Blade_sri
Member
Registered: 23rd Apr 03
Location: Pop
User status: Offline
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thinking about getting a brand new punto active on finance, wots ur views on this? Not the car the finance?
Is it a good thing?
Bad thing?
Any one else done it with there corsa?
thanks
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Craig6682
Member
Registered: 8th Apr 03
User status: Offline
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U will be bored with the car before u finish paying for it. I'd get a second hand one
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Phil321
Member
Registered: 10th Mar 01
Location: Manchester
User status: Offline
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Theres a Fiat garage round here oofering 0% finance over 5yrs on the new Punto.
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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i bought my first car on finance only because of the free insurance, i wouldnt buy another car on finance again
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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if u take it on finance only get it over 3 years..NOT 5
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wayne hiscock
Member
Registered: 20th Jan 01
Location: wiltshire, trowbridge
User status: Offline
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DO NOT DO IT
i got an audi on credit.
cant get rid of it so mums got it now.
and im currently paying out 250 a month for summin i dont own for 2 more yrs.
plus i couldnt keep the same car for 5 years
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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I have had 2 cars on finance and its been fine, when you sell/trade in the car you pay off the finance and you're usually left with money to go towards a deposit on a new car
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Don't buy a new car on finance its a fcuking rip off.
If you really want a new car get a bank loan so that way you don't have to pay the loan off when you sell the car.
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Blade_sri
Member
Registered: 23rd Apr 03
Location: Pop
User status: Offline
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Mixev views, ppl saying yes and ppl saying no, Im thinking of getting the new punto with a year free insurance, 1.2, going for a test drive today in it!
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neiliosxi
Member
Registered: 17th Dec 02
Location: Teesside (NE)Drives: Megane R26
User status: Offline
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I have a new shape corsa on 3yrs 0% finance, just 130 a month, its transferable to another vauxhall if i want to change, 1 year 8 months to go!
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Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
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quote:
Originally posted by Red_Sxi
I have had 2 cars on finance and its been fine, when you sell/trade in the car you pay off the finance and you're usually left with money to go towards a deposit on a new car
Agree with this.....
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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i wouldnt EVER
u loose X amount as soon as u register it and drive it
at the end of the year your free insurance, service and tax will all be due (nightware!!)
the APR is missleading, a mate of mine bought a car with 14% APR (dont ask why), paid about 13 grand for an 8 grand car
THEN he had to get a laon to pay the rest of the car off from the bank so he is paying even more money out in interest again!!
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Gucci
Member
Registered: 25th May 03
Location: West Yorkshire
User status: Offline
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My girlfreinds bought a 03 punto active sport from a car supermarket, was delivery milage and £1500 less than the dealer. If your going to get finance shop around and you'll get abetter deal.
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Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
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I got my Corsa C SXi brand new with .3 miles on the clock (basically on and off the truck)
Only cost me 7.5k from Dixons Vauxhall - RRP is about 9.5k I think.
Took it out on finance - with this thing where if my car is trashed and the insurance will only give me say 5k then dixons make the money back upto what ever i paid for the car so i dont lose anything 
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Wouldn't bother myself
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chris_uk
Premium Member
Registered: 8th Jul 03
User status: Offline
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i got mine out interest free finance, i.e put 4k down in cash and pay the other 4K in finance over 3 years, at 150 a month. only ust nder 2 years to go!
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Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
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quote:
Originally posted by chris_uk
i got mine out interest free finance, i.e put 4k down in cash and pay the other 4K in finance over 3 years, at 150 a month. only ust nder 2 years to go!
Where did you get the original 4k - dont you pay interest on that and so much back a month ontop of the £150??
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chris_uk
Premium Member
Registered: 8th Jul 03
User status: Offline
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i had the 4K saved in cash, i dont pay any interest at all.
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paul_spurrell
Member
Registered: 14th Sep 01
Location: Bath Avon
User status: Offline
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i bought mine on 0%. put 20% down and the rest over 3 years. 5 months left now
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Ryan L
Member
Registered: 4th Mar 03
Location: Essex
User status: Offline
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is it true that you are limited to the amount of mods you can do on a car on finance, because if you don't keep up with payments they are going to want their cr back but not with neon washer jets, tireflies and 2 big holes in the parcel shelf
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ed
Member
Registered: 10th Sep 03
User status: Offline
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quote:
Originally posted by wayne hiscock
DO NOT DO IT
i got an audi on credit.
cant get rid of it so mums got it now.
and im currently paying out 250 a month for summin i dont own for 2 more yrs.
plus i couldnt keep the same car for 5 years
My dad got an Audi on finance, he was paying out more than the car was actually worth so he stopped paying the installments and let the bailiffs 'dispose' of the car...
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stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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I wouldn't get another car with a loan or credit. So hard to pay back!! I always wanna spend the money on more mods.
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Paul H
Member
Registered: 11th Aug 03
Location: Lincoln.
User status: Offline
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quote:
Originally posted by Ryan L
is it true that you are limited to the amount of mods you can do on a car on finance, because if you don't keep up with payments they are going to want their cr back but not with neon washer jets, tireflies and 2 big holes in the parcel shelf
yes you are. infact you should leave the car standard.the car belongs to the finance company untill you have paid in full.
[Edited on 23-01-2004 by chewbaccaman]
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Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
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quote:
Originally posted by chewbaccaman
quote:
Originally posted by Ryan L
is it true that you are limited to the amount of mods you can do on a car on finance, because if you don't keep up with payments they are going to want their cr back but not with neon washer jets, tireflies and 2 big holes in the parcel shelf
yes you are. infact you should leave the car standard.the car belongs to the finance company untill you have paid in full.
[Edited on 23-01-2004 by chewbaccaman]
- Im F*cked then.... mines on finance and is coming allong nicely
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sassyminx
Member
Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline
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quote:
Took it out on finance - with this thing where if my car is trashed and the insurance will only give me say 5k then dixons make the money back upto what ever i paid for the car so i dont lose anything
GAP insurance mate
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