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Author LOANS!!!!!!!!!!!!!!!!!!!
kev_corsa
Member
Registered: 7th Nov 02
Location: Newport, Uni in Bristol
User status: Offline
6th May 03 at 23:04   View User's Profile U2U Member Reply With Quote
wots the chances of gettin a 4k loan at 18, with a secure full time job for 2 yrs?

anyont got any ideas?
Drew
Banned
Registered: 24th Nov 01
Location: County Durham
User status: Offline
6th May 03 at 23:04   View User's Profile U2U Member Reply With Quote
probs if ya family aint blacklisted

try and see
Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
6th May 03 at 23:05   View User's Profile U2U Member Reply With Quote
ne problem... im after a 3k loan shortly at 18.

You got any score cards? Depends on credit rating really
Munchie
Member
Registered: 17th Jul 01
Location: I swap goats for mobile phones
User status: Offline
6th May 03 at 23:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Drew
probs if ya family aint blacklisted

try and see


wat has the colour of ure skin got to do with if u get a loan or not drew?!
Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
6th May 03 at 23:08   View User's Profile U2U Member Reply With Quote
DaveyRaveyGravy
Member
Registered: 26th Feb 03
Location: Liverpool
User status: Offline
6th May 03 at 23:13   View User's Profile U2U Member Reply With Quote
LOL LOVE U MUNCH!!!
Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
6th May 03 at 23:18   View User's Profile U2U Member Reply With Quote
I think you'll find this link to be of some help mate

http://www.autotrader.co.uk/CARS/services/finance-centre.jsp?homepage_pos=right_blue_bar
Natz
Member
Registered: 18th Dec 00
Location: Milk 'n' Beans
User status: Offline
6th May 03 at 23:22   View User's Profile U2U Member Reply With Quote
it dont matter if ur family are blacklisted
u create your own credit score
so if uve been naughty and not paid stuff in time, loads of debt etc, ur credit rating drops.
corb
Member
Registered: 24th Apr 02
Location: Calgary, Alberta, Canada
User status: Offline
6th May 03 at 23:25   View User's Profile U2U Member Reply With Quote
depends entirely on your credit score, and the score required by the lender.
kev_corsa
Member
Registered: 7th Nov 02
Location: Newport, Uni in Bristol
User status: Offline
6th May 03 at 23:28   View User's Profile U2U Member Reply With Quote
well i aint eva had a loan or credit card or nothin, but im doin an apprenticeship so i got regular money comin in.
Natz
Member
Registered: 18th Dec 00
Location: Milk 'n' Beans
User status: Offline
   6th May 03 at 23:34   View User's Profile U2U Member Reply With Quote
do u have a debit card? that will help boost ur score if u have that.

[Edited on 06-05-2003 by Natz]

[Edited on 06-05-2003 by Natz]
Munchie
Member
Registered: 17th Jul 01
Location: I swap goats for mobile phones
User status: Offline
6th May 03 at 23:35   View User's Profile U2U Member Reply With Quote
nooooo natz.......!!!!! ure writing isnt purple!!!! thats like coming out with no makeup!!!!
Natz
Member
Registered: 18th Dec 00
Location: Milk 'n' Beans
User status: Offline
6th May 03 at 23:37   View User's Profile U2U Member Reply With Quote
sorted! stoopid cs not liking me again that is, dont like me being technical
Munchie
Member
Registered: 17th Jul 01
Location: I swap goats for mobile phones
User status: Offline
6th May 03 at 23:40   View User's Profile U2U Member Reply With Quote
u blonde girl? JK!!
Natz
Member
Registered: 18th Dec 00
Location: Milk 'n' Beans
User status: Offline
6th May 03 at 23:43   View User's Profile U2U Member Reply With Quote
semi, but its hard 2 explain
Munchie
Member
Registered: 17th Jul 01
Location: I swap goats for mobile phones
User status: Offline
6th May 03 at 23:45   View User's Profile U2U Member Reply With Quote
so dats y uve just added me to ure yahoo msger?! to explain to me ?! lol!
kev_corsa
Member
Registered: 7th Nov 02
Location: Newport, Uni in Bristol
User status: Offline
6th May 03 at 23:46   View User's Profile U2U Member Reply With Quote
yeh i got like a solo card which i can spend in shops and stuff and the money comes straight out of my account will that make a difference?
Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
6th May 03 at 23:47   View User's Profile U2U Member Reply With Quote
if you have had regular payments into it... you will benefit from this greatly
myke
Member
Registered: 7th Feb 01
Location: High Wycombe, Buckinghamshire
User status: Offline
6th May 03 at 23:52   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Natz
it dont matter if ur family are blacklisted
u create your own credit score
so if uve been naughty and not paid stuff in time, loads of debt etc, ur credit rating drops.


i think the first bit is wrong.
i'm sure ratings are done on the address, so anyone who yoyu live with can contribute to a good or bad rating.
Natz
Member
Registered: 18th Dec 00
Location: Milk 'n' Beans
User status: Offline
6th May 03 at 23:56   View User's Profile U2U Member Reply With Quote
nope, bank told me
u cant blacklist an adress, only a person
its when u get married/live with ur partner it can affect u
but not family

 
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