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Author what would happen if i over drew my bank accout?
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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27th May 03 at 10:16   View User's Profile U2U Member Reply With Quote
as above ,would replace the money within 3 weeks
kinkycorsa
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Registered: 19th Feb 03
Location: Bristol
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27th May 03 at 10:17   View User's Profile U2U Member Reply With Quote
who do u bank with cuz sum places charge sum won't and depends by how much and what type of account. Sum accounts hav a £50 buffer zone.
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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27th May 03 at 10:17   View User's Profile U2U Member Reply With Quote
im with barclays
kinkycorsa
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Registered: 19th Feb 03
Location: Bristol
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27th May 03 at 10:18   View User's Profile U2U Member Reply With Quote
switch account? and how much u plannin on goin over?

[Edited on 27-05-2003 by kinkycorsa]
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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27th May 03 at 10:18   View User's Profile U2U Member Reply With Quote
wanted to take 100 hundred wicth aint there at the moment ,but will be back with in a week,then take
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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27th May 03 at 10:18   View Garage View User's Profile U2U Member Reply With Quote
£30 fee maybe
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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27th May 03 at 10:19   View User's Profile U2U Member Reply With Quote
100 this week but in all bout 250 i would like to take out
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
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27th May 03 at 10:19   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Steve106GTi
£30 fee maybe


Yep I'd agree there unless you have an agree OD limit...
kinkycorsa
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Registered: 19th Feb 03
Location: Bristol
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27th May 03 at 10:20   View User's Profile U2U Member Reply With Quote
without an overdraft you will get charged if it even let's u take that. Each transaction u go over will prob b charged at around £25. Ur better off just ringing up and asking for an overdraft mate most places can do it over the phone.
wacko corsaboy
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Registered: 29th Aug 02
Location: York, uk
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27th May 03 at 10:20   View User's Profile U2U Member Reply With Quote
way it works mate, if overdraft is set up, it will allow you to take out a certain amount.

EG

if you take £100 then pay £150 in that means your bank balance goes to £50.

well thats how mine works anyway...
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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27th May 03 at 10:20   View User's Profile U2U Member Reply With Quote
ill try that then

cheers peeps
Half Pint
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Registered: 25th Mar 02
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27th May 03 at 10:21   View User's Profile U2U Member Reply With Quote
Some banks will not let you draw money out if you have not arranged an overdraft facility, and you will get charged about £30 plus interest of the funds you are overdrawn by.
jay@ffwd
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Registered: 14th Jan 03
Location: Worcester
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27th May 03 at 10:24   View User's Profile U2U Member Reply With Quote
Do it with cash back, will give you the money even if cash points wont.
Jatinder
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Registered: 17th May 03
Location: Clayhall Essex
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27th May 03 at 11:28   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by jay@ffwd
Do it with cash back, will give you the money even if cash points wont.


Nah it wont your card will get declined,(i work in a supermarket happens all the time) best thing to do is arrange a tempory overdraft with the bank and it should be fine, with mine i can go overdrawn up £250 without getting charged, if it goes over that amount i will be charged £20
cobra148
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Registered: 27th Oct 01
Location: Here in front of my monitor.....
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27th May 03 at 11:33   View User's Profile U2U Member Reply With Quote
Barclays will send you a letter saying you have gone overdrawn, they will charge you £20 for the privelage.
Arrange an overdraft, its gonna cost you a lot less than the £20.
Keeley
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Registered: 30th Aug 02
Location: West Midlands
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27th May 03 at 11:36   View User's Profile U2U Member Reply With Quote
good luck with barclays cus there arseholes if u over draw ur bank a/c's thats why ive moved banks

 
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