administration fee.


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Impreza WRX STi
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
User status: Offline
25th Oct 12 at 13:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Sean
I'm with bell part of the admiral group they don't give a shit when I change cars lol
I'm with Bell too, the last time I done it they didn't seem too bothered but not this time. If I want to keep changing cars I need a traders policy according to bell yet when I asked for a traders policy they wouldn't cover me

They haven't charged me admin fees right enough.

quote:
Originally posted by djgritt
Maybe try to keep a car for the full term?
Why should I be restricted to keep a car? If I want to change car then why should I not be able too?
djgritt
Premium Member

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Registered: 1st Nov 07
Location: Dorset Drives: Focus ST / Hyundai i20N
User status: Offline
25th Oct 12 at 14:04   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jamie-C

quote:
Originally posted by djgritt
Maybe try to keep a car for the full term?
Why should I be restricted to keep a car? If I want to change car then why should I not be able too?


You should be able to, I agree.
But, if you have changed the car a numerous amount of times within the 1yr period, then I can see where the Insurance company is coming from. Especially with the comment about getting Trade insurance.
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
25th Oct 12 at 14:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by djgritt
quote:
Originally posted by Kyle T
quote:
Originally posted by djgritt
Maybe try to keep a car for the full term?


What sort of solution is that?




One of the simplest solutions ironically.

Here's a novel idea - When the term ends, keep the same car and then insure it again!

Trend setting right here...


willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
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25th Oct 12 at 14:45   View Garage View User's Profile U2U Member Reply With Quote

Just kick off at the insurer, that normally gets the fee paid for.

 
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