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Author Insuring a previous write off
Wrighty_1988
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Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
22nd Apr 13 at 08:21   View User's Profile U2U Member Reply With Quote
Hey, im on the look out for a van/mpv at the moment to convert into a little camper. There is a van for sale tonight at the auctions but it is a previous cat c. Its got 12 month mot on it so im not worried about it unless the repairs are shocking. What i wanting to know is, has anybody had any problems getting insurance on one, according to the web you have to tell them but if you were buying insurance online they dont ask and they dont ask over the phone aswell.

Anyone got a bit of info that could help me?.

Cheers
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
22nd Apr 13 at 08:23   View Garage View User's Profile U2U Member Reply With Quote
Do they not ask online? Deffo asked me on the phone in the past.
Wrighty_1988
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Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
22nd Apr 13 at 09:35   View User's Profile U2U Member Reply With Quote
Just been doing an online quote on admiral and on moneysupermarket and they dont ask at all, cant find it on admirals policy books aswell but id expect there to be a clause somewhere.
corsa-torque
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Registered: 15th Mar 11
User status: Offline
22nd Apr 13 at 10:03   View User's Profile U2U Member Reply With Quote
If its a cat c with 12 months MOT, chances are the damage has been recorded, it's been repaired and VIC tested. Therefor it will prob show up as a cat c on insurance companies computers
Ste
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Registered: 5th Mar 03
Location: Taif, Saudi Arabia
User status: Offline
22nd Apr 13 at 11:19   View Garage View User's Profile U2U Member Reply With Quote
Even if they ask it doesn't affect the quote, just means the value when they pay you out if it's written off again will be less.

Being a cat c doesn't increase or decrease your premium in my experience. (I've had a few now)

I would rather lose by a mile because i built my own car, than win by an inch because someone else built it for me.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
22nd Apr 13 at 11:22   View User's Profile U2U Member Reply With Quote
As Ste said. Was same for me.

 
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