Jamie-C
Member
Registered: 3rd Jun 08
Location: Ballycastle
User status: Offline
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I was caught for no insurance on Sunday 24th August, police officer who dealt with the situation seemed a bit of a twat and didn't really know what he was doing as he didn't know how to arrange for recovery truck etc and when he did seize the car he didn't do a check list for any marks or damage on the car, he was giving me a fine of £200 and 6 points which I said I would accept but he didn't have any tickets on him at the time so he took my phone number and said he would contact me when he was back in my town. The only paper work I received on the night was a seizure notice for the car and nothing else, nothing to do with the offence etc.
Yesterday somewhat 2 weeks later the officer rung me to see if I was able to call in to the police station to get the ticket it off him or if not he would just send me a court summons, I wasn't around so still haven;t got a ticket.
Is there a chance I can get out of with it or just take it on the chin?
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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Not sure if its different over there, but the whole NIP within 14 days thing isn't black and white. He doesn't have to give you one at all really. If he cautioned you at the time, or told you it'll be a court summons, that's adequate information.
http://www.motorlawyers.co.uk/procedure/notice_of_intended_prosecution.php
Basically, you're fucked. Naughty.
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John
Member
Registered: 30th Jun 03
User status: Offline
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Did you forget to buy insurance?
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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Take legal advice before you do anything.
Most decent firms will offer free advice on something like this to start with.
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Jamie-C
Member
Registered: 3rd Jun 08
Location: Ballycastle
User status: Offline
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Didn't forget, insurance company was closed so couldn't get it changed over to the new car, my old car was still insured fully comp but obviously that doesn't matter as it doesn't cover any other car, if I'm fucked I'm fucked but if theres a chance that because I still haven't been issued a ticket I can get away with it then I'll take it
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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You drove knowing full well you weren't insured because you couldn't wait a day or two? Bit of a silly move that. Get legal advice, but as I showed you, he didn't have to give you anything because he told you his intentions.
We all make mistakes, but hopefully you learn from it. I doubt you have a clean licence just now? Will the extra points be a ban or nine points?
[Edited on 08-09-2014 by Eck]
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Jamie-C
Member
Registered: 3rd Jun 08
Location: Ballycastle
User status: Offline
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Yea not denying that I'm a tit , on the busiest weekend of the year in my town too Licence is clean, kept it clean for 4 years and got 4 years no claims bonus too, silly of me and definitely a lesson learnt
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Could try court and say you thought that you were covered on any vehicle till you rang monday
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N16K
Member
Registered: 4th Oct 04
Location: Belfast, NI Drives: Corsa D SRi, Tuned Cooper S, B
User status: Offline
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No idea but to be fair no insurance is very "felt" spec. Doubt you will get out of it, shit happens.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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I think every car I've ever bought I've never insured until I got it home.
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Kippers
Member
Registered: 27th Dec 10
Location: By the sea, Kent Drives: A nee naw
User status: Offline
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You wont get off of it.
Go to the station and accept the TOR or he will just summons you to court.
In the future dont be a dick and insure your car before driving it.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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If you're fully comp aren't you insured 3rd party on other cars? Assuming the previous owner had the car insured.
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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Why didn't you just buy temporary insurance online?
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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I got a letter of dvla or vosa yesterday saying my car was not on MID as insured. I pay over £3k a year for my traders and the wankers at my brokers forgot to put it on . Then the cunts said I have a 25k limit and to put it on they want a further £500 .
End of day if you have no insurance it's your own fault pal . Why should everyone else except for people who use my broker have to pay and be insured .
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote: Originally posted by Brett
If you're fully comp aren't you insured 3rd party on other cars? Assuming the previous owner had the car insured.
Im thinking he might be under 25.
And a lot of insurance companies are doing away with that cover nowadays.
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John
Member
Registered: 30th Jun 03
User status: Offline
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If he said he bought it he's not insured driving it under other cars anyway.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Day insure would have solved a whole lot of issues here.
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nibnob21
Premium Member
Registered: 16th May 10
Location: South Derbyshire
User status: Offline
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Whenever I've bought a car I've had a quote lined up. Bought the car, sat in it on my phone to call the insurance company, quote the number, buy the insurance then drive off knowing I'm not a twat.
MX5 Project Thread
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Jamie-C
Member
Registered: 3rd Jun 08
Location: Ballycastle
User status: Offline
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But you are a twat so you worked that out wrong
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nibnob21
Premium Member
Registered: 16th May 10
Location: South Derbyshire
User status: Offline
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Bummer, knew it didn't quite make sense
MX5 Project Thread
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N16K
Member
Registered: 4th Oct 04
Location: Belfast, NI Drives: Corsa D SRi, Tuned Cooper S, B
User status: Offline
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Jamie you selling the Civic? its on RMS?
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Balling
Premium Member
Registered: 7th Apr 04
Location: Denmark
User status: Offline
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quote: Originally posted by taylorboosh
Could try court and say you thought that you were covered on any vehicle till you rang monday
You think being ignorant of your own affairs is a valid defence in court?
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