john_redtop
Member
Registered: 31st Dec 08
Location: acklam middlesbrough
User status: Offline
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Anyone recommend a loan company that are likely to accept someone with average credit up to £1000
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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Should put this in House Day.
Have you look on Money Supermarket?
How "average" is your credit rating?
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Kyle T
Premium Member
Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
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Credit Card probably the way forward for a grand, get 0% in a year - move it around a bit after that if you can't pay it within the year.
Lotus Elise 111R
Impreza WRX STi
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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yep credit card for £1k
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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john_redtop
Member
Registered: 31st Dec 08
Location: acklam middlesbrough
User status: Offline
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I had a couple of late payments on stuff about about 3 year ago also about 4 year ago I messed up on a phone contract where I couldn't afford payments each month but that got paid in the end so guess my credit will be a little messed up?
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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probably be fine, just apply for a 0% credit card and see what happens
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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john_redtop
Member
Registered: 31st Dec 08
Location: acklam middlesbrough
User status: Offline
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Cheers I'll give that a try will have a look about see what seems best
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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Do an experian check, see what your problems are and see if you can fix them
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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Noddle is a free credit check service, Experian is a mess on trying to cancel the free trial
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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Noddle is good, gives you recommendations on products that you are likely to be accepted on based on your circumstances.
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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I just tried Noddle, it gave me 4 out of 5. Thought that was a bit harsh considering my credit history is perfect with the exception of one late payment (less than 1 month late) a few years ago.
I'm sure all the other agencies gave me near perfect scores.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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A loan for £1k will be incredibly expensive though. Credit card FTW.
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Save it up? What is it for
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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Save! Why strap up for a grand?? If you can afford the repayments you can afford to save!!
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John
Member
Registered: 30th Jun 03
User status: Offline
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What if you want it now but don't have the grand? Credit card as said though.
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john_redtop
Member
Registered: 31st Dec 08
Location: acklam middlesbrough
User status: Offline
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Think im gonna go for a card want a on road quad bike for april time wont be able to save a grand by then but if i get a credit card and use that could have it paied off by auguest/september
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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Please tell me you have some money saved up  any road-legal quad for a grand is going to be a total lemon..
I had one of those RLX-250's a few years back, cost £1200. And it was a big pile of toss 
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BeArDy
Member
Registered: 7th Aug 00
Location: Manchester
User status: Offline
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quote:
Originally posted by DaveyLC
Please tell me you have some money saved up any road-legal quad for a grand is going to be a total lemon..
I had one of those RLX-250's a few years back, cost £1200. And it was a big pile of toss
could not agree more.
DO NOT BUY CHEAP IMPORT QUADS THEY FALL TO BITS
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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sign up to noddle.co.uk, get your rating out of 5, report back the answer
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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quote:
Originally posted by BeArDy
quote:
Originally posted by DaveyLC
Please tell me you have some money saved up any road-legal quad for a grand is going to be a total lemon..
I had one of those RLX-250's a few years back, cost £1200. And it was a big pile of toss
could not agree more.
DO NOT BUY CHEAP IMPORT QUADS THEY FALL TO BITS
So true, my mate bought one for £700 off ebay. Once of those 'Shineray' imports from china and it was fucked.
The thing was 2years old and all the bearings and suspension components needed replacing
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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flol that noodle thing is shite, must be impossible to get 5 out of 5 
mines at 4 and I have never not missed a payement or had a late payment  and never been overdrawn.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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I think they give everyone a 3 just so they can sell their improve product. It's not the score that you need to check anyway, it's just the details on your file 
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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They don't give everyone a 3 
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