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Author Cancelling insurance policy
Jason x
Premium Member

Registered: 19th Apr 13
User status: Offline
14th May 14 at 20:10   View Garage View User's Profile U2U Member Reply With Quote

Basically want to switch insurance companies from an insurer who don't allow mods to one that does, any one had experience in the cost of doing this? (With co-op)

What if I called them and said to the geezA on the phone I've put some coilovers on - would he end my policy for breaching it? (Therefore no cost to me)?

Not interested in no claims (don't have one anyway)

[Edited on 14-05-2014 by Jason x]
Norcy91
Member

Registered: 15th Sep 08
User status: Offline
14th May 14 at 20:15   View User's Profile U2U Member Reply With Quote

I'd imagine he'll either charge you extra for modifying your car, or say that you're invalidating your policy and charge you an admin/cancellation fee to end it. I haven't been in that situation though, so that's just a guess!
GB123
Premium Member

Registered: 21st Nov 11
Location: Kent
User status: Offline
14th May 14 at 20:27   View Garage View User's Profile U2U Member Reply With Quote

Cancellation fee should only be about £20 anyway
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
14th May 14 at 20:36   View User's Profile U2U Member Reply With Quote

I did this once on a little Corsa C Van i had because they wouldn't insure my new motor as it was a car.

I tend to pay up front for my insurance and the fuckers took around £200 of me when i'd taken into account the months i had used. Won't make that mistake again!
Skylined
Member

Registered: 27th Sep 05
Location: Sideways, Surrey
User status: Offline
14th May 14 at 21:38   View User's Profile U2U Member Reply With Quote

From my experience they tend to take advantage of your 'contract' and rape you for any amendments.

If I want to make any changes I always ask it theoretically first so I know what they'll do without committing...ask them what would happen if you were to add coilys and see what they say first
Simon_16v
Member

Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
15th May 14 at 08:43   View User's Profile U2U Member Reply With Quote

I'm with a specialist and they don't charge you for any additions to your policy.

Nice to know when adding bits to my car .

 
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