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Author Bank charges
Gary
Premium Member

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Registered: 22nd Nov 06
Location: West Yorkshire
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18th Oct 13 at 08:40   View Garage View User's Profile U2U Member Reply With Quote

Can you still kick off at your bank and claim these back?
1986
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Registered: 19th Jun 13
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18th Oct 13 at 08:47   View User's Profile U2U Member Reply With Quote

sure I made a thread a while ago and pretty much got told it was a waste of time but will be watching this thread out of interest
James
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Registered: 1st Jun 02
Location: Surrey
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18th Oct 13 at 08:49   View User's Profile U2U Member Reply With Quote

Surely it depends on the circumstances?

I would imagine people that just can't manage money and keep running out can't claim them back. But if you genuinely go overdrawn by £1 accidentally as a one-off then you probably have a case.
Pete_vxl
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Registered: 24th Nov 06
Location: Lochgelly, Fife
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19th Oct 13 at 17:03   View User's Profile U2U Member Reply With Quote

A legal challenge will not be upheld however if you have financial difficulties and can prove it with your income and expenditure then you may receive frozen interest/fees.
Dave
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Registered: 26th Feb 01
Location: Lancs
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19th Oct 13 at 17:08   View User's Profile U2U Member Reply With Quote

If it's your first one or very rare they might but it'll probably vary a lot between banks.
VegasPhil
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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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19th Oct 13 at 19:54   View Garage View User's Profile U2U Member Reply With Quote

I phoned up about a late payment that came up over a weekend once, and the bank just refunded it when they saw what had happened.

Was easy enough. Suppose it depends on the circumstances of the charge.


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Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
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19th Oct 13 at 21:31   View User's Profile U2U Member Reply With Quote

Halifax have refunded a few for us!
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
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20th Oct 13 at 17:56   View User's Profile U2U Member Reply With Quote

Depends who you bank with but I know with Halifax I have set up text reminders if the balance goes less than £0 so I can transfer some money in during the day to avoid the charges, might be worth looking into?
Generation
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Registered: 7th Jul 09
Location: Essex
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21st Oct 13 at 00:37   View User's Profile U2U Member Reply With Quote

Depends what for, I've seen loads at work get reversed. Entirely depends on the situation
Shell
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Registered: 14th Oct 08
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21st Oct 13 at 08:48   View Garage View User's Profile U2U Member Reply With Quote

http://www.moneysavingexpert.com/reclaim/bank-charges
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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21st Oct 13 at 08:50   View Garage View User's Profile U2U Member Reply With Quote

It's all 100% my fault for being a slack cunt.

I hold little hope

 
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