drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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i just got my insurance renewed with liv vic, and they told me all mods are covered, so long as i have the receipts. Is this right??
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Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
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sure is
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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thought it was too good to be true, but apparently not then! I was told by two different people on the phone, so wrote down the time in case it was recorded etc. Roll on 4 2 1 manifold and chip!!
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Jill
Premium Member
Registered: 8th Jun 01
Location: Aylesbury, BUCKS
User status: Offline
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Yeah this is true.... BUT don't forget that ur mods aren't replaced like for like- they'll be returned to standard 
JILL 
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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So you mean my insurance wont be invalid for having them, but i wont be able to claim for them?
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Jill
Premium Member
Registered: 8th Jun 01
Location: Aylesbury, BUCKS
User status: Offline
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No ur insurance won't be invalid for having them, it just means that if ur car is involved in an accident (regardless of fault etc) your modifications will not be replaced like for like ie: your 18" alloys and custom bodywork will not be replaced... they'll be returned to factory fit wheels and standard bodywork!
JILL
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andypsgwide
Member
Registered: 13th Mar 03
Location: newcastle
User status: Offline
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that would be mad havin a done up corsa crashing it then you get it back standard NNNNNNNNNNOOOOOOOOOOOOO
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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is that why the quote was so cheap compared to other companies? Or do they all have the same policies. Im 18, 1 yrs no claims, with a 1.4 SRi, and paying £1040 now (old quote was £1500) so it probably works out better with the new one anyway. Im a pretty sensible driver anyway, ill just have to not crash, which kinda goes without saying anyway!
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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Oh, and whats the point in covering mods if they dont replace them? Say if a mate gave me some clear side repeaters and i didnt have a reciept, would my insurance be invalid?!
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Blazer
Member
Registered: 31st Aug 02
Location: Devon - Drives: frost blue 1.4L 8V
User status: Offline
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quote:
Originally posted by Jill
Yeah this is true.... BUT don't forget that ur mods aren't replaced like for like- they'll be returned to standard
JILL
No! i asked liverpool victoria who i'm insured with, if they would replace my mods and they said yes, and if my car was nicked they would replace em
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m4tt_c
Member
Registered: 24th Mar 02
Location: essex
User status: Offline
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quote:
Originally posted by Blazer
quote:
Originally posted by Jill
Yeah this is true.... BUT don't forget that ur mods aren't replaced like for like- they'll be returned to standard
JILL
No! i asked liverpool victoria who i'm insured with, if they would replace my mods and they said yes, and if my car was nicked they would replace em
they definately dont repalce like for like.
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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quote:
Originally posted by Jill
Yeah this is true.... BUT don't forget that ur mods aren't replaced like for like- they'll be returned to standard
JILL
erm, wrong. if you have reciepts for items then they will be replaced. main reason i went with liverpool victoria.
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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any more opinions, or shud i just ring them and ask myself?! 
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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yes u do that
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Dan B
Member
Registered: 25th Feb 01
User status: Offline
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I got told every time I've asked them that Liverpool Victoria replace like-for-like, up to a single-item value of the market-value of your car...
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AdiSRI
Member
Registered: 1st May 02
Location: Berkshire
User status: Offline
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told me the same, if u have the reciept it will be replaced.
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dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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direct line giv my mate more money for his zorst and suspension when it got wrote off but he never declared anything so alot ov insurance companys are different
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