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Author Insurance for working with cars...
BluKoo
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Registered: 8th Apr 02
Location: Stonehaven (Scotland)
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23rd Apr 13 at 17:27   View User's Profile U2U Member Reply With Quote
The son of the owner of this DB6 Volante has expressed interest in having a photo shoot with me.


He's especially interested in getting some rig shots, but before I even think about attaching a rig to something of this value I think it would be wise to get some sort of insurance to cover me incase anything happens.
I won't be driving the car, so it's not that kind of insurance. More like liability insurance.

Anyone got this kind of insurance? If so, who are you with and what does a policy cost?
VrsTurbo
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Registered: 8th Jun 10
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23rd Apr 13 at 17:36   View Garage View User's Profile U2U Member Reply With Quote
I'm with royal sun alliance costs 120 a year and I have 2million liability cover.
Rob E
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Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
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23rd Apr 13 at 17:39   View User's Profile U2U Member Reply With Quote
You can normally add something onto your camera insurance policy, check with your insurer. You may have to declare yourself a professional though
Ben J
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Registered: 31st Jan 05
Location: Cheshire
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23rd Apr 13 at 17:41   View User's Profile U2U Member Reply With Quote
Blukoo....your bro is one of the top detailers in the UK, and works with £k's worth of cars every day, yet you ask about liability insurance on CS????
BluKoo
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Registered: 8th Apr 02
Location: Stonehaven (Scotland)
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23rd Apr 13 at 17:41   View User's Profile U2U Member Reply With Quote
I actually just searched liability insurance and got a quote.
£100 for £1,000,000 worth of Public and Products Liability cover.
Or £155 for £2,000,000

Not bad really

quote:
Originally posted by Ben J
Blukoo....your bro is one of the top detailers in the UK, and works with £k's worth of cars every day, yet you ask about liability insurance on CS????


I got an answer quicker here than I would have done if I asked my brother. Plus he is insured with 1 company. I'm curious to know who everyone else is with. To see if there is someone who provides the best service.

[Edited on 23-04-2013 by BluKoo]
3CorsaMeal
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Registered: 11th Apr 02
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23rd Apr 13 at 17:44   View User's Profile U2U Member Reply With Quote
Get a halfords touch up pen kit and show him that as your insurance.
GB123
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Registered: 21st Nov 11
Location: Kent
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23rd Apr 13 at 17:56   View Garage View User's Profile U2U Member Reply With Quote
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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23rd Apr 13 at 17:58   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben J
Blukoo....your bro is one of the top detailers in the UK, and works with £k's worth of cars every day, yet you ask about liability insurance on CS????
im dubious about this whole "brother" thing. Blukoo is a faker IMHO.
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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23rd Apr 13 at 18:00   View Garage View User's Profile U2U Member Reply With Quote
Standard public liability wont cover that though. You'd need to ask for additional cover for items being worked upon. I got mine through AXA
BluKoo
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Registered: 8th Apr 02
Location: Stonehaven (Scotland)
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23rd Apr 13 at 18:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Nic Barnes
quote:
Originally posted by Ben J
Blukoo....your bro is one of the top detailers in the UK, and works with £k's worth of cars every day, yet you ask about liability insurance on CS????
im dubious about this whole "brother" thing. Blukoo is a faker IMHO.




quote:
Originally posted by shaunmods
Standard public liability wont cover that though. You'd need to ask for additional cover for items being worked upon. I got mine through AXA


Cover includes:
Claims caused by goods which your company either sold, manufactured, repaired, installed, erected, altered, cleaned or treated and - through negligence - caused injury or damage/

That sounds like it would cover any accidental damage caused by something I installed.
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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23rd Apr 13 at 18:51   View Garage View User's Profile U2U Member Reply With Quote
Make sure you get cover for property, some are only for people. Like if it falls off an injures someone that would be covered but if it pulls the windscreen out they wouldn't pay for that.
Jay
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Registered: 26th Sep 04
Location: Liverpool
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23rd Apr 13 at 21:01   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
Make sure you get cover for property, some are only for people. Like if it falls off an injures someone that would be covered but if it pulls the windscreen out they wouldn't pay for that.


This. My PLI is for people only, nothing to do with property.

 
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