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Author Insurance on a car while banned?
Lupogti
Member
Registered: 13th Jun 06
Location: Staffordshire
User status: Offline
25th Jan 07 at 18:54   View User's Profile U2U Member Reply With Quote
Can i buy a group 1 insurance car and sit it on the drive, insure it for like £20 a month in order to not loose my NC's?

Sounds stupid but ill do anythig to keep the insurance down for when i get my licence back.
MarkM
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Registered: 11th Apr 01
Location: Liverpool
User status: Offline
25th Jan 07 at 18:55   View User's Profile U2U Member Reply With Quote
Yes u can still insure you car fire and theft...

Do it...
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
25th Jan 07 at 19:01   View Garage View User's Profile U2U Member Reply With Quote
Even cheaper. Go and get a plate of a car down the scrappy. Insure it. Score.

Corsa 2.0 16v Vegas - Sold
Lupogti
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Registered: 13th Jun 06
Location: Staffordshire
User status: Offline
25th Jan 07 at 19:01   View User's Profile U2U Member Reply With Quote
thats made me feel a bit better, now jus gota find the lowest insurance group car avaliable.
Lupogti
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Registered: 13th Jun 06
Location: Staffordshire
User status: Offline
25th Jan 07 at 19:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by VegasPhil
Even cheaper. Go and get a plate of a car down the scrappy. Insure it. Score.


haha, is this possible as i wouldnt actually own the car
City
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Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
User status: Offline
25th Jan 07 at 19:03   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by VegasPhil
Even cheaper. Go and get a plate of a car down the scrappy. Insure it. Score.


how? the details of the car will be sent by either owner, breakers yard owner, or insurance company to dvla that is was scraped via log bok and reg will be released
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
25th Jan 07 at 19:03   View Garage View User's Profile U2U Member Reply With Quote
Yeh! Can get insured on cars you don't own. Just take the number plate home haha.

Corsa 2.0 16v Vegas - Sold
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
25th Jan 07 at 19:04   View Garage View User's Profile U2U Member Reply With Quote
Reg doesn't get released. If a car gets scrapped, that reg gets scrapped with it unless it's taken off beforehand.

For example. I could get a quote on my mum's old metro that was scrapped when I was little!

[Edited on 25-01-2007 by VegasPhil]

Corsa 2.0 16v Vegas - Sold
Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
25th Jan 07 at 19:05   View User's Profile U2U Member Reply With Quote
thats one way of building no claims up
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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25th Jan 07 at 19:05   View Garage View User's Profile U2U Member Reply With Quote
you need the v5 to get insurance Phil you can't get the v5 of a scrapped car.
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
25th Jan 07 at 19:06   View Garage View User's Profile U2U Member Reply With Quote
I don't think i've ever given my V5 into an insurance company...

Edit: You mean you have to hold the V5? Don't know if that's true...

[Edited on 25-01-2007 by VegasPhil]

Corsa 2.0 16v Vegas - Sold
City
Member
Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
User status: Offline
25th Jan 07 at 19:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by VegasPhil
Reg doesn't get released. If a car gets scrapped, that reg gets scrapped with it unless it's taken off beforehand.

For example. I could get a quote on my mum's old metro that was scrapped when I was little!

[Edited on 25-01-2007 by VegasPhil]


they do get released and can be sold on if dvla allows it, insuring scrapped cars is illegal, i work as insurance underwriter have done for 6 years
City
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Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
User status: Offline
25th Jan 07 at 19:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by VegasPhil
I don't think i've ever given my V5 into an insurance company...


no but in small print they can view anytime

[Edited on 25-01-2007 by City]
Ste L
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Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
25th Jan 07 at 19:07   View User's Profile U2U Member Reply With Quote
i never had the v5 when i got the corsa registered, mrs had it...

but i guess it doesn't work this way, as the car will no show as scrapped un-like one's in the scrap yards

[Edited on 25-01-2007 by Ste L]
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
25th Jan 07 at 19:07   View Garage View User's Profile U2U Member Reply With Quote
Fair enough then! I'll leave you to it

Corsa 2.0 16v Vegas - Sold
Lupogti
Member
Registered: 13th Jun 06
Location: Staffordshire
User status: Offline
25th Jan 07 at 19:08   View User's Profile U2U Member Reply With Quote
never mind im sure i can pick up a cheap little motor out of the local paper, even if it dosnt run, its only got to sit under a cover on the drive for 9months.
Eddie.2k
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Registered: 4th Dec 06
User status: Offline
25th Jan 07 at 19:08   View User's Profile U2U Member Reply With Quote
Cool so im banned for another 6months stil havnt even got my license in the first place, but if i was to find say a shitty little 1litre car and insure my self on it i could be building up my NCB during this 6months
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
25th Jan 07 at 19:08   View Garage View User's Profile U2U Member Reply With Quote
Yeh. Scrap that one and keep the plate

Corsa 2.0 16v Vegas - Sold
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
25th Jan 07 at 19:10   View User's Profile U2U Member Reply With Quote
12v Corsa is Group 1 I believe.

As are the the new small Peugeot's, Citroens etc I believe.
City
Member
Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
User status: Offline
25th Jan 07 at 19:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ste L
i never had the v5 when i got the corsa registered, mrs had it...

but i guess it works this way, as the car will no show as scrapped un-like one's in the scrap yards


all cars in scrap yards are reported to dvla as scrapped, scrap yards do this by law or else they will be closed down they are checked weekly

also dont you think car thiefs would ring cars etc all they would have to do is walk into a scrap yard and get a plate

some peoples ideas on here are laughable
Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
25th Jan 07 at 19:11   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by City
quote:
Originally posted by Ste L
i never had the v5 when i got the corsa registered, mrs had it...

but i guess it works this way, as the car will no show as scrapped un-like one's in the scrap yards


all cars in scrap yards are reported to dvla as scrapped, scrap yards do this by law or else they will be closed down they are checked weekly

also dont you think car thiefs would ring cars etc all they would have to do is walk into a scrap yard and get a plate

some peoples ideas on here are laughable


oops, i ment doesn't... typo, watching tv at sametime, and not concentrating on what im typing

[Edited on 25-01-2007 by Ste L]
Lupogti
Member
Registered: 13th Jun 06
Location: Staffordshire
User status: Offline
25th Jan 07 at 19:12   View User's Profile U2U Member Reply With Quote
not buying any pugs or corsas, **runs to find chinquechento(SP) in paper**

[Edited on 25-01-2007 by Lupogti]
Colin
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Registered: 4th Apr 02
User status: Offline
25th Jan 07 at 19:12   View User's Profile U2U Member Reply With Quote
Fiat Panda 1L is group 1 & iirc one of if not thee cheapest car to insure!!
Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
25th Jan 07 at 19:13   View User's Profile U2U Member Reply With Quote
^^^ and can probably pick them up for fuck all
City
Member
Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
User status: Offline
25th Jan 07 at 19:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Lupogti
not buying any pugs or corsas, **runs to find chinquechento(SP) in paper**

[Edited on 25-01-2007 by Lupogti]


i wouldnt bother with your idea tbh, from my experience your premium will not go up that much, or not as much as you think


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