Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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right i have just rang my insurance company which is tescos here is the following information
she asked me my mods
alloys to the value of £900
exhaust performance upgrade
suspension to the value of £600
airfilter performance upgrade
she then asked me how much bhp my car has which is approx 172 bhp and how much i would expect it to increase by so i said 180bhp. she put it down as a 10% increase.
total cost £90.30
this is only for the remaining term of my policy which expires at the end of feb 2004. so call it three months its an increase of approx £30 a month
hope this helps
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Valleyscorsa
Member
Registered: 16th Jan 03
Location: Glam Uni - drives - 1.2 vegas
User status: Offline
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Thats pretty good considering its engine mods, thank you very much Kerry that was most helpfull!
Cheers, Jamie 
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antonOO2
Member
Registered: 17th Sep 02
Location: Midlands
User status: Offline
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ouch 
30 quid a month.
i have to ring them to my renewal is on monday
got my policy through of 622 but without any mods
gotta ring and dd them ,aint looking forward to it either
edit: saying that mine are all cosmetic changed except backbox 
[Edited on 14-11-2003 by antonOO2]
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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she was takin the piss out of me sayin i thought boys were meant to do this to thier car 
she was really helpful though and she told me whoever said if its not performance enhancing then u dont have to tell them is lying 
oh and i didnt mention my lights/side repeaters or grill
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Black Corsa SRi
Member
Registered: 25th May 02
Location: ---Stockport---- Drives: Pug 206 Roland Garros
User status: Offline
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i'm with CIS and they told me that u dont have to declare the cosmetic mods etc as such just take them into account in the stated value of your car and keep reciepts etc. so it must depend on company policy. I not sayin this to be argumentative just sayin it so that people dont assume all insurance companies are the same!
oh and engine mod wise i wanted to do a mod that'd increased my BHP by about 10 BHP and they said all i had to do was put it ll in writing for them and they said for only 10 BHP it wouldnt affect my insurance which i was pleased about but i never went ahead with the mod, due to a change in plan, so cant say for sure if they'd have stuck to it if i had wrote to them! LOL
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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wont be the same for those who are 18/19 etc
insurance aint a big deal once you hit 25, all my mods are insured for fuk all extra, and i can do whatevea i want to the car
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by Kerry
she was really helpful though and she told me whoever said if its not performance enhancing then u dont have to tell them is lying
quote:
Originally posted by Black Corsa SRi
i'm with CIS and they told me that u dont have to declare the cosmetic mods etc as such just take them into account in the stated value of your car and keep reciepts etc. so it must depend on company policy. I not sayin this to be argumentative just sayin it so that people dont assume all insurance companies are the same!
i was referrin to tesco's themselves as id already enquired about this when i changed my reg and thats wot he said to me
i think with anything like this u really need to get it on writing from the insurance kus u know wot they are like when it comes to makin a clainm they try to wriggle out of anything
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Black Corsa SRi
Member
Registered: 25th May 02
Location: ---Stockport---- Drives: Pug 206 Roland Garros
User status: Offline
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yeah i know like i said wasnt tryin argue wit u just sayin all insurance companies have their own rules, as u say to wriggle out of stuff
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by Gambit
wont be the same for those who are 18/19 etc
insurance aint a big deal once you hit 25, all my mods are insured for fuk all extra, and i can do whatevea i want to the car
im 26 in jan 
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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 ur older than me
by about a month!
[Edited on 14-11-2003 by Gambit]
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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which company u with G?
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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the HIC'ster
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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think il try them at renewal
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Danz_Corsa
Member
Registered: 24th Aug 03
Location: Uni in Manc / Home in MK
User status: Offline
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tesco wanted to charge me and extra £141 for my induction kit! p00 p00 to that!
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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yeh but like i said this is £30 a month so we are talkin £360 for the year 
glad i only got 3 month left
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stacy
Member
Registered: 28th Aug 02
Location: MANCHESTER
User status: Offline
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I told my insurance company (frizzels) bout all my mods, wheels, lights ice etc n it remained the same so im happy
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Siberia22
Member
Registered: 23rd Oct 03
User status: Offline
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It makes me laugh how you people go mad because of a £30 increase
I live in Ireland and you would be lucky if yer increase was under £400 with them modz
And If i was to get a 2.0 put in the car there no way they would even qoute me and im 26
Insurance in Ireland = Rip Off!
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wayne hiscock
Member
Registered: 20th Jan 01
Location: wiltshire, trowbridge
User status: Offline
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tesco put me up £250 just for an exhaust on my audi.
next year i change
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by Siberia22
It makes me laugh how you people go mad because of a £30 increase
£30 a month is a £360 a year increase do ure maths thats alot of money on top of a £600 policy i think. ive never paid 1k for insurance in my life... not even at 20 when i had an astra sxi !!! or even an orion inj ghia at 19 which were classed as sports in their time
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James R
Member
Registered: 4th Feb 03
Location: 205GTi16/306GTi16
User status: Offline
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TB's on 1.4 corsa sport, lowered, brakes, alloys was a £350increase and that's producing 125-130BHP.
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dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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thats bollox they charged me 200 to put my alloys and suspension on valued mods between 250-1000! grrrrrrrrrrrrrrrrrrrr pity iv just finished payin my poilcy for this year! words wud have been exchanged!
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purple_B
Member
Registered: 2nd Apr 02
Location: lancashire
User status: Offline
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when i put on a plenum and unichip(25 bhp increase) it upped mine by £140,thats with greenlight
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by dannycorsa c
thats bollox they charged me 200 to put my alloys and suspension on valued mods between 250-1000! grrrrrrrrrrrrrrrrrrrr pity iv just finished payin my poilcy for this year! words wud have been exchanged!
is that with tesco?
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Dave_Gordon
Member
Registered: 24th Mar 02
Location: Golborne, Greater Manchester
User status: Offline
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That sounds about right £90--
thats what vauxhall insurance told me
with a full bodykit, exhaust and £2500 worth of i.c.e!!!!
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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yeh but thats only for the remainin 2 months of the policy
bloody read the rest of the thread 
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