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Author Insurance: driving other cars 3rd party
Simon L
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Registered: 24th Mar 02
Location: Glasgow
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12th Mar 07 at 18:28   View User's Profile U2U Member Reply With Quote

Do any insurance companies allow you to drive other non-specified cars 3rd party when aged under 25?

The few i've tried are all no.
ed
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Registered: 10th Sep 03
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12th Mar 07 at 18:29   View User's Profile U2U Member Reply With Quote

I used to get it with the AA on my TPFT. I don't get it anymore with my fully comp I was about 19 when that happened. Kinda annoying because it's usefull.
Simon L
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Registered: 24th Mar 02
Location: Glasgow
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12th Mar 07 at 18:30   View User's Profile U2U Member Reply With Quote

I've not had it so far, but would be handy with the misses now having a car.
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Mar 07 at 18:30   View Garage View User's Profile U2U Member Reply With Quote

You can get it when ur TPFT?

Cool!

Try... errr.. forgotten who they are...

Quinn Direct... thats the ones!
ed
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Registered: 10th Sep 03
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12th Mar 07 at 18:33   View User's Profile U2U Member Reply With Quote

I think it was a mistake though personally because you shouldn't get it on TPFT, especially when you are 19. Though it let medrive around in a 300bhp A8 now and again
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Mar 07 at 18:34   View Garage View User's Profile U2U Member Reply With Quote

Mistake, how?

Im going with Quinn Direct next year (im 18) so in can drive my Dads company car and my other halfs car.
Rachel H
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Registered: 12th Nov 03
Location: Berks
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12th Mar 07 at 18:34   View User's Profile U2U Member Reply With Quote

When I had my silver Corsa SXi with the free insurance from Vauxhall it covered me (a 17 year old ) to drive any car with TPF&T cover.

My dads ST24 for instance
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Mar 07 at 18:35   View Garage View User's Profile U2U Member Reply With Quote

What company Rach?
Simon L
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Registered: 24th Mar 02
Location: Glasgow
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12th Mar 07 at 18:36   View User's Profile U2U Member Reply With Quote

quinn direct can GTF

quinn direct: £1117.58
admiral: £290
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Mar 07 at 18:37   View Garage View User's Profile U2U Member Reply With Quote

Ahh... but to admiral do TPFT on other cars?

[Edited on 12-03-2007 by pow]
Simon L
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Registered: 24th Mar 02
Location: Glasgow
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12th Mar 07 at 18:38   View User's Profile U2U Member Reply With Quote

I could get insured on the misses car for less than £827.
STEvieXE
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Registered: 21st Jan 03
Location: Ballymena N.I.
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12th Mar 07 at 18:45   View User's Profile U2U Member Reply With Quote

the 3rd party rule i just found out does not cover anyone who works in the motortrade. it cannot be used by anyone in the motor trade regardless of wot there policy says..
Rob H
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Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
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12th Mar 07 at 19:47   View User's Profile U2U Member Reply With Quote

Most places have stopped it now anyway, because too many people were abusing it. People were insuring shitters with it on thier policy, getting their grandad to insure a better car TPF&T, then driving the other car on a daily basis!
Simon L
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Registered: 24th Mar 02
Location: Glasgow
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12th Mar 07 at 19:57   View User's Profile U2U Member Reply With Quote

Some insurers still do it, but only for over 25s.
Rachel H
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Registered: 12th Nov 03
Location: Berks
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12th Mar 07 at 20:03   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Rob H
Most places have stopped it now anyway, because too many people were abusing it. People were insuring shitters with it on thier policy, getting their grandad to insure a better car TPF&T, then driving the other car on a daily basis!


Exactly
M2RTY
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Registered: 25th May 01
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12th Mar 07 at 20:50   View User's Profile U2U Member Reply With Quote

hic do it on TPFF policies, im 23

cis did it but stopped january
Daniel_Corsa
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Registered: 21st Apr 04
Location: Wigton, Cumbria
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12th Mar 07 at 21:07   View Garage View User's Profile U2U Member Reply With Quote

HIC do it if your 21 or older from when the policy starts.


April '06' Corsasport Feature Car | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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11th Jul 10 at 20:36   View User's Profile U2U Member Reply With Quote

this might be gravedigging, but can anyone shed anymore light on this (need to insure 2 cars aged 21)
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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11th Jul 10 at 20:41   View User's Profile U2U Member Reply With Quote

Its the insurers choice if they do or don't, FC or TP, you have to ask them.
John
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Registered: 30th Jun 03
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12th Jul 10 at 10:51   View User's Profile U2U Member Reply With Quote

Very few companies do it under 25 as of the end of last year.
flybikeslee
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Registered: 2nd Jan 07
Location: Liverpool
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12th Jul 10 at 11:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Rachel H
quote:
Originally posted by Rob H
Most places have stopped it now anyway, because too many people were abusing it. People were insuring shitters with it on thier policy, getting their grandad to insure a better car TPF&T, then driving the other car on a daily basis!


Exactly


my friend did this with his civic, insured a 100 mini, got his mum insured for cheap on the civic, then drove it daily as his
Colin
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Registered: 4th Apr 02
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12th Jul 10 at 12:19   View User's Profile U2U Member Reply With Quote

^^& thats pretty much the reason why they dont do it any more!!

sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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12th Jul 10 at 13:32   View User's Profile U2U Member Reply With Quote

aw that sucks, have to get out two policys in that case
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jul 10 at 13:36   View Garage View User's Profile U2U Member Reply With Quote

I'm not sure if Quinn are still giving new quotes but I had it when I was with them I was only 17/18 at the time as well.
sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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12th Jul 10 at 14:53   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by shaunmods
I'm not sure if Quinn are still giving new quotes but I had it when I was with them I was only 17/18 at the time as well.


what are you doing now then, when your corsa is off road?

its even more difficult because only selected companies will let you have modifications at a reasonable price

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