JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Clearing out some old paperwork & found the Order Form for when I bought my MR2 Tbar from a Toyota franchise.
This was back in August 2002
Car price - £9445
Part Ex ('94 Corsa GSi) - £1600
Net Price - £7845
Finance payments from first direct - 48 x £209.20 = £10048.60 repayable
Robbing cunts!! Safe to say ive learned never to get sucked in by a car & take finance on it!!
Any of the brainy bunch work out what apr% is on that??
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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£2196.6 profit....glad I paid the fucker off after just 1yr!
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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45 quid a month intrest
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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Geez thats nasty, like you said good job you paid it off early.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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pics of the car
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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£45 wow!!! 19 I was....think I just signed where the salesman said & not even look at the figures!!
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
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And you would still get that for the Corsa 4 years later.
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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quote: Originally posted by Matty G
pics of the car
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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quote: Originally posted by Ian
And you would still get that for the Corsa 4 years later.
Not for a trade in but private yeah your probably right, it only had 60k on the clock!!
[Edited on 10-05-2006 by JadeM]
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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This is my confession to being young & stupid I guess!! I think this is the 1st time ive ever actually looked at the paper work & im shocked!!
Additionally it seems I was paying just over £1600 for 10 months insurance
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corb
Member
Registered: 24th Apr 02
Location: Calgary, Alberta, Canada
User status: Offline
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7% flat rate, 14.3% APR.
If I could do a finance deal like that at work, we'd earn £705 commission for the company from the Finance House.
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corb
Member
Registered: 24th Apr 02
Location: Calgary, Alberta, Canada
User status: Offline
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did that monthly payment include any payment protection?
[Edited on 10-05-2006 by corb]
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Never trust a salesman...especially a car salesman!!
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Yeah think that was with payment protection....ripped up the briefs now in disgust!!
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Lil_John
Banned
Registered: 26th Apr 06
Location: I come from the land down under
User status: Offline
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Im a salesman, at the end of the day everyone has a job and you either do it or you dont have money to live on.
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GT4Brody
Member
Registered: 26th Sep 01
Location: south
User status: Offline
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Are you colin then??
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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I was Colin earlier, but I'm Jade atm
Jade
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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tranny
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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quite steep that for car finance...norm is about 4% is it not...
i liked your hairdressers car.. i mean MR2...
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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No thats marcus & claudette
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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quote: Originally posted by mav
quite steep that for car finance...norm is about 4% is it not...
i liked your hairdressers car.. i mean MR2...
Think I was easy taken in & made a mug of!!
Like I said, it got paid off after a year or so thank fook!!
MR2 was nice mate....nothing camp about it at all
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i fooking hate finance salesmen
its all ok until it comes to payment protection insurance.
Blatantly obvious they get commision if they sell this, they make out they really care what would happen if you couldnt afford to make the repayments.
I say "No i dont need that thanks"
They say "Ok, how would you go about making repayments if X happened."
Me "No Thanks, not interested"
"What would happen if you couldnt make repayments?, "
Me "No Thanks, not interested"
"What would happen if you lost your job"
So i say "No i really do NOT want it or need it thanks"
"But as responsible lenders bla bla bla" STFU
got no problems with attempting to sell it but i hate sales people that push it, i had to get really funny with some if them
[Edited on 11-05-2006 by Steve]
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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Aye Jade was a nice car...it is Jade now yeah? colin ?
Yeah I hate the repayment insurance, i don't always take it if i get finiance as both me and missus have secure jobs, well as secure as they can be in this day and age...
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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quote: Originally posted by Steve
i fooking hate finance salesmen
its all ok until it comes to payment protection insurance.
Blatantly obvious they get commision if they sell this, they make out they really care what would happen if you couldnt afford to make the repayments.
I say "No i dont need that thanks"
They say "Ok, how would you go about making repayments if X happened."
Me "No Thanks, not interested"
"What would happen if you couldnt make repayments?, "
Me "No Thanks, not interested"
"What would happen if you lost your job"
So i say "No i really do NOT want it or need it thanks"
"But as responsible lenders bla bla bla" STFU
got no problems with attempting to sell it but i hate sales people that push it, i had to get really funny with some if them
[Edited on 11-05-2006 by Steve]
just say your a drug dealer on the side so it doesn't matter
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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I never take repayment insurance on anything now!! Didnt take it on my mortgage either, if I lose my job i'll get another one. If I get killed in a freak accident well im not going to need it anyway am I
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