VrsTurbo
Premium Member
Registered: 8th Jun 10
User status: Offline
|
quote: Originally posted by Fonz
quote: Originally posted by Ian
Also if for example if you said you have your car at 10k pa, and I'm going to use it for 1k, do you declare 10k or 11k? Because if declare 11k then you're technically covering me on your policy - which means its insured twice as I'm insured to drive other cars.
Same as my mate, he has comp SDP on his traders, he's not declared as part of mine as it would be completely redundant, but they're making out like he'd need to be?
to take this a stage further what about driving when not on a public road, ie a track.
last month i drove round Rockingham for the best art of three hours or more covering more than 200miles
a small drop in the ocean perhaps but never the less this is mileage on the car where i am not insured and therefore not covered by the insurance policy thus not relevant miles??
i dont trackday very often, and even less so an open pit lane, but for those who do in their daily drive/road legal car they must easily be putting 1000-2000 or more miles a year on....
80 Laps in 3hrs thats good going!!
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
Yup same as for me, always do inital quotes as J Bloggs, don't put the reg number in use make and model of car and don't use my exact address. Fiddle with it till it's good then do the same with my quote.
I always feel they are trying to catch me out.
|
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
|
quote: Originally posted by LeeM
i had my mum and gran on mine, 3k miles a year, fully comp and parked on the street, got my Sri c for £380. took my grandma off it added £100, mum off another 50, and driveway or garage another 50.
[Edited on 20-06-2013 by LeeM]
I always do this. drops.the price by hundreds which is ridiculous.
When I got a greenlight quote, the guy said that it wouldn't make the price any cheaper with them as named drivers, but they are aware that it works for lots of other insurance companiee.
|
JordyCarter
Member
Registered: 14th Mar 10
User status: Offline
|
I always say im a computer programmer it seems to be lower lol
|
fraylo19
Member
Registered: 17th Jun 13
User status: Offline
|
A good way off lowering insurence stick and older person on it but only as a named drver
|
Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
|
quote: Originally posted by Brett
Would make me feel like a bit of a child tbh.
Mine are on mine, saves me money.
|
VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
|
My mum and dad make mine dearer. Putting my missus on mine and vice versa on her policy is cheaper than parents.
Corsa 2.0 16v Vegas - Sold
|
Y869 SRA
Member
Registered: 22nd Jul 12
User status: Offline
|
I tried putting my dad as a named driver but it made pretty much no difference on the price.
|
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
|
I put my nan on mine, took it down a couple hundred quid.
|
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
|
Well looks like I've been lucky.
Quidco is in my name but dad needed insurance and Aviva were doing cashback. Looks like I'm getting £70 even though the policy is in dads name.
Does mean he essentially got 120d insurance for £170 fully comp
|