Swiftay
Member
Registered: 6th Aug 05
Location: West Midlands
User status: Offline
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So some new driver caught my rear bumper as i was exiting a roundabout..
But, i noticed that her tax has run out and she admitted she hasnt bought it online, does this make her insurance invalid? And how does it effect me claiming on it?
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John
Member
Registered: 30th Jun 03
User status: Offline
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Won't be invalid for that, bad enough that you have to go through insurance? No couple of hundred quid cash in hand possible?
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S@M
Member
Registered: 3rd Oct 07
Location: East Yorkshire
User status: Offline
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If you spotted she had no tax, I would have rang police there and then
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by S@M
If you spotted she had no tax, I would have rang police there and then
Jesus bit ott, and would only make things worse.
Regarding insurance, no it won't invalidate insurance
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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At least she admitted it.
Another female not able to drive properly. Useless bitches.
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Swiftay
Member
Registered: 6th Aug 05
Location: West Midlands
User status: Offline
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Well spoke to police who say it does invalidate her insurance?
But her dad has offered to settle it without going through insurance
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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No tax does not invalidate insurance!
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davegreen
Premium Member
Registered: 20th May 12
Location: Oxfordshire
User status: Offline
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if they pay up with out going through insurance i wouldnt worry about it.
if you read the small print on your car insurance its only valid if you have tax, mot, and the correct licence, theres also many other loop holes for insures to get out of paying up.
get a writen quote for the repair and then get the cash from them or go through insurance if she dont cough up. your insurance will force her to pay even if hers void policy for no tax. plus she'll get done for driving without tax. either way you should pay a penny as you could claim excess back to.
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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If you can settle it without insurance then try that way. It costs a lot to be covered, but getting insurance involved will just cause problems for years.
Corsa 2.0 16v Vegas - Sold
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
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If the father has offered to pay your costs for repair then go for it. LEss complicated that way, specially if its not too bad.
In regards to tax, I found this link
http://www.rac.co.uk/forum/showthread.php?15185-If-your-car-tax-has-just-expired-can-you-still-drive-your-vehicle
It goes on about the tax side of things involving a similar incident to this.
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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Pics of damage and of the lass before I can make a decision on your next move
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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For your purposes it doesn't invalidate her insurance. The insurer cannot legally renege on their third party liability. So assuming its her fault you get your car fixed.
They may well choose to recover their costs from her personally but this won't affect your situation.
If its minor and the father is paying - do that. Despite what many on this web site will tell you, it is preferable to not have any claim on your record regardless of fault.
[Edited on 04-11-2012 by Ian]
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