Jordan C
Member
Registered: 3rd Dec 07
Location: Dundee City Drives: Valver Corsa
User status: Offline
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What happens if ur caught with a redtop in ur corsa when its still reg'ed as a 1.4? Not really wanting to reg it cos its harder to sell on and i grudge paying £120 road tax anyway let alone £200
Insurance know its a 2.0 btw will they refuse to pay out if its still booked as a 1.4?
Thanks!
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Mobby
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Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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edit delete
you play with fire you will be burned
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Jordan C
Member
Registered: 3rd Dec 07
Location: Dundee City Drives: Valver Corsa
User status: Offline
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Nah i want answers
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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im sure they will refuse if its not on the log book. and if your caught you will be done with no insurance, maybe fraud im unsure
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nova_gteuk
Member
Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
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Unless someone grass's you up,i cant see how theyd find out.
Aslong as its insured as a 2 litre i wouldnt worry tbh.
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tom_simes
Show Staff Organiser: South Wales Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
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It may be insured, but it won't pass the MOT next time round.
You can also be prosecuted for not paying the car tax due on that engine size.
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Jordan C
Member
Registered: 3rd Dec 07
Location: Dundee City Drives: Valver Corsa
User status: Offline
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Mots arent a problem tbh!
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Ren
Member
Registered: 16th Oct 04
User status: Offline
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If you can't afford the £80, you should of kept it as a 1.4.
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tom_simes
Show Staff Organiser: South Wales Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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Even worse then, if you carry out your own dodgy MOT or get a workmate to do it for you (assuming you work in a garage from your avatar).
If you are prepared to fit an XE, you should also be prepared to take on the extra costs, such as the insurance and tax.
I suggest you follow Mobby's somewhat unusually sensible advice.
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Jordan C
Member
Registered: 3rd Dec 07
Location: Dundee City Drives: Valver Corsa
User status: Offline
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it is insured! just worry about the re-sale! any 1 else got a valver on her logged as a 1.0/1.2/1.4./1.6 etc
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nova_gteuk
Member
Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
User status: Offline
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I cant see why it would fail the mot?
aslong as it passes the emissions?
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scotts v6
Member
Registered: 3rd Aug 07
Location: leeds west yorkshire
User status: Offline
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yep mines a 1.2 lmao
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tom_simes
Show Staff Organiser: South Wales Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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I didn't say it wasn't insured, but why bother paying the extra for the insurance if you aren't going to do it properly?
I'm sure if you look into it further, it could prove to be very costly for you if you were to be involved in an accident or subject to a random roadside check.
Why bother risking it for an extra £65 on road tax? If I was you, I'd be ringing your insurance company and checking with them what their stance is on claiming.
It may be insured as a 2.0 with them, but all insurance companies will try any means possible to escape payouts.
If that means it being incorrectly entered on the logbook, that'll be the excuse they'll use.
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Jordan C
Member
Registered: 3rd Dec 07
Location: Dundee City Drives: Valver Corsa
User status: Offline
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Suppose its only £65 sheets! only thing i cant see my engine number for paint
Better get the wire brush out
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nova_gteuk
Member
Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
User status: Offline
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Personally i dont see why people are always worried.
I worked in twk thomas and son in llansamlet, you probaly know it tom,its a body repair shop for insurance companys.
and i never once saw and insurance examinor check engine numbers etc.
I rememeber a few times id check the jobsheet a 1 litre nova look under the crumpled bonnet and theres an xe sitting there and the claim still went through,happened quite a few times tbh.
And £65 isnt much but i wouldnt pay it in your position.
Aslong as its insured as a 2 litre i wouldnt worry ive never heard of an insurance company not pay out because it was on the logbook correctly.
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B3KAN
Member
Registered: 15th Feb 07
Location: Inverness, Highland
User status: Offline
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Doesnt matter if its insured proper its still illigal as your claiming cheaper tax and if your stopped by the police they will most likley inpound your car and have it crushed
Its really not worth the risk considering it aint that much more on tax
[Edited on 21-10-2008 by B3KAN]
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nova_gteuk
Member
Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
User status: Offline
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I doubt theyd impound it.
How would the police man know its got a diffrent engine,ive never been stopped and asked to open the bonnet?
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B3KAN
Member
Registered: 15th Feb 07
Location: Inverness, Highland
User status: Offline
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quote: Originally posted by nova_gteuk
I doubt theyd impound it.
How would the police man know its got a diffrent engine,ive never been stopped and asked to open the bonnet?
They do in scotland I know sumone it happend to, if its a traffic cop then they know fine well by looking at the engine code its not a 1400
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nova_gteuk
Member
Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
User status: Offline
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quote: Originally posted by B3KAN
quote: Originally posted by nova_gteuk
I doubt theyd impound it.
How would the police man know its got a diffrent engine,ive never been stopped and asked to open the bonnet?
They do in scotland I know sumone it happend to, if its a traffic cop then they know fine well by looking at the engine code its not a 1400
Well ive never known it to happen around here.
And most of the police in south wales wouldnt know a 1.2 from a 2 litre in any case.My brother went to a retro rides meet in porthcawl few months ago,the copper said to my brother,thats nice for a 1 litre,even with the engine on show,hes got a g40 even the supercharger didnt give it away to the copper
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tom_simes
Show Staff Organiser: South Wales Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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quote: Originally posted by nova_gteuk
How would the police man know its got a diffrent engine,ive never been stopped and asked to open the bonnet?
My Dad has. It all depends what you were doing when you were stopped.
He was accelerating pretty quickly in his Sierra around 12 years ago now, and got stopped by the police for a quick roadside check.
The car had a 1.6 GLS body, white bodywork and standard black plastic bumpers etc. However, it was from a special run that Ford made, which had GLS bodies but the XR4x4 running gear and 2.9 V6 engines.
He asked my Dad to open the bonnet to check it out, where he saw the 2.9, but when he phoned it through, found it to all be legit as it left the factory like that, so insurance, tax and logbook all matched up to the V6 engine.
Just saying Phil, it can happen.
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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imo if your not going to do it legaly then don't do it at all or expect to be bent over and treated like a prison bitch
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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See for me it would be the opposite way around.
I wouldn't tell anyone because of the insurance hike, but as you've declared it as a 2.0 I don't see the problem with £80 extra a year on road tax. Not worth taking the risk for that is it?
Edit: And I've also had my engine checked on my Corsa. Admittedly the Copper thought the cold air feed to my air filter was a turbo so says alot about what he knew
[Edited on 22-10-2008 by Graham88]
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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There are a range of answers to this question, from nothing at all bad to you'll get fined for all sorts of stuff.
The likelyhood of either you don't know until it happens. Worse case is fine for tax evasion, paying the backdated tax that you owe, an insurance claim may also be invalid if the car isn't road legal which it isn't if the tax is declared void. If they refuse a payout you're in big trouble not only because your car doesn't get fixed but you're then liable for an insurance related endorsement on your licence.
All that of course means you'll find it more difficult (read: expensive) to get insurance in the future. So to save 60 quid you potentially set yourself up for losing hundreds every year for years to come.
I personally would have it right.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Although I know of a person who crashed, claimed, was found to have no MOT or Tax. They still paid out, but the Police did prosecute him for not having them.
But goes to show it's not all true about invalidating insurance etc.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Bloody hell, its £65 increase on the tax to be all legit?!?
Just pay it
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