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dna23

Member

Registered: 1st Nov 04
Location: Northamptonshire
User status: Offline

24th Apr 05 at 22:49

I was just wondering how many people on here use loans/finance as a way of paying for their cars and running/modifying them...

Meat-Pie-SRI

Member

Registered: 10th Apr 02
Location: Berkhamsted, Drives Mk4 R32
User status: Offline

24th Apr 05 at 22:52

Adam_B

Member

Registered: 13th Dec 00
Location: Lancashire
User status: Offline

24th Apr 05 at 22:52

Davido

Member

Registered: 18th Aug 03
Location: Reading,Berks
User status: Offline

24th Apr 05 at 22:56

not a good idea when i was at college lived on these things but now ill save until i can afford it
bad idea credit cards and loans unless its for somit important but modding your car !!! ... is not worth going in debt for

Colin

Member

Registered: 4th Apr 02
User status: Offline

24th Apr 05 at 23:16

Nope the only loan I have is my mortgage

Everything else I pay cash!!

IvIarkgraham

Premium Member

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline

25th Apr 05 at 17:06

i got a 3g loan to buy mine i hate havin it

Robin

Premium Member

Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline

25th Apr 05 at 17:09

i do, kinda wish i hadnt now though, i cant afford a decent new car, and cant justify spendibg the money on modding mine, so im fucked

5chaap2k

Member

Registered: 20th Apr 05
Location: Schiedam, Netherlands
User status: Offline

25th Apr 05 at 17:18

yes me.. stull regretting it

bout 4g's because ik got arsefucked with my first corsa (x10xe) and needed a new one..

ultra_corsa

Member

Registered: 12th Jun 04
Location: Luton
User status: Offline

25th Apr 05 at 18:18

yup had too

Karen

Member

Registered: 9th Jul 03
Location: Edinburgh
User status: Offline

25th Apr 05 at 18:23

I have no finance, visas or loans for anything

Icy

Member

Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline

25th Apr 05 at 18:26

yup
usually have the money for em too, but past few things, no

IntaCepta

Member

Registered: 25th Mar 02
Location: Mill Hill East, Greater London
User status: Offline

25th Apr 05 at 21:00

nope, don't believe in loans/finance.
if i can't afford to buy something outright, i can't afford it, so i don't buy it. simple as.

Colin

Member

Registered: 4th Apr 02
User status: Offline

25th Apr 05 at 21:06

quote:
Originally posted by foxy lady
I have no finance, visas or loans for anything

Who finances you then if you dont work....just outa interest.........are u a drug smugler

Colin

Member

Registered: 4th Apr 02
User status: Offline

25th Apr 05 at 21:06

quote:
Originally posted by IntaCepta
nope, don't believe in loans/finance.
if i can't afford to buy something outright, i can't afford it, so i don't buy it. simple as.

Best way to live

With the exception of a mortgage

dave17

Member

Registered: 3rd Sep 02
Location: Greater London
User status: Offline

25th Apr 05 at 21:41

i was once told, you cant afford something till you can buy it 3 times over. works well actaully

Twiggy

Member

Registered: 15th Oct 04
User status: Offline

25th Apr 05 at 22:01

quote:
Originally posted by dave17
i was once told, you cant afford something till you can buy it 3 times over. works well actaully

Hummm fuck that!!!

I think if you can manage the re payments and the intrest aint shit loads why not?? rates these days are fuckall!!

nrock loans 5k over 3yrs @5.7% £151.11 you get charged £440 intrest!

I owe about 4k thats for the car and mainly for the xe i am sticking in!

Nath

Member

Registered: 3rd Apr 02
Location: MK
User status: Offline

25th Apr 05 at 22:03

Yes to buy the car, but no to modding it.

vibrio

Banned

Registered: 28th Feb 01
Location: POAH
User status: Offline

25th Apr 05 at 22:09

had one used the remortage to pay it off

Gez G

Member

Registered: 12th May 04
Location: Glasgow
User status: Offline

25th Apr 05 at 23:46

Corsa was financed, paid it off as soon as I had the ££.
The Astra, put down £4.5k, had to finance £2.5 but should be paid off by the end of the year!

Never ever take a loan or anything to mod it tho, if I have the ££ I buy the bits, if I dont have the ££, no bits.

bradfincham

Member

Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline

25th Apr 05 at 23:49

Cars no and never would use finance or loans,

I have a 4k a year student loan which i cannot live without. But each year working i save enough to pay that years fees of, whack that into an isa for 3 years and pay it all off when i graduate!

James

Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline

26th Apr 05 at 00:00

the only loan i have is my student loan

Karen

Member

Registered: 9th Jul 03
Location: Edinburgh
User status: Offline

26th Apr 05 at 00:41

quote:
Originally posted by Colin

quote:
Originally posted by foxy lady
I have no finance, visas or loans for anything

Who finances you then if you dont work....just outa interest.........are u a drug smugler

Myself

Joff

Member

Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline

26th Apr 05 at 06:56

Some people earn money Colin.

Colin

Member

Registered: 4th Apr 02
User status: Offline

26th Apr 05 at 08:01

quote:
Originally posted by Joff
Some people earn money Colin.

Yeah but I knew Karen didnt work, just wondered how she managed everything + Modding cars etc with no job and then if it was legal maybe try it myself

TNM

Member

Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline

26th Apr 05 at 08:06

quote:
Originally posted by Colin

quote:
Originally posted by foxy lady
I have no finance, visas or loans for anything

Who finances you then if you dont work....just outa interest.........are u a drug smugler

I have offten wonderd this. Does alsorts to her car and supports a child yet has no job!

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