SXI_SAM
Member
Registered: 16th Sep 05
Location: Burton-on-Trent, Staffs
User status: Offline
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Anyone on here claming back any bank charges?? My fella has just started his claim and just wondering if people were successful? x
Thanks Sam x
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boyracer2002
Member
Registered: 10th Aug 02
Location: West Yorkshire
User status: Offline
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yup on with it at the minute, mates bro does it and claimed a fair few back
http://www.4drebates.co.uk/
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Antz
Member
Registered: 28th Jul 03
Location: Leeds Drives: Myself Insane!
User status: Offline
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Mum tried claiming her back, but it's all in the air at the high courts so all claims are on hold now I think.
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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I got charge twice last year for being overdrawn, £38 each time. Wrote to Natwest n they sent a letter back saying they dont agree with the basis of my complaint but as a goodwill gesture they have reimbursed me the £76.
I think they know that they have to pay it back but aren't explicitly saying they are in the wrong. Quite snidy imo
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Phi
Member
Registered: 8th Jan 07
Location: South
User status: Offline
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i want my charges back..just its to much effort tbh!
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SXI_SAM
Member
Registered: 16th Sep 05
Location: Burton-on-Trent, Staffs
User status: Offline
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quote:
Originally posted by Corsa_phi
i want my charges back..just its to much effort tbh!
This is the step by step process my fella is doing! 
Anyone had very bad problems with Barclays? x
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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No, never had an overdraft so never been overdrawn 
Xx
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Phi
Member
Registered: 8th Jan 07
Location: South
User status: Offline
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although i dont have overdrafts or loans..i dont have credit status apparently! although they also said my money goes out to quick thats why! its god damn stupid these charges! , the charges i have had are purely good reasons! one was my work didnt pay me so a direct debit bounced!, which pureky isnt my fault.. second time was a cheque bounced for no reason twice! when the fund where in my account!, they only refunded one charge!!
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boyracer2002
Member
Registered: 10th Aug 02
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by Corsa_phi
i want my charges back..just its to much effort tbh!
not at all! click the live abovei posted email him and leave him to do the rest
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Jules
Member
Registered: 26th Nov 04
Location: Ipswich, Suffolk Status: Happy
User status: Offline
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Steve 
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Bart
Member
Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline
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i got about £500 from barclays back and ive just sent off another letter to barclaycard for £780.
Search for the consumer action group in google, sign up and get free access to bank templates and alot of free advice.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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hit search, must of been about 100000 of these posts recently 
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Phi
Member
Registered: 8th Jan 07
Location: South
User status: Offline
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thing is though, if you have goen over your agreed overdraft limit then surely its your fault, so there should some sort of charge at least!?
sorry but it is alot of effot to go try find proof of charges ive had over the last year.. like isaid its about 3 ! all at £39.. which is alot of money ...that could pay my car tax for 6 months! lol
id have to dig out statements..whihc infact i dont bother keeping half the time tbh! and going to all that effort...
If they did all the searching for the charges themselves id happily cal them to arrange that! lol
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paul.mitchell1984
Member
Registered: 31st Aug 06
Location: Wakefield
User status: Offline
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loads of posts on this recently, i claimed mine got back just over 2k
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by Corsa_phi
thing is though, if you have goen over your agreed overdraft limit then surely its your fault, so there should some sort of charge at least!?
The point isnt that you shouldnt be charged. Its that you should only be charged the admin fee associated with going overdrawn (said to be about £4).
The fact they charge you £20-40 each time represents a penalty charge, which are illegal, and means you should have a refund.
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by Ben G
No, never had an overdraft so never been overdrawn
Xx
Me to
xxxxxxxxxxxxxxxxxXXXXXxxxxxxxxxxxxxxxxxxXXXXXXxxxxxxxxxxxxxxxxxxxxx
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Once again, I think they are justified to charge what they like.
If you want an agreed overdraft you can have one for a small fee (which is agreed before you go over) and it only takes a few minutes to phone them. Unauthorised overdraft is just like stealing - ain't your money to take. I say they can charge what they like.
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Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
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quote:
Originally posted by Antz
Mum tried claiming her back, but it's all in the air at the high courts so all claims are on hold now I think.
As above...
You wont get anywhere at the moment.
The banks have now paid out over £1bn and they want to stop it.
Whilst i dont think its fair that people are charged.... i dont blame the banks for trying to stop it!
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K17STY
Member
Registered: 13th Dec 02
Location: West Lothian
User status: Offline
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quote:
Originally posted by Corsa_phi
id have to dig out statements..whihc infact i dont bother keeping half the time tbh! and going to all that effort...
If they did all the searching for the charges themselves id happily cal them to arrange that! lol
Erm they do, you sent the first letter asking them to detail all your charges 
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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Novabex has just done this and been succesful, Going to get her to do mine for a % of what i get back 
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K17STY
Member
Registered: 13th Dec 02
Location: West Lothian
User status: Offline
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its takes 2 mins do you want me to send you the letters
paying someone else to do it. lazy men!!
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by Cosmo
hit search, must of been about 100000 of these posts recently
Not just recently.
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SXI_SAM
Member
Registered: 16th Sep 05
Location: Burton-on-Trent, Staffs
User status: Offline
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thanks for all the replies x
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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I hope I haven't missed the boat then
I could do with my hundreds of pounds back
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dave17
Member
Registered: 3rd Sep 02
Location: Greater London
User status: Offline
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i sent off my 1st letter 2 weeks ago
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