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Author Tell the TRUTH!!!
Shaun2005
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Registered: 25th Jan 05
Location: Scotland
User status: Offline
6th Apr 06 at 09:51   View User's Profile U2U Member Reply With Quote
Come on guys, in all honesty, who has declared ALL of there mods?
Stoneyginger
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Registered: 25th Jan 01
Location: Stonehaven, Aberdeenshire
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6th Apr 06 at 09:51   View Garage View User's Profile U2U Member Reply With Quote
me and i mean everything
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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6th Apr 06 at 09:52   View Garage View User's Profile U2U Member Reply With Quote
me - everything! - I've got modified car policy with agrred value - I had to submit 10 photos, a list 2 pages long and all my receipts

Cars insured for £4500
Stoneyginger
Premium Member

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Registered: 25th Jan 01
Location: Stonehaven, Aberdeenshire
User status: Offline
6th Apr 06 at 09:53   View Garage View User's Profile U2U Member Reply With Quote
hence the reason im proud to have this on the tail gate
mwg
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Registered: 19th Feb 04
Location: South Lakes
User status: Offline
6th Apr 06 at 09:54   View User's Profile U2U Member Reply With Quote
all my mods are insured
CCA
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Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
6th Apr 06 at 09:56   View User's Profile U2U Member Reply With Quote
Yep
I personally think it would be silly to not declare everything to the insurance company
Shaun2005
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Registered: 25th Jan 05
Location: Scotland
User status: Offline
6th Apr 06 at 09:56   View User's Profile U2U Member Reply With Quote
Good Good
Jake
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Registered: 24th Jan 05
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6th Apr 06 at 09:57   View User's Profile U2U Member Reply With Quote
i dont even have insurance
corsaoli
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Registered: 2nd Nov 05
Location: Shropshire
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6th Apr 06 at 09:57   View User's Profile U2U Member Reply With Quote
i am sorry none of mine are yet apart from my wheels
Stoneyginger
Premium Member

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Registered: 25th Jan 01
Location: Stonehaven, Aberdeenshire
User status: Offline
6th Apr 06 at 09:57   View Garage View User's Profile U2U Member Reply With Quote
Shaun2005 are all yours declared
Shaun2005
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Registered: 25th Jan 05
Location: Scotland
User status: Offline
6th Apr 06 at 09:57   View User's Profile U2U Member Reply With Quote
Ive got all my mods declared but i no of some people that havnt and its annoyin cuz if they crash into someone the other person suffers
Icy
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Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
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6th Apr 06 at 09:57   View User's Profile U2U Member Reply With Quote
80%
Stoneyginger
Premium Member

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Registered: 25th Jan 01
Location: Stonehaven, Aberdeenshire
User status: Offline
6th Apr 06 at 09:58   View Garage View User's Profile U2U Member Reply With Quote
my question is answered
Shaun2005
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Registered: 25th Jan 05
Location: Scotland
User status: Offline
6th Apr 06 at 09:58   View User's Profile U2U Member Reply With Quote
lol, how much are u to insure an XE?
Stoneyginger
Premium Member

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Registered: 25th Jan 01
Location: Stonehaven, Aberdeenshire
User status: Offline
6th Apr 06 at 09:59   View Garage View User's Profile U2U Member Reply With Quote
£850 with the cage and ALL the rest
All Torque
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Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
6th Apr 06 at 09:59   View User's Profile U2U Member Reply With Quote
No-one in milton Keynes does

J/K I've declared everything (wheels, how much its been lowered, cd player, grille, horn (lorry horn, not standard) and my alarm too)
Shaun2005
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Registered: 25th Jan 05
Location: Scotland
User status: Offline
6th Apr 06 at 10:01   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Stoneyginger
£850 with the cage and ALL the rest


whos that with and how old are ya?
All Torque
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Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
6th Apr 06 at 10:01   View User's Profile U2U Member Reply With Quote
My mate declared to his insurance company that his car is totally stripped inside except for 1 seat. does that really matter? the only plus point i can see is that they now know he cannot carry passengers

[Edited on 06-04-2006 by All Torque]
Edd
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Registered: 8th Nov 04
Location: Glasgow
User status: Offline
6th Apr 06 at 10:01   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by jake
i dont even have insurance




yep thats the equivalent of not declaring mods
Stoneyginger
Premium Member

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Registered: 25th Jan 01
Location: Stonehaven, Aberdeenshire
User status: Offline
6th Apr 06 at 10:02   View Garage View User's Profile U2U Member Reply With Quote
i'm 23 with dangerous driving on my license from my younger years and im with adrian flux.
Shaun2005
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Registered: 25th Jan 05
Location: Scotland
User status: Offline
6th Apr 06 at 10:03   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Edd
quote:
Originally posted by jake
i dont even have insurance




yep thats the equivalent of not declaring mods


All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
6th Apr 06 at 10:05   View User's Profile U2U Member Reply With Quote
so for example: if you had a heavily modified car and your insurer knew and you had a crash but you hadnt declared your richbrook gearknob would they refuse to pay out?
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
6th Apr 06 at 10:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by All Torque
No-one in milton Keynes does

J/K I've declared everything (wheels, how much its been lowered, cd player, grille, horn (lorry horn, not standard) and my alarm too)
I did Screw u bitch!
Rus
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Registered: 24th Jan 05
Location: SE London, Kent
User status: Offline
6th Apr 06 at 10:08   View User's Profile U2U Member Reply With Quote
hmm, i need to declare my exhaust system and that my wheels have grow an extra inch
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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6th Apr 06 at 10:12   View Garage View User's Profile U2U Member Reply With Quote
didnt bother with my remap as its invisible, even seat wouldnt be ble to detect it by plugging in diag equipment, also the map can be turned off back to stock anyway, so id just do that if i crashed and the car was still drivable

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