Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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and he made me v annoyed. i fitted my gmax suspension and before i put the wheels on my mum phoned them and said what my intentions were, as im a named driver earning my own NCB with directline.
The guy said madam we cant cover any vehicle with modifications unless the person is over 25. 
The car is booked in to see tomnova16 and i have fanblades and i havent ordered the tyres yet.
I pay yearly so i cant cancel the insurance and obv 1 years NCB will be a good thing come january. i am totally stuck for ideas, anyone got any suggestions?
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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Did they say the suspension was OK?
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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God dam Mothers
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Fear
Member
Registered: 20th Nov 02
Location: Down off the hill
User status: Offline
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you can cancel yor insurance they will refund you for the rest of the year, the only thing you will lose is the 6 months NCB you have built up!
it does say on their website about not covering mods until your over 25!
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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You can cancel - they should give you all the remaining FULL months on the policy back.
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MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
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not correct thing to do but if u spank just swap the wheels back?
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Jamie
Member
Registered: 1st Apr 02
Location: Aberdeen
User status: Offline
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They will take a % for "admin fees" etc so no you wont get near all your money back
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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quote:
Originally posted by Fear
you can cancel yor insurance they will refund you for the rest of the year, the only thing you will lose is the 6 months NCB you have built up!
it does say on their website about not covering mods until your over 25!
yeh we must have overlooked that, is there anyway of kind of redeeming the 6 months NCB tho
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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quote:
Originally posted by MatthewR
not correct thing to do but if u spank just swap the wheels back?
yeh but say its bad and im hospitalized along with someone else, i cant really take off suspension front bumper and wheels etc can i
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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You could continue to fit it and not tell them just drive carefully 
Only thing is would your mom be able to tell 
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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quote:
Originally posted by Dean_W
Did they say the suspension was OK?
we called as an anonymous person because we never gave any details of the car, he just said if your over 25 then no. but my mums 49 would that not be acceptable
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topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
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quote:
Originally posted by Fear
you can cancel yor insurance they will refund you for the rest of the year, the only thing you will lose is the 6 months NCB you have built up!
it does say on their website about not covering mods until your over 25!
what a shit rule. Try flux, they have insured all my modded cars since i was 18.
A company that charges extra for suspension mods is clueless tbh.
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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quote:
Originally posted by FruitBooTeR
You could continue to fit it and not tell them just drive carefully
Only thing is would your mom be able to tell
was what i wanted to do and she stamped the foot down and tbh where i live is a complete shit hole and chavs are everywhere, especiallly as i work at a leisure centre so it would be better for my piece of mind to have it all covered
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Fear
Member
Registered: 20th Nov 02
Location: Down off the hill
User status: Offline
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its worth phoning and asking as its your mums policy! but wouldnt hold your breath!
no way of getting the 6 months NCB back that i know of!
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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what a shit rule. Try flux, they have insured all my modded cars since i was 18.
A company that charges extra for suspension mods is clueless tbh.
no mate they dont charge extra, they dont cover the car at all, my gmax is on and if i were to smash something now i would be completely in the shit
[Edited on 15-06-2007 by Dan295]
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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I havent told my comp bout my exhaust an suspention, i plan to tho but havent got money atm to cover it.
I plan on saying - Had some sort of accidnet which damaged my exhaust so i got a new system fitted but as i wanted it dun properly i opted for a full stainless steel system.
Praps you could try summat similar, cant thing of summat for suspention tho thts a hard one
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dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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Insurance charges don't rise for OEM parts though so the wheels will be fine 
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John
Member
Registered: 30th Jun 03
User status: Offline
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If you are a named driver and your mum is over 25 then I don't see the problem 
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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quote:
Originally posted by dan_m1les
Insurance charges don't rise for OEM parts though so the wheels will be fine
oem? im guessing that means vaux/gm stuff rite, see now i honestly am not going ott, its getting colourcoding and smoothing out swage lines and number plate recess, its only a 40mm drop and fanblades, i think theyre just being tards tbh.
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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quote:
Originally posted by John
If you are a named driver and your mum is over 25 then I don't see the problem
honestly i could feel tears when she put the phone down, i have just saved so much to get it into the bodyshop and also saved to get the tyres and bits. oh i was annoyed, im trying to find ways and means tho,i dont think its right for them to tell me what i can and cant do, i was happy for them to bump up the premium a tad but not tell me what i can and cant do
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John
Member
Registered: 30th Jun 03
User status: Offline
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But you are only a named driver on the policy.
If your mum is main driver and over 25 does that not mean that you can do it?
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Dee
Banned
Registered: 19th Sep 01
User status: Offline
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quote:
Originally posted by Dan295
honestly i could feel tears when she put the phone down
Umm, m'kay.
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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it may do she is calling up later i will post what is discussed etc. thanks for the help guys 
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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quote:
Originally posted by Dee
quote:
Originally posted by Dan295
honestly i could feel tears when she put the phone down
Umm, m'kay.
seriously i was so annoyed
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Dee
Banned
Registered: 19th Sep 01
User status: Offline
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Get around Direct Lines head office and fill them in.
[Edited on 15-06-2007 by Dee]
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