Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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I'm in rather bad debt, just wondered if anyone had any serious advice, on how to get money (relatively quickly)
£1434 overdrawn (1400 limit)
£760 on Egg Card (750 limit)
£316 on Natwest CC (300 limit)
I owe T-Mobile £110 or so (They're now threatening legal action...)
owe O2 £40ish
YES, i know i'm a complete tit for getting this bad BUT... i'm a student, couldn't help it 
I'm gonna apply for the hardship fund next week which is hopefully up to 2k...
I'm working @ the moment, but only get paid monthly... and that was yesterday, which cleaered off my OVER overdraft payments...
Any ideas people...
Anything at all...
Am thinking of another cleaning job or something with weekly pay...
Cheers..
(Sorry about essay...)
[Edited on 04-03-2004 by Cavey]
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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Thats not debt
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Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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This is the reason I have no loans or credit cards, I am shite at handling money.
I do have finance though
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bun
Member
Registered: 6th Oct 03
Location: Adel, West Yorkshire
User status: Offline
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thats not debt at all,times it by 6 and thats about mine
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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contact your financial advisor or you are fucked.
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michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
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I'm sorry but I agree it's not debt.
I have roughly £25k worth of debt. Now I think that is debt.
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Leo
Member
Registered: 26th May 04
User status: Offline
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Well i've got
£1500 on egg/mint card
owe £200
and ermm other bits and bobs!
BTW Lost my job on Friday... so i'm up the creek without a paddle!
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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ok what is classed as debt ... and what isnt.
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michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
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I think debt is when you owe more than you get paid a year. Excluding mortgages.
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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I got a loan wont say how much but its gona be with me for a few more years yet 
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michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
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4 years and I should be debt free wahey.
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sxi boy
Member
Registered: 11th Apr 02
Location: north east Drives: clio 182
User status: Offline
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cut your credit cards up!!
im in a temporary situation cos ive just had a crippling fone bill from t-mobile
am just going 2 have to put in some more overtime at work if i can
i hate worrying about money
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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I am not allowed to get a credit card
I owe money out, but no debt
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sxi boy
Member
Registered: 11th Apr 02
Location: north east Drives: clio 182
User status: Offline
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quote:
Originally posted by michelle
4 years and I should be debt free wahey.
2 months and i should be debt free 
i love student loans
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Mad Moe
Member
Registered: 14th Jun 01
Location: Northumberland
User status: Offline
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I owe about £2.5K on my Barclaycard, a £1K Loan and a £59K mortgage and it's nowt to worry about
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sxi boy
Member
Registered: 11th Apr 02
Location: north east Drives: clio 182
User status: Offline
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cavey are u a student mate?
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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quote:
Originally posted by michelle
4 years and I should be debt free wahey.
Snap
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michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
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I don't worry about it as I'm on top of it and have never missed a reapyment and still have money to go out and buy myself things. My credit cards are cut and am going to make money from my ann summers parties to pay them off quicker.
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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I never missed a payment either but still shit 
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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I dont like the fact that i have never had all of my wages to myself
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michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
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yeah when I think of what I get paid I could have a nice flat and still be comofrtable but not to worry it will happen soon.
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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debt,, money owed to others simple
stop givin the guy hassle he has debts and wants to sort them
help the guy FFS
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sxi boy
Member
Registered: 11th Apr 02
Location: north east Drives: clio 182
User status: Offline
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i never miss payments, worst ive ever been is second reminder when i went over my credit card limit and then i gave em a bit wadge 2 make em happy
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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quote:
Originally posted by cheakycharlie
debt,, money owed to others simple
stop givin the guy hassle he has debts and wants to sort them
help the guy FFS
Oi shulup!  This is our thread now!!! 
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Mad Moe
Member
Registered: 14th Jun 01
Location: Northumberland
User status: Offline
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Paying all my debt off at the end of the year with my bonus then that just leaves me mortgage, cant wait
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