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Author insurance query.
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
24th Feb 13 at 16:56   View User's Profile U2U Member Reply With Quote
my insurance renewal just came through, as it runs out on 21/3/13.

i have 2 non fault accidents on my policy, one is 1/3/10 and the other is 5/2/11. they ask for any accidents within the last 3 years.

am i right that by the time my insurance is due to be renewed, the one from 1/3/10 will be removed as it's over 3 years ago by that point?

quite a big deal really as it's come in at over £900, and when i checked it last week it was £650 (with 1 accident).

[Edited on 24-02-2013 by Ben G]
mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
24th Feb 13 at 17:01   View User's Profile U2U Member Reply With Quote
yeah
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
24th Feb 13 at 17:01   View User's Profile U2U Member Reply With Quote
you would've thought they'd do that already though, rather than sending me through a renewal notice with both accidents still on there. or is it all done by computer nowadays?
Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
24th Feb 13 at 17:03   View User's Profile U2U Member Reply With Quote
Probably hoping you just don't notice to be honest and if anybody points out their mistake they'll blame computer error.
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
24th Feb 13 at 18:54   View User's Profile U2U Member Reply With Quote
Yeah, it is your circumstances from policy start date.
BeetleGav
Member
Registered: 27th Jun 10
Location: lancashire, nelson
User status: Offline
24th Feb 13 at 19:25   View User's Profile U2U Member Reply With Quote
You will need to change the details though because they will just leave it on there
AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
24th Feb 13 at 21:47   View User's Profile U2U Member Reply With Quote
As graham said, will just be seeing if you don't notice. Mine came through £300 more than I was quoted online, both admiral. It's bullshit.

Said on the phone
Me - "I've found it cheaper online"
Admiral - "oh have you, who with"
Me - "you"
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
24th Feb 13 at 23:04   View User's Profile U2U Member Reply With Quote
complete tossers, they are!

andy, my cheapest quote of £648 was also with them. bit of a difference to the £909 they want on the renewal

i bet a lot of people don't bother shopping around either.
Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
25th Feb 13 at 08:20   View User's Profile U2U Member Reply With Quote
Played around with Zurichs quote system, has things on there like whether you have paid monthly or yearly in the past few years, and this affects the price they give you

[Edited on 25-02-2013 by Fro]

 
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