mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Just wondering who saves money and if you do how often. Interested to see how everyone else does things!
Also state what percentage of your wage or an actual figure if you feel comfortable saying.
I have been pretty bad up until now I have just stuck £500 every few months into my savings but nothing regular. Spend a few hundred each month on, well basically crap I dont need.
I still live at home and had a sort through all my incomings and outgoings last night. There is no reason why I shouldn't be able to save about 30% of my wage every month. Time for a bit of reality check/economy drive for me I think!
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Just started to, but I do it manually, the amount vaires every month!
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Conway563
Member
Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
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Not at the moment as the money I would normally be saving is going on debts, should be clear in march though and I'll be putting a chunk of my wages in each month
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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Nup, not a single penny.
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Daimo B
Member
Registered: 20th Mar 00
User status: Offline
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I have a house.
There is no room for saving.
Previous to that, I had a car, a loan, and a bike, a loan, hence no saving then.
I've always spent what I earnt. I see my house as my future bank balance 
Living at home, or renting, and i'd be rolling in it
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stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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No I have 7k to pay off at 0% apr before I start saving!
Saying that I do spank £600 on my mortage alone a month!
As VXr said, if I lived at home I'd be rolling in it!
[Edited on 27-01-2009 by Alex.S]
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Jodi_the_g
Member
Registered: 7th Aug 01
Location: Washington D.C
User status: Offline
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Not really much point in it at the moment, not like its going to do anything in the next 18 months 3 years.
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Up until now no, but I've just started a new job with almost double my previous salary so guess its about time I started (according to Colin!) 
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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I signed up for a thing on the bank where when you spend money on your card, it rounds it up to the nearest pound and puts the change into my savings  So if I bought something for £9.50, it would put the extra 50p (rounding to a tenner) into savings account  just added it up, comes to £4.42 so far, since October. Not a lot, but it's better than nothing.
Try to save properly as well though, but I have very little spare cash at the moment.
[Edited on 27-01-2009 by Daveskater]
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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Trying to save around £700 a month at the moment for my house deposit - Before when I was living on my own with a car, I was saving £250 a month
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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Have a savings accoutn but dont use it tbh just let the money build up in my current account.
Should really save for a house lol but atm cars are more important
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nik
Member
Registered: 19th Jun 00
User status: Offline
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Spend £1000s a month on bills and living so don't really bother saving anything. Got plenty of assets should I need to raise cash at any point which are worth more than savings in a bank.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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If you have a house I think thats fair enough as a mortgage and bills will be a big chunk of most peoples wages. I very much doubt I will be able to save once I get a house.
I dont really have that much in the way of financial commitments apart from my car which is why now I've stopped and looked things I'm a bit pissed off I haven't saved more already than I have done.
House is what I am saving for now. I have a bit but need triple it to make a decent deposit!
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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LeahWGA
Member
Registered: 11th Jan 08
Location: Laurencekirk/Stirling
User status: Offline
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I save about £200-£300 nearly every month,but that is all for holiday fund
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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Not really, all my wages go into my account each week. I spend what I want, sometimes I'll blow it all and more, sometimes not so much. I do have some money saved up already though.
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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I save £1k a month until I get a house.........then I will save nothing 
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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You will have a nice deposit!
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fazza
Member
Registered: 7th Feb 08
Location: Plymouth
User status: Offline
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i used to until i started my LET project, and seem to be spending loads on this atm so no saving for me currently.
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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quote:
Originally posted by Matty G
You will have a nice deposit!
Still probably won't be enough with house prices round here.
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liamC
Member
Registered: 28th Feb 04
User status: Offline
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Focusing on paying off debt before saving.
So I should start saving circa 58 years old.
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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£400pm into my ISA
I scrape the remainder of my monthly wage into my day to day savings account at the end of each month.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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No.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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quote:
Originally posted by johnhara1
£400pm into my ISA
I scrape the remainder of my monthly wage into my day to day savings account at the end of each month.
you can only put £3600 a year into an ISA cant you? So you wont be able to pay anything into it after 9 months 
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Half Pint
Member
Registered: 25th Mar 02
User status: Offline
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at the moment i am saving around £1600 every month plus paying into my pension...
ionly started savig about 4 years ago and that was only ivesting in share schemes at work. although up until they crashed i had done pretty well out of it.
i have just learnt how to live without spending all i earn it is possible you just have to be a bit more careful when in the pub.
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