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Author Reccomend a cheap Sports Bike to insure.
stubs
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Registered: 30th Jun 02
Location: Bolton
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3rd Oct 06 at 08:05   View User's Profile U2U Member Reply With Quote
I'm wanting to get myself a bike sometime just before or after christmas. Having not yet done my bike test, and having no prior bike insurance, I'm finding it hard to find a decent insurance quote on a sports bike.

I'd like something like a CBR600, or a R6.. basiaclly, something about that size, and with a nice look to it. Also want it to be no older than 97/98.. and no more then £2500 to buy.

So far, I've had quotes for around £2500 FC, and £1000 TPFT, for a 97 CBR600. I'm 23 and live in Bolton.

Can anyone reccoment either a cheap bike to insure, or an insurance company that might be cheap for me?



Cheers!
Stu
jimmy 2.1
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Registered: 17th Oct 05
Location: Shipley, West Yorkshire
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3rd Oct 06 at 08:09   View User's Profile U2U Member Reply With Quote
yeah, buy my aprilia rs 125!!

vfr/rvf 400's are good fun too!
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
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3rd Oct 06 at 08:10   View User's Profile U2U Member Reply With Quote
SV
stubs
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Registered: 30th Jun 02
Location: Bolton
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3rd Oct 06 at 08:17   View User's Profile U2U Member Reply With Quote
125 is too small!

I'd like something that I can do a run to & from London on at the weekends, without screeming its tits off!

I'm not too arsed about comfort.

OJ, whats an SV?
stubs
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Registered: 30th Jun 02
Location: Bolton
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3rd Oct 06 at 08:18   View User's Profile U2U Member Reply With Quote
Oh yeah, and I want a pillion seat too!
Daimo B
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Registered: 20th Mar 00
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3rd Oct 06 at 08:33   View User's Profile U2U Member Reply With Quote
SV650 without a doubt.

Massive following, great vee twin engine (Ducati sound), loads of torque, engouh umph to have a pillion, cheap everything (mostly) 60mpg, 135mph, 0-60 in around 3.5. Starts to die off around 80mph. Loads of modifications available as well (screens, huggers etc)... 2 different shapes (curvey and pointy, curvey is the older), but 6 different versions. For sub £2.5k, you will be looking at an S1 or S2 (Curvey model).

Or, somthing like a Bandit, or Hornet 600 etc....

Any sports bike will rape you on insurance if your a new rider. I pay £222 FC, protected NCB, and used every day for work....

[Edited on 03-10-2006 by VXR]
jr
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Registered: 20th May 02
Location: Kent
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3rd Oct 06 at 08:51   View User's Profile U2U Member Reply With Quote
SV's are ok

what about something like a yamaha trx800, or an RVF (may be out of your budget)

Hornet 250 or 600, bandit 400 or 600
stubs
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Registered: 30th Jun 02
Location: Bolton
User status: Offline
3rd Oct 06 at 09:11   View User's Profile U2U Member Reply With Quote
FECKIN HELL!!

I've just amended one of my previous quotes with Bennetts, to an SV650.. and its come down to £395 TPFT!!
a_j_mair
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Registered: 23rd Jan 04
Location: Scotland
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3rd Oct 06 at 09:14   View User's Profile U2U Member Reply With Quote
do you have any bike experience when not done your test?
wanting to buy one in middle of winter sounds like a death wish to me

IMHO
stubs
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Registered: 30th Jun 02
Location: Bolton
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3rd Oct 06 at 09:15   View User's Profile U2U Member Reply With Quote
Wanting to buy one in winter cos of that very reason.. hopefully I'll find someone thats struggling to sell!

I do have little bike experience
stubs
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Registered: 30th Jun 02
Location: Bolton
User status: Offline
3rd Oct 06 at 09:16   View User's Profile U2U Member Reply With Quote
Plus, I'd prefer to learn in winter.. so I can learn how to ride in shitty weather, should I ever need to.
stubs
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Registered: 30th Jun 02
Location: Bolton
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3rd Oct 06 at 09:18   View User's Profile U2U Member Reply With Quote
What are the Yamaha Thundercat 600's like?
a_j_mair
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Registered: 23rd Jan 04
Location: Scotland
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3rd Oct 06 at 09:20   View User's Profile U2U Member Reply With Quote
fair enough
Daimo B
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Registered: 20th Mar 00
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3rd Oct 06 at 11:19   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by jr
SV's are ok

what about something like a yamaha trx800, or an RVF (may be out of your budget)

Hornet 250 or 600, bandit 400 or 600


SV's are brilliant More than I knew. Its a budget bike, but its very good in the minitwins and theres a very helpfull crowed (someone lent me a tool to remove my engine, couldn't do it otherwise, and i've never spoken to him!!).

