corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » General Chat » Insurance claim


New Topic
New Poll 		  <<  1    2  >> Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author Insurance claim
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 11:05   View User's Profile U2U Member Reply With Quote
Someone crashed into me a while back, I won the claim, and have their insurance coming to look at the damage to the front bumper. Cars standard bar exuahst, which my insurance aren't aware, will they realise or even look at whats declared as its their insurance? cheers
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 11:15   View User's Profile U2U Member Reply With Quote
anyone
IvIarkgraham
Premium Member

Avatar

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
6th Mar 08 at 11:18   View Garage View User's Profile U2U Member Reply With Quote
take it off and put it back on when they leave
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 11:31   View User's Profile U2U Member Reply With Quote
too late, he called on the off chance... took pics of car and stuff.. am i fucked
IvIarkgraham
Premium Member

Avatar

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
6th Mar 08 at 11:32   View Garage View User's Profile U2U Member Reply With Quote
oh he's been
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 11:33   View User's Profile U2U Member Reply With Quote
yeah, just this second gone .. he was a cock... prob because its their insurance company
IvIarkgraham
Premium Member

Avatar

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
6th Mar 08 at 11:34   View Garage View User's Profile U2U Member Reply With Quote
cant see an exhaust in the pics

unless the ones in your garage are old ones before the exhaust
lil_g
Member
Registered: 29th Oct 06
User status: Offline
6th Mar 08 at 11:34   View User's Profile U2U Member Reply With Quote
How big is the exhaust?

If it's not too large they may not even notice
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 11:36   View User's Profile U2U Member Reply With Quote
he did look round and took pics.. its a 2" pugsport.
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 11:37   View User's Profile U2U Member Reply With Quote
but at time of accident i didnt have exhaust on
IvIarkgraham
Premium Member

Avatar

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
6th Mar 08 at 11:37   View Garage View User's Profile U2U Member Reply With Quote
i think you'll be fine

no point worrying about it
lil_g
Member
Registered: 29th Oct 06
User status: Offline
6th Mar 08 at 11:38   View User's Profile U2U Member Reply With Quote
2" is not noticable tbh!

Plus if they say anything do you have the receipt for the exhaust? Showing the date it was purchased?
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 11:43   View User's Profile U2U Member Reply With Quote
Yeah, but was purchased before lol.. took a while to get it fitted.. im bricking it!! He took pics of the car, tax disc, number under the bonnet.. Think the pictures were taken to see the condition of the car?! Someone please brighten me up lol. If it was my insurance id be fucked, but as its only the front of the car that needs doing i hope Ill be ok.. Shall I just ring my insurance and say I had an exhaust fitted yesterday or something?
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 11:44   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by lil_g
2" is not noticable tbh!

Plus if they say anything do you have the receipt for the exhaust? Showing the date it was purchased?


I think he did notice he looked at it when he went to the back.
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 12:04   View User's Profile U2U Member Reply With Quote
Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
6th Mar 08 at 12:09   View User's Profile U2U Member Reply With Quote
you shouldnt be worrying about it now mate, imo you should have declared it so this doesnt happen, would have been a tiny bit more on your policy unlike now if you struggle getting a payout
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 12:11   View User's Profile U2U Member Reply With Quote
yeah i know im a cock...
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 12:11   View User's Profile U2U Member Reply With Quote
what if i call them now and say i had it put on last night or something?
John
Member
Registered: 30th Jun 03
User status: Offline
6th Mar 08 at 12:12   View User's Profile U2U Member Reply With Quote
If its the 3rd party insurance company they won't care.

They don't know what you have declared or not.
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 12:13   View User's Profile U2U Member Reply With Quote
But will they go through them and say he has an aftermarket exhaust? I hope you're right John
VegasPhil
Premium Member

Avatar

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
6th Mar 08 at 12:14   View Garage View User's Profile U2U Member Reply With Quote
They won't find out mate

Corsa 2.0 16v Vegas - Sold
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
6th Mar 08 at 12:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John
If its the 3rd party insurance company they won't care.

They don't know what you have declared or not.

They will care - because if the car isn't insured to have that stuff on, then it shouldn't have been on the road, and they have a reason not to pay out.
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 12:15   View User's Profile U2U Member Reply With Quote
shall i call them and wil that be ok?
John
Member
Registered: 30th Jun 03
User status: Offline
6th Mar 08 at 12:16   View User's Profile U2U Member Reply With Quote
I bet they don't care.

I bet in 99% of cases your own insurance company don't even care.

Deano where do you think they find out if he has an exhaust declared?

They don't care about anything like that unless you caused 10 deaths and 6 million quids worth of damage.

If somebody hits you their insurance fix it, simple as.
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
6th Mar 08 at 12:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John
Deano where do you think they find out if he has an exhaust declared?

From your insurance company, I'm sure they would have been liaising, and probably have a copy of your policy.

  <<  1    2  >>
New Topic
New Poll

Corsa Sport » Message Board » General Chat » Insurance claim 23 database queries in 0.0135970 seconds