Bandit 400cc, anything sub 400cc isn't worth it (unless its an RD350, or Aprillia RS250 (Or Suzuki RGV)).

Deffo stick to the 600cc area, and don't got for a sports bike. Go for a commuter/cruiser like mentioned above. I personnally cannot stand the thundercats (styling wise), and they are meant to be quite bland and boring to ride, but they do the job..
jr
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Registered: 20th May 02
Location: Kent
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3rd Oct 06 at 11:20   View User's Profile U2U Member Reply With Quote
rvf 400 is a brillaint bike , so's the nc30 vfr 400 to a certain degree
Daimo B
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Registered: 20th Mar 00
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3rd Oct 06 at 11:22   View User's Profile U2U Member Reply With Quote
I said sub 400cc plonker.

And i'd go for a ZXR400 over an NC30. And he wont get an RVF400 below £2.5k. A lot more rarer than the NC30..
jr
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Registered: 20th May 02
Location: Kent
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3rd Oct 06 at 11:23   View User's Profile U2U Member Reply With Quote
so you did

rvf will be a dog for 2.5k

zxr will be alot rarer than the nc30, and prices are a premium because of the popularity in racing still
stubs
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Registered: 30th Jun 02
Location: Bolton
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3rd Oct 06 at 11:48   View User's Profile U2U Member Reply With Quote
Not really keen on the commuter/cruiser stuff.. I like them to have all the fairings & wide tyres etc..

I got a decent quote on a 98 R6.. I might read up a bit on those.
Daimo B
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Registered: 20th Mar 00
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3rd Oct 06 at 12:41   View User's Profile U2U Member Reply With Quote
Thundercat, SV650(S), Hornet, Bandit etc are all commuter/cruiser stuff. All sporty, but not sports bikes (like R6, CBR, GSXR etc).

My SV has the full fairing kit, rear hugger etc, looks like a sports bike. The newer pointy ones are even more sporty looking.

98 R6 is one of the early ones, always stear clear from the early models of any bike (or car tbh) as its the testers on the road.

Best part about the commuter style bikes (were not takling CB500 jobbies here lol), is they are dirt cheap, and if your a new rider, you will come off at some point.
chapcorsa
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Registered: 13th Nov 05
Location: Greater Manchester
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3rd Oct 06 at 12:52   View User's Profile U2U Member Reply With Quote
last year i passed my test aged 21 bought a k4 2004 gsxr 600 worth £4500 was paying £530 tpft as my first bike!
Daimo B
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Registered: 20th Mar 00
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3rd Oct 06 at 12:56   View User's Profile U2U Member Reply With Quote
Passed your test at 21..
Bought a 600cc Sports bike.
Then paid TPFT insurance...

Some people do make me chuckle... You'll learn with time and experience why not to go tpft on a bike.....
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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3rd Oct 06 at 12:59   View Garage View User's Profile U2U Member Reply With Quote
I'd buy an NC30 VFR 400, dunno if its better or worse than others, but i'd have one for the noise.
stubs
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Registered: 30th Jun 02
Location: Bolton
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3rd Oct 06 at 13:08   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by chapcorsa
last year i passed my test aged 21 bought a k4 2004 gsxr 600 worth £4500 was paying £530 tpft as my first bike!


Out of interest, which insurance company was that?
Daimo B
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Registered: 20th Mar 00
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3rd Oct 06 at 13:27   View User's Profile U2U Member Reply With Quote
Try Hastings Direct.
Bennet (but to me they were pricey).

Stear WELL clear of Bikesure, as its just another name for Adrian "we have no customer service" flux. Had nightmares with them.

And please don't cut corners and go tpft. If you have an off, it'll be expensive. Get Protected NCB if possible as well. It doesn't cost too much more, but is well worth it.
craig8
Premium Member

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Registered: 31st Dec 04
Location: Glasgow
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3rd Oct 06 at 17:06   View Garage View User's Profile U2U Member Reply With Quote
http://www.bennetts.co.uk/

Gave me a really good quote on a 125 @ 18 so give them a try

E36 328

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